2020 PALMER STREET, ORLANDO, FL, 32803
Active70 days on marketListed May 29, 2026MLS #O6411838
About this home
2020 PALMER STREET
Downtown buyers seeking cute, charming, privacy and BRAND NEW updated kitchen and bath. You will want to come quick to see this stunning bungalow style home that is perfectly sized for the empty nester or first time buyer. Located in the Lake Como / Greenwood District and zoned for Boone High, this home features one of the prettiest streets in the Downtown area and is perfectly located to enjoy a quick commute, walk or bike to Downtown, or hop on the 408 for quick access to the beaches, attractions, and OIA. The owner has taken excellent care of this place, with gorgeous oak-canopied front yard, a spacious rear fenced-in yard with plush grass and mature landscaping, this home is just waiting for summer barbecues and gatherings of friends and family. The floor plan is extremely efficient, and features a large eat-in kitchen, original (and BEAUTIFUL) real wood floors, and actually has a second living space that would make a great yoga room, home office, or reading room. Tall ceilings and GORGEOUS original wood windows allow sunlight to come streaming in from all angles, giving the home a larger feel for its footprint. This truly is a property that gives off a positive vibe, and you and your guests will feel "at home" the moment they pull up. Roof was replaced in 2018, insulation replaced in 2026, and in a non-flood zone. Call today to schedule your private showing.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
880
Sqft
0.17 ac
Lot size
1949
Year built
One
Levels
$449
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,043 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,043/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8%
$/sqft vs Orlando actives
$449 vs $248
Days on market
70 vs 41 typical
Where $449/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Como
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Lake Como — neighborhood snapshot
Population
2,634
Median age
44
Median income
$99,023
Median home value
$418,554
Avg household
2
Households w/ children
188
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
174 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the ORLANDO 32803 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 2020 PALMER STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$393,000
2021 PALMER STREET · same community
2 bd · 1 ba · 882 sqft · $446/sqft · 117 DOM
Sold · Aug ’25$384,900
725 S HAMPTON AVENUE · same community
3 bd · 1 ba · 1,008 sqft · $382/sqft · 20 DOM
Sold · Oct ’25$400,000
721 S HAMPTON AVENUE · same community
2 bd · 1 ba · 1,010 sqft · $396/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2020 PALMER STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2020 PALMER STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2020 PALMER STREET FAQs
What would the monthly payment be for 2020 PALMER STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,043/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2020 PALMER STREET?+
The most recent tax bill on record (2025) was $4,604. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2020 PALMER STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $394,900, this home is listed about 1% above the Orlando median of $390,990. The market section on this page shows how the area is trending.
Which schools are assigned to 2020 PALMER STREET?+
Lake Como School (elementary), William R Boone High (high), Hillcrest Elementary (elementary) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ORLANDO 32803 market on paper
$394,900 is 12% below the ORLANDO 32803 median of $450,000.
02Strong assigned schools
Lake Como School, William R Boone High, Hillcrest Elementary — Hillcrest Elementary rates 5 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $399,000, now $394,900 — a $4K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DERENTHAL REALTY · Mike Derenthal. MLS #O6411838.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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