2124 CONTINENTAL STREET, ST CLOUD, FL, 34769
Active52 days on marketListed May 29, 2026MLS #O6411496
About this home
2124 CONTINENTAL STREET
Virtually Staged. Beautifully renovated home in the desirable Anthem Park community of St. Cloud. Major updates include a brand new roof installed in December 2025, new AC system, luxury vinyl flooring throughout, and a fully updated kitchen featuring brand new appliances. This spacious home offers a formal living room, family room, dining room, bonus room, and a convenient half bath on the first floor. Upstairs, the primary suite includes private access to a balcony, creating the perfect spot to relax. Situated on a corner lot with an oversized driveway and spacious backyard, the property also enjoys added privacy from the open field next door with no future homes expected to be built alongside it. Anthem Park residents enjoy access to a clubhouse, resort style pool, fitness center, playgrounds, dog park, walking trails, tennis courts, basketball courts, and more. Conveniently located less than 5 minutes from Florida's Turnpike and just minutes from shopping, dining, Downtown St. Cloud, and Lakefront Park. Move in ready and loaded with upgrades, this home is a must see.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,220
Sqft
0.21 ac
Lot size
2
Garage
2006
Year built
Two
Levels
$189
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,274 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,274/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.1%
$/sqft vs St Cloud actives
$189 vs $221
Days on market
52 vs 33 typical
Where $189/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Anthem Park
Drive times from this address
Get to know St Cloud. See the full St Cloud guide →
Anthem Park — neighborhood snapshot
Population
2,695
Median age
37
Median income
$82,667
Median home value
$246,500
Avg household
4
Households w/ children
224
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
188 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 50% above the ST CLOUD 34769 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 2124 CONTINENTAL STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$285,000
2124 CONTINENTAL STREET · same community
4 bd · 2.5 ba · 2,220 sqft · $128/sqft · 0 DOM
Sold · May ’26$417,390
5129 NATALIA DRIVE
4 bd · 2 ba · 2,175 sqft · $192/sqft · 23 DOM
Sold · Sep ’25$330,000
4260 CLIMBING ASTER COURT
4 bd · 2 ba · 2,101 sqft · $157/sqft · 356 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2124 CONTINENTAL STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2124 CONTINENTAL STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2124 CONTINENTAL STREET FAQs
What would the monthly payment be for 2124 CONTINENTAL STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,274/mo — principal and interest, the actual property-tax bill, the $9/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2124 CONTINENTAL STREET?+
The association fee works out to $9 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2124 CONTINENTAL STREET?+
The most recent tax bill on record (2025) was $5,364. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2124 CONTINENTAL STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $419,900, this home is listed about 1% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2124 CONTINENTAL STREET?+
Neptune Elementary School (elementary), Neptune Middle School (middle), St. Cloud High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Christloudjy Cardichon. MLS #O6411496.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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