David Ramirez
$310,8904 bd2 ba1,985 sqft$157 /sqft$2,147 /mo all-in ↓

3893 AMERS LOOP, HAINES CITY, FL, 33844

Active57 days on marketListed May 28, 2026MLS #O6411502

New constructionSingle Family ResidenceCROSSWINDS 50'S GC

About this home

3893 AMERS LOOP

Under Construction. This new four-bedroom home offers convenient single-story living. Upon entry are three secondary bedrooms steps from a full bathroom, leading to an open plan shared between the kitchen, living and dining areas. Tucked away to the side of the home is a versatile flex space, ideal as a studio or office. A luxurious owner’s suite provides a private retreat at the back of the home, complete with a full bathroom and walk-in closet. Crosswinds is an amenity-rich masterplan community of new single-family homes, located in Haines City. Amenities include: a resort style pool, clubhouse, dog park, walking trails, basketball court and soccer field. Close to major roads, parks, Advent Health Heart of Florida, restaurants, shopping.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,985

Sqft

0.13 ac

Lot size

2

Garage

2026

Year built

One

Levels

$157

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorIn Wall Pest System · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionHardiPlank Type · Other · Wood Frame
FoundationSlab
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Sliding Doors

Community & fees

HOA fee$17/mo
Taxes (2025)$32/yr
PetsYes
CommunityDog Park · Playground · Pool

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Fiber Optics · Public · Street Lights · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,147 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,830
FHA mortgage insurance (est.)$138
Property tax — 2025 actual bill$3
HOA fee — from the listing$17
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,881Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,881
Interest rate6.00%
Loan term

Estimated payment

$2,147/mo

Principal & interest$1,830
FHA mortgage insurance (est.)$138
Property taxes (actual bill)$3
HOA / condo fee$17
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $311K
$298KedgeAI estimate $320,262 · range $317K$334K$347K

vs edgeAI estimate

−2.9%

$/sqft vs CROSSWINDS 50'S GC

$157 vs $153

Days on market

57 vs 36 typical

Where $157/sqft sits among the 7 homes for sale in CROSSWINDS 50'S GC

1
0
1
2
1 · this home
2
$134–139$139–144$144–148$148–153$153–158$158+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Haines City

Map of 3893 AMERS LOOP

Drive times from this address

Walt Disney World36 min
Universal Orlando47 min
Downtown Orlando53 min
Orlando Int’l Airport (MCO)57 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Haines City. See the full Haines City guide →

The numbers that matter

The Haines City market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$311K$320K

Haines City median sold, yr/yr

98.5%

Sale-to-list ratio (12 mo)

1 of 7

CROSSWINDS 50'S GC have cut their price

Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1% below the Haines City median. See the full Haines City market guide →

Paper trail

This home's history

May 28, 2026Listed at $310,890 · 57 days on market since
2026Built · CROSSWINDS 50'S GC

Reality check

What actually sold near 3893 AMERS LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2534 AVEENO AVENUESold · May ’26

$302,790

2534 AVEENO AVENUE · same community

4 bd · 2 ba · 1,985 sqft · $153/sqft · 4 DOM

3885 AMERS LOOPSold · Jul ’26

$290,390

3885 AMERS LOOP · same community

4 bd · 2.5 ba · 1,910 sqft · $152/sqft · 5 DOM

2538 AVEENO AVENUESold · May ’26

$300,890

2538 AVEENO AVENUE · same community

4 bd · 2 ba · 1,733 sqft · $174/sqft · 21 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3893 AMERS LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3893 AMERS LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3893 AMERS LOOP FAQs

What would the monthly payment be for 3893 AMERS LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,147/mo — principal and interest, the actual property-tax bill, the $17/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3893 AMERS LOOP?+

The association fee works out to $17 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3893 AMERS LOOP?+

The most recent tax bill on record (2025) was $32. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3893 AMERS LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Haines City?+

At $310,890, this home is listed about 1% below the Haines City median of $314,900. The market section on this page shows how the area is trending.

Listing courtesy of LENNAR REALTY · Ben Goldstein. MLS #O6411502.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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3893 AMERS LOOP, HAINES CITY, FL — 4 Bed, 2 Bath — $310,890 | CENTURY 21 Edge