David Ramirez
$699,900$750,0004 bd3.5 ba2,951 sqft$237 /sqft$5,195 /mo all-in ↓

4212 WINDING PINES DRIVE, APOPKA, FL, 32712

Active63 days on marketListed Jun 2, 2026MLS #O6412050

Reduced $50KPrivate poolSingle Family ResidenceWINDING MDWS

About this home

4212 WINDING PINES DRIVE

Welcome to 4212 Winding Pines Drive in the sought-after Winding Meadows community, where thoughtful design, premium upgrades, and exceptional indoor-outdoor living create an unforgettable Florida lifestyle. From the moment you arrive, you'll notice the enhanced curb appeal featuring upgraded front landscaping, an expanded driveway widened by four feet, and a welcoming entry highlighted by a decorative glass front door, chair rail molding, and beautiful wood-look tile flooring. Inside, the open-concept layout showcases elegant finishes throughout, including 8-foot interior doors, a tray ceiling with ambient lighting in the gathering room, and expansive sliding glass doors that fill the home with natural light while framing views of the backyard oasis. The gourmet kitchen is designed to impress with quartz countertops, crisp light cabinetry, designer hardware, a custom tile backsplash, stainless steel appliances, abundant storage, and an oversized center island that serves as the centerpiece for gathering and entertaining. The adjacent dining area offers a stylish setting for both everyday meals and special occasions. The split bedroom floor plan provides privacy and functionality with 4 bedrooms, 3 full bathrooms, and 1 half bathroom. The spacious primary suite is a true retreat featuring a designer accent wall, generous natural light, room for a sitting area, a custom double-sided walk-in closet system, and a luxurious ensuite bath complete with an extended grand walk-in shower and private water closet. Bedrooms 2 and 3 share a full bathroom, while Bedroom 4 enjoys its own private ensuite bath, making it ideal for guests or multigenerational living. A dedicated home office offers the perfect work-from-home space with stylish finishes and neighborhood views. Step outside and discover a private resort-inspired backyard designed for year-round enjoyment. The screened saltwater pool and spa are complemented by elegant paver decking, a pool enclosure, and both a heat pump and additional gas heater for maximum comfort throughout the seasons. The fully equipped outdoor kitchen features a built-in grill, oversized vent hood, granite countertops, sink, and expansive bar seating, creating the ultimate entertaining space. Additional enhancements include upgraded rear landscaping, a fully fenced yard, and a water softener system. Music lovers will appreciate the built-in audio system featuring five in-ceiling speakers in the gathering room and two additional speakers on the lanai, creating a seamless indoor-outdoor entertainment experience. Residents of Winding Meadows enjoy access to a community pool and a prime location near the 429 corridor, providing convenient access to shopping, dining, recreation, and major commuter routes throughout Central Florida. Combining luxury builder options, extensive owner upgrades, and exceptional outdoor living, this remarkable Apopka residence offers the perfect blend of comfort, style, and functionality.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,951

Sqft

0.22 ac

Lot size

2

Garage

2024

Year built

One

Levels

$237

Per sqft

Private poolPets allowed

Inside

FlooringCeramic Tile · Tile
AppliancesBuilt-In Oven · Dishwasher · Disposal · Gas Water Heater · Microwave · Range · Refrigerator · Water Softener
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Open Floorplan · Solid Surface Counters · Split Bedroom · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesWest
ExteriorIrrigation System · Lighting · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$114/mo
Taxes (2025)$10,585/yr
PetsYes
CommunityDeed Restrictions · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Phone Available · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,195 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,777
PMI (est., until 20% equity)$262
Property tax — 2025 actual bill$882
HOA fee — from the listing$114
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $69,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $69,990
Interest rate6.00%
Loan term

Estimated payment

$5,195/mo

Principal & interest$3,777
PMI (est., until 20% equity)$262
Property taxes (actual bill)$882
HOA / condo fee$114
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Apopka actives

$237 vs $218

Days on market

63 vs 36 typical

Where $237/sqft sits among the 400 Apopka actives

55
110
116
71 · this home
21
27
$156–183$183–210$210–238$238–265$265–292$292+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Apopka

Map of 4212 WINDING PINES DRIVE

Drive times from this address

Downtown Orlando33 min
Universal Orlando37 min
Walt Disney World42 min
Orlando Int’l Airport (MCO)48 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Apopka. See the full Apopka guide →

APOPKA 32712 — neighborhood snapshot

Population

49,522

Median age

41.9

Median income

$106,264

Median home value

$389,900

Avg household

3.04

Households w/ children

5,838

For the school run

Orange County School District

MiddleApopka Middle★★★★
ElementaryDream Lake Elementary★★★★★
HighApopka High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apopka market

Seller’s marketLeans seller3.4 months of inventoryBuyer’s market

$399K$399K

Apopka median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

178 of 400

Apopka actives have cut their price

Median sold price, Apopka, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 49% above the APOPKA 32712 median. See the full Apopka market guide →

Paper trail

This home's history

CurrentPrice reduced to $699,900 $50K
Jun 2, 2026Listed at $750,000 · 63 days on market since
2024Built · WINDING MDWS

Reality check

What actually sold near 4212 WINDING PINES DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4175 MEANDERING BAY DRIVESold · Jun ’26

$570,000

4175 MEANDERING BAY DRIVE · same community

4 bd · 2.5 ba · 2,709 sqft · $210/sqft · 110 DOM

4070 ROAMING BROOK DRIVESold · Jun ’26

$435,000

4070 ROAMING BROOK DRIVE · same community

4 bd · 3 ba · 2,482 sqft · $175/sqft · 186 DOM

4012 MEANDERING BAY DRIVESold · Mar ’26

$469,000

4012 MEANDERING BAY DRIVE · same community

4 bd · 2 ba · 2,196 sqft · $214/sqft · 11 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4212 WINDING PINES DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4212 WINDING PINES DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

4212 WINDING PINES DRIVE FAQs

What would the monthly payment be for 4212 WINDING PINES DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,195/mo — principal and interest, the actual property-tax bill, the $114/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4212 WINDING PINES DRIVE?+

The association fee works out to $114 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4212 WINDING PINES DRIVE?+

The most recent tax bill on record (2025) was $10,585. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4212 WINDING PINES DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apopka?+

At $699,900, this home is listed about 56% above the Apopka median of $449,900. The market section on this page shows how the area is trending.

Which schools are assigned to 4212 WINDING PINES DRIVE?+

Apopka Middle (middle), Dream Lake Elementary (elementary), Apopka High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$699,900 runs 49% above the APOPKA 32712 median — but at 2,951 sqft it's also 44% larger than the typical Apopka listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $750,000, now $699,900 — a $50K cut. The full history is in the market section below.

Listing courtesy of EXP REALTY LLC · Todd Schroth, Pa. MLS #O6412050.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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