David Ramirez
$375,000$385,0003 bd2 ba1,458 sqft$257 /sqft$2,969 /mo all-in ↓

521 AMERICAN HERITAGE PARKWAY, ORLANDO, FL, 32809

Active70 days on marketListed May 30, 2026MLS #O6411591

Reduced $10KSingle Family ResidenceAMERICAN HERITAGE ESTATES

About this home

521 AMERICAN HERITAGE PARKWAY

Welcome home to this gorgeous 3-bedroom, 2-bath concrete block residence with a 2-car garage, nestled in the quiet community of American Heritage Estates. *BRAND NEW ROOF* Step inside to a welcoming foyer that opens to a spacious living room featuring a neutral color palette and wood laminate flooring. The ideal split and versatile floor plan offers both privacy and flexibility for everyday living and entertaining. Upgrades include: brick paver driveway, brick paver patio, wood laminate flooring and renovated primary bathroom. The kitchen truly serves as the heart of the home with breakfast nook and a window over the sink overlooking the picturesque backyard. Kitchen appliances include: refrigerator, range, dishwasher, microwave and disposal. The split layout leads to a serene primary suite with a walk-in closet and a stunning en-suite bath complete with quartz countertops, updated cabinetry, and a remodeled shower. On the opposite side of the home, the family room connects to the second and third bedrooms and a full bath. Sliding glass doors open to a spacious covered year around porch, and an entertainer’s dream backyard. Enjoy privacy fenced yard, a brick paver patio, and generous green space for gatherings or play. The exterior continues the low-maintenance lifestyle landscaping. (NO HOA) An oversized a two-car garage — new washer and dryer included. Conveniently located near major expressways, shopping, dining, and Florida’s world-renowned attractions, this clean and meticulously maintained home is a must-see.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,458

Sqft

0.19 ac

Lot size

2

Garage

1973

Year built

One

Levels

$257

Per sqft

Pets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Solid Surface Counters · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationSlab
FacesSouth
ExteriorIrrigation System · Private Mailbox · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$5,231/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,969 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property tax — 2025 actual bill$436
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,125Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,125
Interest rate6.00%
Loan term

Estimated payment

$2,969/mo

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property taxes (actual bill)$436
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $375K
$345KedgeAI estimate $363,934 · range $359K$366K$390K

vs edgeAI estimate

+3%

$/sqft vs Orlando actives

$257 vs $250

Days on market

70 vs 42 typical

Where $257/sqft sits among the 400 Orlando actives

118
126 · this home
85
31
10
30
$151–212$212–273$273–333$333–394$394–455$455+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside American Heritage

Map of 521 AMERICAN HERITAGE PARKWAY inside its neighborhood boundary

Drive times from this address

Orlando Int’l Airport (MCO)15 min
Downtown Orlando15 min
Universal Orlando16 min
Walt Disney World25 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

American Heritage — neighborhood snapshot

Population

2,488

Median age

31

Median income

$38,864

Median home value

$385,300

Avg household

3

Households w/ children

395

For the school run

Orange County School District

ElementaryWinegard Elementary★★★★
MiddleJudson B Walker Middle★★★★
HighOak Ridge High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$400K$395K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

180 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 114% above the ORLANDO 32809 median. See the full Orlando market guide →

Paper trail

This home's history

CurrentPrice reduced to $375,000 $10K
May 30, 2026Listed at $385,000 · 70 days on market since
1973Built · AMERICAN HERITAGE ESTATES

Reality check

What actually sold near 521 AMERICAN HERITAGE PARKWAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

595 BENJAMIN FRANKLIN PLACESold · Feb ’26

$360,000

595 BENJAMIN FRANKLIN PLACE · same community

3 bd · 2 ba · 1,445 sqft · $249/sqft · 167 DOM

405 DECLARATION DRIVESold · May ’26

$332,000

405 DECLARATION DRIVE · same community

3 bd · 2 ba · 1,597 sqft · $208/sqft · 7 DOM

6774 PAUL REVERE COURTSold · Mar ’26

$377,500

6774 PAUL REVERE COURT · same community

4 bd · 2 ba · 1,597 sqft · $236/sqft · 26 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 521 AMERICAN HERITAGE PARKWAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 521 AMERICAN HERITAGE PARKWAY — before you fall in love.

See it in person

Schedule a tour

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Straight answers

521 AMERICAN HERITAGE PARKWAY FAQs

What would the monthly payment be for 521 AMERICAN HERITAGE PARKWAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,969/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 521 AMERICAN HERITAGE PARKWAY?+

The most recent tax bill on record (2025) was $5,231. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 521 AMERICAN HERITAGE PARKWAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $375,000, this home is listed about 5% below the Orlando median of $394,500. The market section on this page shows how the area is trending.

Which schools are assigned to 521 AMERICAN HERITAGE PARKWAY?+

Winegard Elementary (elementary), Judson B Walker Middle (middle), Oak Ridge High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of HOMEVEST REALTY · Kelly Zannini. MLS #O6411591.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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