David Ramirez
$575,000$590,0004 bd2 ba1,841 sqft$312 /sqft$4,005 /mo all-in ↓

2886 SWEETSPIRE CIRCLE, OVIEDO, FL, 32766

Active55 days on marketListed May 30, 2026MLS #O6411924

Priced 15% below the OVIEDO 32766 medianReduced $15KPrivate poolSingle Family ResidenceSANCTUARY PH 1 VILLAGES 1, 2 & 3

About this home

2886 SWEETSPIRE CIRCLE

Welcome to this beautifully maintained 4-bedroom, 2-bath pool home in the highly sought-after Sanctuary community of Oviedo. Nestled on a quiet street, this inviting residence offers a versatile floor plan designed for both everyday living and entertaining. Upon entry, you'll appreciate the volume ceilings, abundant natural light, and attractive low-maintenance laminate flooring. The spacious front living and dining area provides endless flexibility and can serve as a formal living room, casual gathering space, home office, or even a game room. The private owner's suite features volume ceilings, a large transom window, a spacious walk-in closet, and an ensuite bath complete with dual vanities, a garden tub, separate shower, and private water closet. At the heart of the home, the kitchen overlooks the dinette and family room, creating the perfect gathering space. Featuring stainless steel appliances, granite countertops, and ample prep space, the kitchen is ideal for both daily living and entertaining. French doors from the family room lead to your own fenced backyard retreat. Relax on the patio with your morning coffee or unwind in the evening while overlooking the sparkling pool, installed just two years ago and featuring a low-maintenance design and sun shelf. Thoughtful outdoor features include vinyl fencing, decorative rock landscaping, turf pet areas, and pet doors to keep four-legged family members happy. Bedrooms two, three, and four are privately situated toward the rear of the home. Residents of The Sanctuary enjoy an impressive array of amenities including a resort-style pool, splash pad, clubhouse with fitness center, basketball, tennis and pickleball courts, soccer field, and multiple playgrounds. Zoned for highly rated "A" Seminole County schools and conveniently located near UCF, Seminole State College, Publix, Orlando Sanford International Airport, Orlando International Airport, and major roadways, this home also offers easy access to thousands of acres of state and county forests and is approximately 45 minutes from Florida's beautiful beaches. Don't miss the opportunity to own this exceptional pool home in one of Oviedo's most desirable communities. Schedule your private showing today!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,841

Sqft

0.14 ac

Lot size

2

Garage

2001

Year built

One

Levels

$312

Per sqft

Private poolPets allowed

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Stone Counters · Thermostat
LaundryIn Kitchen · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesSoutheast
ExteriorFrench Doors · Irrigation System · Sidewalk

Community & fees

HOA fee$117/mo
Taxes (2025)$4,916/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Number Limit, Yes
CommunityClubhouse · Deed Restrictions · Fitness Center · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,005 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,103
PMI (est., until 20% equity)$216
Property tax — 2025 actual bill$410
HOA fee — from the listing$117
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $57,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $57,500
Interest rate6.00%
Loan term

Estimated payment

$4,005/mo

Principal & interest$3,103
PMI (est., until 20% equity)$216
Property taxes (actual bill)$410
HOA / condo fee$117
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $575K
$474KedgeAI estimate $518,047 · range $494K$557K$598K

vs edgeAI estimate

+11%

$/sqft vs Oviedo actives

$312 vs $250

Days on market

55 vs 25 typical

Where $312/sqft sits among the 203 Oviedo actives

42
55
47
32
11 · this home
16
$195–221$221–248$248–275$275–302$302–329$329+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sanctuary Village

Map of 2886 SWEETSPIRE CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Orlando30 min
Orlando Int’l Airport (MCO)39 min
Universal Orlando43 min
Walt Disney World55 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Oviedo. See the full Oviedo guide →

Sanctuary Village — neighborhood snapshot

Population

3,041

Median age

40

Median income

$138,913

Median home value

$479,000

Avg household

3

Households w/ children

541

For the school run

Seminole County School District

MiddleChiles Middle School★★★★
ElementaryWalker Elementary School★★★★
HighHagerty High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Oviedo market

Seller’s marketLeans seller3.9 months of inventoryBuyer’s market

$539K$580K

Oviedo median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

111 of 203

Oviedo actives have cut their price

Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 15% below the OVIEDO 32766 median. See the full Oviedo market guide →

Paper trail

This home's history

CurrentPrice reduced to $575,000 $15K
May 30, 2026Listed at $590,000 · 55 days on market since
2001Built · SANCTUARY PH 1 VILLAGES 1, 2 & 3

Reality check

What actually sold near 2886 SWEETSPIRE CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2850 SPRING HEATHER PLACESold · Sep ’25

$575,000

2850 SPRING HEATHER PLACE · same community

4 bd · 2.5 ba · 2,129 sqft · $270/sqft · 54 DOM

3063 JUNEBERRY TERRACESold · Jul ’25

$545,000

3063 JUNEBERRY TERRACE · same community

4 bd · 3 ba · 2,276 sqft · $239/sqft · 93 DOM

2923 SPRING HEATHER PLACESold · Nov ’25

$555,000

2923 SPRING HEATHER PLACE · same community

5 bd · 3 ba · 2,410 sqft · $230/sqft · 39 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2886 SWEETSPIRE CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2886 SWEETSPIRE CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2886 SWEETSPIRE CIRCLE FAQs

What would the monthly payment be for 2886 SWEETSPIRE CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,005/mo — principal and interest, the actual property-tax bill, the $117/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2886 SWEETSPIRE CIRCLE?+

The association fee works out to $117 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2886 SWEETSPIRE CIRCLE?+

The most recent tax bill on record (2025) was $4,916. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2886 SWEETSPIRE CIRCLE?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Oviedo?+

At $575,000, this home is listed about 10% above the Oviedo median of $525,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2886 SWEETSPIRE CIRCLE?+

Chiles Middle School (middle), Walker Elementary School (elementary), Hagerty High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the OVIEDO 32766 market on paper

$575,000 is 15% below the OVIEDO 32766 median of $674,000.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

55 days on market against a Oviedo median of 25 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Chiles Middle School, Walker Elementary School, Hagerty High School — Chiles Middle School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $590,000, now $575,000 — a $15K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Sandra Buckner. MLS #O6411924.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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