David Ramirez
$2,999,000$3,100,0006 bd4.5 ba5,355 sqft$560 /sqft$18,409 /mo all-in ↓

1166 N LAKE SYBELIA, MAITLAND, FL, 32751

Active76 days on marketListed May 28, 2026MLS #O6411525

Reduced $101KPrivate poolSingle Family ResidenceLAKE SYBELIA SHORES

About this home

1166 N LAKE SYBELIA

Welcome to luxury lakefront living at its absolute finest in the heart of Maitland, Florida. Nestled along the pristine shores of Lake Sybelia, this extraordinary three-story estate offers an unparalleled combination of elegance, comfort, and breathtaking waterfront views. Boasting 5,355 square feet of thoughtfully designed living space, this stunning residence features six spacious bedrooms, four and a half bathrooms, and an open-concept floor plan perfectly crafted for both entertaining and everyday living. Expansive walls of glass fill the home with natural light while showcasing panoramic lake views from nearly every room. The main living area seamlessly connects the gourmet kitchen, dining room, living room, and family room, all overlooking the sparkling waters of skiable Lake Sybelia. Designed with indoor-outdoor living in mind, each floor features a balcony spanning the entire width of the rear of the home, creating multiple spaces to relax and enjoy Florida’s spectacular sunsets. Step outside to your private resort-style oasis complete with a gorgeous pool, lush landscaping, and direct lake access with your own private boat dock and lift, perfect for boating, skiing, and waterfront recreation year-round. The upstairs retreat is anchored by an impressive primary suite featuring serene lake views and private balcony access. The upper level also includes a dedicated private office, ideal for working from home while enjoying stunning lakefront views. Two additional bedrooms share a beautifully designed Jack-and-Jill bathroom, while another flexible bedroom space can easily serve as a nursery, fitness room, or additional guest bedroom. Every level of the home has been carefully designed to maximize comfort, privacy, and functionality while maintaining a sophisticated and timeless aesthetic throughout. The lower level offers endless entertainment possibilities with a spacious game room, a full movie theatre, an additional guest bedroom, and a full bathroom ideal for visitors or multi-generational living. Completing this exceptional property is a beautiful temperature controlled wine cellar holding almost 2,000 wine bottles, a two-car garage with additional storage space, a large home generator, and countless luxury details throughout. This one-of-a-kind Lake Sybelia estate delivers the perfect balance of upscale living, modern convenience, and the ultimate waterfront lifestyle in one of Central Florida’s most desirable locations.

Facts & features

The home at a glance

6

Bedrooms

4.5

Bathrooms

5,355

Sqft

0.64 ac

Lot size

2

Garage

1998

Year built

Three Or More

Levels

$560

Per sqft

Private poolFireplaceWater view

Inside

FlooringCarpet · Tile · Travertine · Hardwood
AppliancesBar Fridge · Dishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Wood Cabinets · Split Bedroom · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionBlock · Stucco
FoundationBlock · Slab
ViewWater
FacesNorth
ExteriorBalcony · Irrigation System · Lighting · Sliding Doors · Storage

Community & fees

Taxes (2025)$11,303/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$18,409 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$16,182
PMI (est., until 20% equity)$1,125
Property tax — 2025 actual bill$942
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $299,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $299,900
Interest rate6.00%
Loan term

Estimated payment

$18,409/mo

Principal & interest$16,182
PMI (est., until 20% equity)$1,125
Property taxes (actual bill)$942
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Maitland actives

$560 vs $272

Days on market

76 vs 41 typical

Where $560/sqft sits among the 105 Maitland actives

34
26
21
9
7
8 · this home
$153–221$221–288$288–356$356–424$424–492$492+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Maitland

Map of 1166 N LAKE SYBELIA

Drive times from this address

Downtown Orlando11 min
Universal Orlando24 min
Orlando Int’l Airport (MCO)31 min
Walt Disney World36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Maitland. See the full Maitland guide →

MAITLAND 32751 — neighborhood snapshot

Population

22,853

Median age

38.7

Median income

$94,277

Median home value

$433,100

Avg household

2.27

Households w/ children

2,397

For the school run

Seminole County School District

ElementaryLake Orienta Elementary School★★★★★
MiddleMilwee Middle School★★★★★
HighLyman High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Maitland market

Seller’s marketLeans seller3.7 months of inventoryBuyer’s market

$508K$545K

Maitland median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

55 of 105

Maitland actives have cut their price

Median sold price, Maitland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 632% above the MAITLAND 32751 median. See the full Maitland market guide →

Paper trail

This home's history

CurrentPrice reduced to $2,999,000 $101K
May 28, 2026Listed at $3,100,000 · 76 days on market since
1998Built · LAKE SYBELIA SHORES

Reality check

What actually sold near 1166 N LAKE SYBELIA

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1701 SUMMERLAND AVENUESold · Jun ’26

$4,550,000

1701 SUMMERLAND AVENUE

5 bd · 5.5 ba · 5,253 sqft · $866/sqft · 0 DOM

104 E LAKE COLONY DRIVESold · Oct ’25

$1,655,000

104 E LAKE COLONY DRIVE

5 bd · 4.5 ba · 5,209 sqft · $318/sqft · 18 DOM

1860 SUMMERLAND AVENUESold · Dec ’25

$6,111,000

1860 SUMMERLAND AVENUE

5 bd · 5 ba · 5,022 sqft · $1,217/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1166 N LAKE SYBELIA — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1166 N LAKE SYBELIA — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

1166 N LAKE SYBELIA FAQs

What would the monthly payment be for 1166 N LAKE SYBELIA?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $18,409/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1166 N LAKE SYBELIA?+

The most recent tax bill on record (2025) was $11,303. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Maitland?+

At $2,999,000, this home is listed about 500% above the Maitland median of $500,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1166 N LAKE SYBELIA?+

Lake Orienta Elementary School (elementary), Milwee Middle School (middle), Lyman High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$2,999,000 runs 632% above the MAITLAND 32751 median — but at 5,355 sqft it's also nearly 3 times the size of the typical Maitland listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $3,100,000, now $2,999,000 — a $101K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS WINTER PARK · Joseph Sipp. MLS #O6411525.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1166 N LAKE SYBELIA, MAITLAND, FL — 6 Bed, 4.5 Bath — $2,999,000 | CENTURY 21 Edge