David Ramirez
$875,000$925,0005 bd4.5 ba3,657 sqft$239 /sqft$6,309 /mo all-in ↓

15652 GENTLE RAIN DRIVE, WINTER GARDEN, FL, 34787

Active63 days on marketListed Jun 4, 2026MLS #O6412120

Reduced $50KSingle Family ResidenceOSPREY RANCH-PH 1

About this home

15652 GENTLE RAIN DRIVE

One or more photo(s) has been virtually staged. Welcome to one of the most beautifully designed homes in Horizon West, nearly 3700 square feet of luxury living space, and only 4 minutes from Disney World, Firework views nightly. This house is a MUST SEE. The open-concept floor plan includes an expansive great room that flows seamlessly to the covered lanai and spacious backyard. Perfectly positioned to capture breathtaking sunset views over open farmland. There is plenty of room to build your dream pool, and there are no rear neighbors! Built less than 2 years ago, this exceptional 5-bedroom, 4.5-bath residence offers spacious rooms, stunning modern farmhouse finishes throughout, and ample storage (a premium in Florida). From the moment you step inside, the home delivers an unforgettable WOW factor. Anchored by an oversized island and a designer gourmet kitchen with a gas range for any chef’s delight. The stellar floor plan features premium cabinetry, quartz countertops, and fixtures. There are three ensuite bedrooms, including a spacious primary suite, plus two secondary ensuite spaces. One of these ensuite spaces is conveniently located downstairs, making it ideal for guests or multigenerational living. Community amenities include: Pool, Splash Pad, Playground, Hiking & Biking Trails. Perfectly situated in the heart of Horizon West, this home is within walking distance of Flamingo Crossings shopping and dining, and the brand-new Ovation Elementary School, opening in August 2026. Convenient access to Hamlin, downtown Winter Garden, MCO, major roadways, shopping, dining, and entertainment make this location truly hard to beat. A rare combination of design, quality, functionality, views, and proximity to Disney. This is Central Florida luxury living at its best!

Facts & features

The home at a glance

5

Bedrooms

4.5

Bathrooms

3,657

Sqft

0.14 ac

Lot size

2

Garage

2024

Year built

Two

Levels

$239

Per sqft

Park/Greenbelt viewPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Microwave · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewPark/Greenbelt
FacesEast
ParkingDeeded · Driveway · Garage Door Opener
ExteriorLighting · Sliding Doors

Community & fees

HOA fee$99/mo
Taxes (2025)$12,004/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,309 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,721
PMI (est., until 20% equity)$328
Property tax — 2025 actual bill$1,000
HOA fee — from the listing$99
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $87,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $87,500
Interest rate6.00%
Loan term

Estimated payment

$6,309/mo

Principal & interest$4,721
PMI (est., until 20% equity)$328
Property taxes (actual bill)$1,000
HOA / condo fee$99
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $875K
$840KedgeAI estimate $903,574 · range $888K$931K$968K

vs edgeAI estimate

−3.2%

$/sqft vs Winter Garden actives

$239 vs $261

Days on market

63 vs 38 typical

Where $239/sqft sits among the 400 Winter Garden actives

74
131 · this home
97
42
23
33
$179–220$220–262$262–303$303–345$345–386$386+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Village I

Map of 15652 GENTLE RAIN DRIVE inside its neighborhood boundary

Drive times from this address

Walt Disney World16 min
Universal Orlando31 min
Downtown Orlando36 min
Orlando Int’l Airport (MCO)42 min
Downtown Tampa74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Garden. See the full Winter Garden guide →

Village I — neighborhood snapshot

Population

1,534

Median age

37

Median income

$130,745

Median home value

$496,000

Avg household

3

Households w/ children

225

For the school run

Orange County School District

ElementaryWater Spring Elementary★★★★★
HighHorizon High School★★★★
MiddleWater Spring Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Garden market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$585K$611K

Winter Garden median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

170 of 400

Winter Garden actives have cut their price

Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 64% above the WINTER GARDEN 34787 median. See the full Winter Garden market guide →

Paper trail

This home's history

CurrentPrice reduced to $875,000 $50K
Jun 4, 2026Listed at $925,000 · 63 days on market since
2024Built · OSPREY RANCH-PH 1

Reality check

What actually sold near 15652 GENTLE RAIN DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

15536 GENTLE RAIN DRIVESold · Apr ’26

$735,000

15536 GENTLE RAIN DRIVE · same community

5 bd · 3 ba · 2,961 sqft · $248/sqft · 121 DOM

12554 WESTHAVEN OAK DRIVESold · Jul ’26

$588,000

12554 WESTHAVEN OAK DRIVE · same community

4 bd · 3.5 ba · 2,743 sqft · $214/sqft · 261 DOM

12595 GRAPE CHARDONNAY ALLEYSold · Mar ’26

$658,561

12595 GRAPE CHARDONNAY ALLEY · same community

4 bd · 3.5 ba · 2,743 sqft · $240/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 15652 GENTLE RAIN DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 15652 GENTLE RAIN DRIVE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

15652 GENTLE RAIN DRIVE FAQs

What would the monthly payment be for 15652 GENTLE RAIN DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,309/mo — principal and interest, the actual property-tax bill, the $99/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 15652 GENTLE RAIN DRIVE?+

The association fee works out to $99 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 15652 GENTLE RAIN DRIVE?+

The most recent tax bill on record (2025) was $12,004. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 15652 GENTLE RAIN DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Garden?+

At $875,000, this home is listed about 48% above the Winter Garden median of $590,000. The market section on this page shows how the area is trending.

Which schools are assigned to 15652 GENTLE RAIN DRIVE?+

Water Spring Elementary (elementary), Horizon High School (high), Water Spring Middle School (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$875,000 runs 64% above the WINTER GARDEN 34787 median — but at 3,657 sqft it's also 68% larger than the typical Winter Garden listing.

02Park/Greenbelt views

The park/greenbelt view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Water Spring Elementary, Horizon High School, Water Spring Middle School — Horizon High School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $925,000, now $875,000 — a $50K cut. The full history is in the market section below.

Listing courtesy of REAL BROKER, LLC · Susana Wight. MLS #O6412120.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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