
10273 COVE LAKE DRIVE, ORLANDO, FL, 32836
Active50 days on marketListed Jun 19, 2026MLS #O6411605
About this home
10273 COVE LAKE DRIVE
**NEW PRICE! Exceptional opportunity to own direct Big Sand Lake frontage in the heart of Dr. Phillips.** (Big Sand Lake, a 1,000+ acre private ski lake) Offering breathtaking water views, a private dock with boathouse, and an exceptional outdoor living experience, this property captures the very best of Florida waterfront living. Ideal for boating, waterskiing, wakeboarding, paddleboarding, fishing, and sunset cruises, Big Sand Lake provides endless opportunities for recreation right from your own backyard. The backyard is a true retreat, featuring a spacious screened patio, sparkling pool, and expansive pool deck overlooking the tranquil waters of the lake. Whether you're enjoying a peaceful morning sunrise, entertaining guests, or spending the day on the water, this outdoor oasis provides the perfect setting. Nature lovers will appreciate the nearby trail with direct access to Dr. Phillips Community Park, offering playgrounds, sports fields, picnic areas, and a popular dog park. Inside, you'll find a bright and inviting open-concept split floor plan designed for both comfortable living and effortless entertaining. The welcoming foyer opens to the formal living room, where sliding glass doors frame beautiful lake views and provide access to the outdoor living space. Just off the foyer, the formal dining room flows seamlessly into the kitchen and family room. The well-appointed kitchen features stainless steel appliances, a center island, stunning new granite countertops, abundant cabinetry, and a sunny breakfast nook overlooking the pool and lake. The adjacent family room offers built-in shelving and sliding glass doors to the pool deck, creating an ideal gathering space for family and guests. The private primary suite is situated on the right side of the home and features a beautifully updated en-suite bathroom with a freestanding soaking tub, large walk-in shower, and dual walk-in closets. Connected to the primary suite is a private office with sliding glass doors leading directly to the patio, providing a peaceful workspace with inspiring lake views. On the opposite side of the home, two secondary bedrooms share a full bathroom. Toward the rear of the home, a fourth bedroom and third full bathroom offer additional privacy and flexibility for guests, extended family, or multi-generational living. The third bathroom also provides convenient access from the pool area. Additional features include a two-car garage, an interior laundry room, and abundant storage throughout the home. Luxury vinyl flooring extends through all bedrooms and most living areas, while ceramic tile enhances the kitchen, family room, and bathrooms. Recent updates include a NEW HVAC system, fresh interior paint, refinished kitchen and primary bathroom cabinetry, a new refrigerator, new dishwasher, upgraded granite countertops, and numerous additional improvements. Ideally located near world-class shopping, dining, and entertainment, this exceptional home also offers convenient access to I-4, making commutes to Downtown Orlando, the Walt Disney World Resort area, Universal Orlando, Orlando International Airport, and Florida's beautiful beaches quick and convenient. Whether you're seeking a peaceful waterfront retreat, a home designed for entertaining, or a property that embraces an active boating and watersports lifestyle, this rare Big Sand Lake opportunity delivers the very best of Central Florida lakefront living.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,430
Sqft
1.21 ac
Lot size
2
Garage
1997
Year built
One
Levels
$530
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,330 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,330/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+72.7%
$/sqft vs Orlando actives
$530 vs $251
Days on market
50 vs 42 typical
Where $530/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sand Lake Cove
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Sand Lake Cove — neighborhood snapshot
Population
852
Median age
33
Median income
$155,057
Median home value
$719,700
Avg household
3
Households w/ children
74%
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
180 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% above the ORLANDO 32836 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 10273 COVE LAKE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$670,000
7824 FERNLEAF DRIVE · same community
4 bd · 3 ba · 2,208 sqft · $303/sqft · 4 DOM
Sold · Mar ’26$735,000
10626 WOODCHASE CIRCLE
3 bd · 3 ba · 2,401 sqft · $306/sqft · 7 DOM
Sold · May ’26$1,158,610
8412 PARK CLIFF WAY
3 bd · 2.5 ba · 2,314 sqft · $501/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10273 COVE LAKE DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10273 COVE LAKE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10273 COVE LAKE DRIVE FAQs
What would the monthly payment be for 10273 COVE LAKE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,330/mo — principal and interest, the actual property-tax bill, the $26/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10273 COVE LAKE DRIVE?+
The association fee works out to $26 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10273 COVE LAKE DRIVE?+
The most recent tax bill on record (2025) was $8,457. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10273 COVE LAKE DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $1,289,000, this home is listed about 227% above the Orlando median of $394,500. The market section on this page shows how the area is trending.
Which schools are assigned to 10273 COVE LAKE DRIVE?+
Sand Lake Elementary (elementary), Lake Buena Vista High School (high), Southwest Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,289,000 runs 36% above the ORLANDO 32836 median — but at 2,430 sqft it's also 52% larger than the typical Orlando listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $1,349,000, now $1,289,000 — a $60K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TURN-KEY MOVES REALTY · Mathew Kelly. MLS #O6411605.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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