
1393 WOOD LAKE CIRCLE, ST CLOUD, FL, 34772
Active51 days on marketListed Jun 4, 2026MLS #O6412064
About this home
1393 WOOD LAKE CIRCLE
Virtually Staged. BACK ON THE MARKET! Seller is offering up to $5,000 toward buyer closing costs, prepaid expenses, or an interest rate buy-down with an acceptable offer. Qualified buyers who use the seller’s preferred lender may also be eligible for up to a 1% lender credit (subject to lender approval and program guidelines). Eligible buyers may also qualify for Florida’s recently reopened Hometown Heroes program. Virtually staged. Back on the market through no fault of the seller or the property, giving you another opportunity to make this beautifully maintained home yours. Offering 1,933 square feet of versatile living space, this 3-bedroom, 2-bath home is thoughtfully designed for comfortable everyday living. Situated on an approximately ¼-acre homesite in an established community with a low annual HOA and no CDD, this property offers the space, privacy, and charm that are becoming increasingly difficult to find. The flexible floor plan features a dedicated den/office/flex room with elegant glass French doors, perfect for working from home, hobbies, or additional living space. The inviting living room is centered around a cozy wood-burning fireplace and complemented by custom built-in cabinetry that adds both character and practical storage. The oversized 27’x14’ primary suite serves as a relaxing retreat, highlighted by a stunning bay window that fills the room with natural light. Both bathrooms feature walk-in showers, adding comfort and convenience. Big-ticket improvements have already been completed, including a 2023 roof, newer appliances, additional attic insulation, updated blinds, ceiling fans, and other thoughtful enhancements that contribute to the home’s move-in-ready appeal. A Bluetooth-enabled infrared sauna conveys with the property, while Govee smart outdoor lighting provides customizable exterior lighting to enhance everyday evenings, holidays, and special occasions. Step outside to enjoy the large fenced backyard, attached storage shed, mature landscaping, and peaceful pond views. The property extends beyond the existing rear fence line—please refer to the lot line photo for an approximate illustration of the additional property. The generous spacing between neighboring homes creates a greater sense of openness and privacy than is often found in newer residential communities. Ideally located near parks and outdoor recreation, golf enthusiasts will appreciate the close proximity to Royal St. Cloud Golf Links. You’ll also enjoy convenient access to Lake Nona Medical City, Orlando International Airport, Narcoossee Road, US-192, Florida’s Turnpike, SR 417, shopping, dining, and everyday conveniences. Whether you’re searching for more outdoor space, flexible living areas, thoughtful updates, or the comfort of an established neighborhood, 1393 Wood Lake Circle offers an exceptional opportunity. Schedule your private showing today and experience everything this beautiful home has to offer!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,933
Sqft
0.26 ac
Lot size
2
Garage
1990
Year built
One
Levels
$197
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,985 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,985/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.3%
$/sqft vs St Cloud actives
$197 vs $220
Days on market
51 vs 33 typical
Where $197/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
196 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% above the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 1393 WOOD LAKE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$450,000
1308 WOOD LAKE CIRCLE · same community
4 bd · 3 ba · 2,306 sqft · $195/sqft · 103 DOM
Sold · Sep ’25$305,000
1416 WOOD LAKE CIRCLE · same community
3 bd · 2 ba · 1,280 sqft · $238/sqft · 259 DOM
Sold · Sep ’25$374,000
3261 SAWGRASS CREEK CIRCLE
4 bd · 2 ba · 1,932 sqft · $194/sqft · 52 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1393 WOOD LAKE CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1393 WOOD LAKE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1393 WOOD LAKE CIRCLE FAQs
What would the monthly payment be for 1393 WOOD LAKE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,985/mo — principal and interest, the actual property-tax bill, the $29/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1393 WOOD LAKE CIRCLE?+
The association fee works out to $29 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1393 WOOD LAKE CIRCLE?+
The most recent tax bill on record (2025) was $4,692. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1393 WOOD LAKE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $380,000, this home is listed about 11% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1393 WOOD LAKE CIRCLE?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ADVANTAGE III · Margo Vallejo. MLS #O6412064.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Cloud homes, in your inbox
Like 1393 WOOD LAKE CIRCLE but not quite? A daily digest of every new listing in St Cloud — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →


