3450 PARK AVENUE, INDIAN LAKE ESTATES, FL, 33855
Active73 days on marketListed May 28, 2026MLS #O6411796
About this home
3450 PARK AVENUE
Motivated seller! Move-in ready home located in the desirable Lake Estates community! This charming 3-bedroom, 2-bath residence sits on a peaceful half-acre lot with beautiful wooded views and currently no rear or side neighbors, offering added privacy and tranquility. Inside, you’ll find a bright and well-maintained interior featuring easy-care ceramic tile flooring throughout—no carpet! The cheerful galley-style kitchen offers ample counter space, a convenient breakfast bar, and a closet pantry, all opening to the spacious living and dining areas, perfect for entertaining family and friends. The primary suite includes a walk-in closet and private en-suite bathroom, while two additional bedrooms and a guest bath provide comfortable accommodations for family or guests. Neutral paint tones throughout make this home truly move-in ready and ideal as a primary residence, vacation retreat, or retirement home. Enjoy the lifestyle that the Lake Estates has to give, including lake access, golf, clubhouse, marina, and the longest freshwater fishing pier in Florida. Conveniently located between Tampa, Orlando, and Vero Beach, this community offers the perfect blend of relaxation and accessibility.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,229
Sqft
0.5 ac
Lot size
2
Garage
2006
Year built
One
Levels
$229
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,209 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,209/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs INDIAN LAKE ESTATES
$229 vs $201
Days on market
73 vs 53 typical
Where $229/sqft sits among the 25 homes for sale in INDIAN LAKE ESTATES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Lake Estates
Get to know Indian Lake Estates. See the full Indian Lake Estates guide →
INDIAN LAKE ESTATES 33855 — neighborhood snapshot
Population
33
Median age
68.1
Avg household
1.94
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Lake Estates market
$327K → $330K
Indian Lake Estates median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
11 of 25
INDIAN LAKE ESTATES have cut their price
Median sold price, Indian Lake Estates, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1200% above the INDIAN LAKE ESTATES 33855 median. See the full Indian Lake Estates market guide →
Paper trail
This home's history
Reality check
What actually sold near 3450 PARK AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$320,000
6294 ARBOREA DRIVE · same community
2 bd · 2 ba · 1,335 sqft · $240/sqft · 409 DOM
Sold · Jun ’26$330,000
3850 PARK AVENUE · same community
2 bd · 2 ba · 1,381 sqft · $239/sqft · 16 DOM
Sold · Aug ’25$325,000
6476 AMARYLLIS DRIVE · same community
2 bd · 2 ba · 1,384 sqft · $235/sqft · 112 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3450 PARK AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3450 PARK AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3450 PARK AVENUE FAQs
What would the monthly payment be for 3450 PARK AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,209/mo — principal and interest, the actual property-tax bill, the $29/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3450 PARK AVENUE?+
The association fee works out to $29 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3450 PARK AVENUE?+
The most recent tax bill on record (2025) was $2,827. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3450 PARK AVENUE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Lake Estates?+
At $282,000, this home is listed about 24% below the Indian Lake Estates median of $369,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3450 PARK AVENUE?+
Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Marilin Alvins. MLS #O6411796.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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