David Ramirez
$514,9003 bd2.5 ba2,283 sqft$226 /sqft$4,367 /mo all-in ↓

3271 TITANIC CIRCLE UNIT 39, INDIALANTIC, FL, 32903

Active57 days on marketListed May 27, 2026MLS #O6411339

Priced 25% below the INDIALANTIC 32903 medianTownhouseOCEANSIDE VILLAGE PH 2D

About this home

3271 TITANIC CIRCLE UNIT 39

Move-in ready beachside townhome in the highly sought-after Oceanside Village, where low-maintenance living meets the coastal lifestyle buyers are searching for. With soaring ceilings, custom ironwork railings, and spacious living areas that feel both functional and inviting, this home stands out from the moment you walk in. The updated kitchen features quartzite countertops, crown molding, stainless steel appliances, and breakfast bar seating. Its easy flow into the oversized family room creates a layout that works well for both entertaining and everyday living. Just off the main living area, the screened porch offers the perfect spot to relax and enjoy the coastal breeze. Upstairs, wood-look plank flooring leads to a versatile loft space ideal for a home office, media room, fitness area, or second living space. The upstairs impact windows provide added storm protection and peace of mind. The spacious primary suite features dual walk-in closets with custom shelving and storage, while the ensuite bath includes an updated vanity, soaking tub, and separate shower. Secondary bedrooms offer a fresh, clean feel and share a generously sized guest bathroom. Major updates have already been completed, including a new 2024 water heater, AC systems replaced in 2020 and 2022, recently cleaned ductwork, hurricane shutters throughout, and a full laundry room leading to the two-car garage. Oceanside Village residents enjoy access to a community pool, tennis courts, pickleball, basketball, and playground areas, all just a short bike ride from the beach. Back on the market after a previous buyer had a change in plans, giving another buyer the opportunity they may have missed the first time. Easy to show and seller motivated.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,283

Sqft

0.04 ac

Lot size

2

Garage

2012

Year built

Two

Levels

$226

Per sqft

Negotiable

Inside

FlooringLaminate · Tile · Vinyl
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · L Dining · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Split Bedroom · Vaulted Ceiling(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Wood Frame (FSC Certified)
FoundationSlab
FacesWest
ExteriorFire Pit · Private Yard · Sidewalk · Sliding Doors

Community & fees

HOA fee$495/mo
Taxes (2025)$5,435/yr
PetsNo
CommunityGated Community - No Guard · Park · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesSewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,367 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,031
FHA mortgage insurance (est.)$228
Property tax — 2025 actual bill$453
HOA fee — from the listing$495
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,022Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,022
Interest rate6.00%
Loan term

Estimated payment

$4,367/mo

Principal & interest$3,031
FHA mortgage insurance (est.)$228
Property taxes (actual bill)$453
HOA / condo fee$495
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Indialantic actives

$226 vs $347

Days on market

57 vs 41 typical

Where $226/sqft sits among the 14 Indialantic actives

6 · this home
5
0
0
0
3
$212–330$330–448$448–566$566–684$684–802$802+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Aspinwall

Map of 3271 TITANIC CIRCLE UNIT 39 inside its neighborhood boundary

Drive times from this address

Orlando Int’l Airport (MCO)71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Indialantic. See the full Indialantic guide →

Aspinwall — neighborhood snapshot

Population

295

Median age

56

Median income

$79,548

Median home value

$380,700

Avg household

2

Households w/ children

10%

For the school run

Brevard County School District

MiddleHerbert C. Hoover Middle School★★★★
ElementaryIndialantic Elementary School★★★★★
HighMelbourne Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Indialantic market

Seller’s marketLeans buyer8.3 months of inventoryBuyer’s market

$935K$508K

Indialantic median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

4 of 14

Indialantic actives have cut their price

Median sold price, Indialantic, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 25% below the INDIALANTIC 32903 median. See the full Indialantic market guide →

Paper trail

This home's history

May 27, 2026Listed at $514,900 · 57 days on market since
2012Built · OCEANSIDE VILLAGE PH 2D

Reality check

What actually sold near 3271 TITANIC CIRCLE UNIT 39

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

373 INTREPID WAYSold · Dec ’25

$391,000

373 INTREPID WAY

3 bd · 2.5 ba · 2,279 sqft · $172/sqft · 167 DOM

1923 HIGHWAY A1A UNIT D2Sold · Sep ’25

$530,000

1923 HIGHWAY A1A UNIT D2

4 bd · 3 ba · 2,216 sqft · $239/sqft · 166 DOM

1114 SEMINOLE DRIVESold · Feb ’26

$565,000

1114 SEMINOLE DRIVE

3 bd · 2 ba · 2,209 sqft · $256/sqft · 116 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3271 TITANIC CIRCLE UNIT 39 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3271 TITANIC CIRCLE UNIT 39 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3271 TITANIC CIRCLE UNIT 39 FAQs

What would the monthly payment be for 3271 TITANIC CIRCLE UNIT 39?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,367/mo — principal and interest, the actual property-tax bill, the $495/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3271 TITANIC CIRCLE UNIT 39?+

The association fee works out to $495 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3271 TITANIC CIRCLE UNIT 39?+

The most recent tax bill on record (2025) was $5,435. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3271 TITANIC CIRCLE UNIT 39?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Indialantic?+

At $514,900, this home is listed about 29% below the Indialantic median of $725,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3271 TITANIC CIRCLE UNIT 39?+

Herbert C. Hoover Middle School (middle), Indialantic Elementary School (elementary), Melbourne Senior High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of WATERMAN REAL ESTATE, INC. · Andy Waterman. MLS #O6411339.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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