
821 LOCH CALDER UNIT 27, APOPKA, FL, 32712
Active56 days on marketListed May 28, 2026MLS #O6411684
About this home
821 LOCH CALDER UNIT 27
Welcome to the highly sought-after Coach Homes at Errol Estates! This beautifully maintained 3-bedroom, 2-bath condo offers 1,457 square feet of comfortable living space in one of Apopka’s most established and scenic golf course communities. Located at 821 Loch Calder Unit 27, this spacious residence features an open-concept layout with abundant natural light, a large living and dining area perfect for entertaining, and generously sized bedrooms designed for comfort and functionality. Enjoy the peaceful surroundings of Errol Estates with mature landscaping, tree-lined streets, and a relaxing community atmosphere. The home includes a private garage, ample storage, and a well-designed floor plan ideal for both homeowners and investors alike. Conveniently located near SR-429, shopping, dining, parks, and top-rated schools, this property offers easy access to Orlando while maintaining a quiet neighborhood feel. Whether you’re searching for a primary residence, vacation retreat, or investment opportunity, this condo delivers exceptional value in a prime Apopka location. Don’t miss your opportunity to own a piece of the desirable Errol Estates lifestyle!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,457
Sqft
0.15 ac
Lot size
1
Garage
1993
Year built
One
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,818 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,818/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.5%
Days on market
56 vs 28 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Errol Estate
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apopka. See the full Apopka guide →
Errol Estate — neighborhood snapshot
Population
6,503
Median age
47
Median income
$105,779
Median home value
$347,503
Avg household
3
Households w/ children
799
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apopka market
$399K → $415K
Apopka median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, Apopka, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% below the APOPKA 32712 median. See the full Apopka market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 821 LOCH CALDER UNIT 27 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 821 LOCH CALDER UNIT 27 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
821 LOCH CALDER UNIT 27 FAQs
What would the monthly payment be for 821 LOCH CALDER UNIT 27?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,818/mo — principal and interest, the actual property-tax bill, the $565/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 821 LOCH CALDER UNIT 27?+
The association fee works out to $565 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 821 LOCH CALDER UNIT 27?+
The most recent tax bill on record (2025) was $3,858. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 821 LOCH CALDER UNIT 27?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apopka?+
At $279,900, this home is listed about 38% below the Apopka median of $448,952. The market section on this page shows how the area is trending.
Which schools are assigned to 821 LOCH CALDER UNIT 27?+
Apopka High (high), Apopka Elementary (elementary), Wolf Lake Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the APOPKA 32712 market on paper
$279,900 is 42% below the APOPKA 32712 median of $480,000, and at $192/sqft it sits under the Apopka average of $235.
02Know the monthly fee
The association fee is $565/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
56 days on market against a Apopka median of 28 — sellers in this position are usually ready to negotiate.
Listing courtesy of RE/MAX SELECT GROUP · Tony Johnson. MLS #O6411684.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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