David Ramirez

1340 JAYCE CT, GENEVA, FL, 32732

Active52 days on marketListed May 29, 2026MLS #O6411630

Priced 72% below the GENEVA 32732 medianLAKE HARNEY RANCH ESTATES 3RD SEC

About this home

1340 JAYCE CT

Build your dream home on this beautiful 1-acre lot in the heart of Geneva — one of Central Florida’s most sought-after rural communities. Surrounded by mature trees and peaceful natural scenery, this property offers the perfect blend of privacy, space, and country living while still being conveniently located near Oviedo, Sanford, and Orlando. Enjoy the freedom of acreage living with plenty of room for a custom home, workshop, boat, RV, or outdoor toys. Whether you're looking for a quiet homesite, weekend retreat, or long-term investment, this property offers endless potential. Experience the charm of Old Florida living with nearby access to the St. Johns River, state forests, boating, fishing, horseback riding, and outdoor recreation — all without the congestion of city living. No HOA and plenty of room to make it your own. This property will be for sale until July 30th at which point the local Geneva builder F&S Construction will start building a new home on it which will also be for sale. The home will be 1996 sq ft 3 bedroom and 2 bath. The builder is open to signing contract for the build as well.

Facts & features

The home at a glance

1.21 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$184/yr

Utilities & systems

UtilitiesCable Available · Electrical Nearby
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$982 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$751
FHA mortgage insurance (est.)$56
Property tax — 2025 actual bill$15
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,463Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,463
Interest rate6.00%
Loan term

Estimated payment

$982/mo

Principal & interest$751
FHA mortgage insurance (est.)$56
Property taxes (actual bill)$15
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Lake Harney

Map of 1340 JAYCE CT inside its neighborhood boundary

Drive times from this address

Downtown Orlando40 min
Orlando Int’l Airport (MCO)48 min
Universal Orlando53 min
Walt Disney World71 min

Get to know Geneva. See the full Geneva guide →

Lake Harney — neighborhood snapshot

Population

712

Median age

51

Median income

$85,078

Median home value

$347,303

Avg household

3

Households w/ children

38%

For the school run

Seminole County School District

ElementaryGeneva Elementary School★★★★
MiddleChiles Middle School★★★★
HighOviedo High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Geneva market

Seller’s marketBalanced6.9 months of inventoryBuyer’s market

$465K$686K

Geneva median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

Median sold price, Geneva, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 72% below the GENEVA 32732 median. See the full Geneva market guide →

Paper trail

This home's history

May 29, 2026Listed at $127,500 · 52 days on market since

Reality check

What actually sold near 1340 JAYCE CT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1602 LAKE HARNEYSold · Jul ’26

$725,000

1602 LAKE HARNEY · same community

4 bd · 3 ba · 2,477 sqft · $293/sqft · 8 DOM

1255 TEAL ROADSold · Jan ’26

$210,000

1255 TEAL ROAD

2 bd · 1.5 ba · 784 sqft · $268/sqft · 83 DOM

785 HARNEY HEIGHTS ROADSold · Dec ’25

$325,000

785 HARNEY HEIGHTS ROAD

2 bd · 2 ba · 1,224 sqft · $266/sqft · 19 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1340 JAYCE CT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1340 JAYCE CT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1340 JAYCE CT FAQs

What would the monthly payment be for 1340 JAYCE CT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $982/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1340 JAYCE CT?+

The most recent tax bill on record (2025) was $184. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Geneva?+

At $127,500, this home is listed about 85% below the Geneva median of $849,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1340 JAYCE CT?+

Geneva Elementary School (elementary), Chiles Middle School (middle), Oviedo High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Austin Failor. MLS #O6411630.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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