David Ramirez
$589,000$599,0004 bd3 ba2,248 sqft$262 /sqft$4,284 /mo all-in ↓

13606 SUMMER RAIN DRIVE, ORLANDO, FL, 32828

Active59 days on marketListed May 30, 2026MLS #O6411234

Reduced $10KSingle Family ResidenceAVALON LAKES PH 02 VLGS E & H

About this home

13606 SUMMER RAIN DRIVE

Beautifully remodeled 4-bedroom, 3-bathroom home located in a desirable gated community in East Orlando! This move-in ready property features a spacious layout, stunning pond views, and numerous recent upgrades, including a newer roof and AC (approx. 3.5 years old), water heater replaced in 2019, and fresh exterior paint. Enjoy resort-style community amenities including a pool, playground, basketball, volleyball, and tennis courts. Conveniently located near UCF, Waterford Lakes Town Center, major highways, shopping, dining, and top-rated Orange County schools. The seller is willing to provide up to $9,000 in closing cost assistance for the buyer. Don’t miss this incredible opportunity!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,248

Sqft

0.21 ac

Lot size

2

Garage

2005

Year built

One

Levels

$262

Per sqft

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorPrimary Bedroom Main Floor
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesEast
ParkingDriveway
ExteriorSliding Doors

Community & fees

HOA fee$110/mo
Taxes (2025)$7,384/yr
PetsNo

Utilities & systems

UtilitiesCable Available · Electricity Available · Public · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,284 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,178
PMI (est., until 20% equity)$221
Property tax — 2025 actual bill$615
HOA fee — from the listing$110
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $58,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $58,900
Interest rate6.00%
Loan term

Estimated payment

$4,284/mo

Principal & interest$3,178
PMI (est., until 20% equity)$221
Property taxes (actual bill)$615
HOA / condo fee$110
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $589K
$482KedgeAI estimate $509,222 · range $503K$522K$613K

vs edgeAI estimate

+15.7%

$/sqft vs Orlando actives

$262 vs $237

Days on market

59 vs 34 typical

Where $262/sqft sits among the 400 Orlando actives

87
120
96 · this home
53
19
25
$130–185$185–240$240–294$294–349$349–403$403+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Avalon Lakes

Map of 13606 SUMMER RAIN DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Orlando23 min
Orlando Int’l Airport (MCO)33 min
Universal Orlando36 min
Walt Disney World49 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

Avalon Lakes — neighborhood snapshot

Population

3,259

Median age

42

Median income

$112,054

Median home value

$402,847

Avg household

3

Households w/ children

483

For the school run

Orange County School District

ElementaryTimber Lakes Elementary★★★★
HighTimber Creek High★★★★
MiddleTimber Springs Middle★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$400K$405K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

155 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 31% above the ORLANDO 32828 median. See the full Orlando market guide →

Paper trail

This home's history

CurrentPrice reduced to $589,000 $10K
May 30, 2026Listed at $599,000 · 59 days on market since
2005Built · AVALON LAKES PH 02 VLGS E & H

Reality check

What actually sold near 13606 SUMMER RAIN DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13838 OCEAN PINE CIRCLESold · Apr ’26

$475,000

13838 OCEAN PINE CIRCLE · same community

4 bd · 2 ba · 2,016 sqft · $236/sqft · 2 DOM

14069 OCEAN PINE CIRCLESold · May ’26

$499,000

14069 OCEAN PINE CIRCLE · same community

4 bd · 2 ba · 2,008 sqft · $249/sqft · 25 DOM

1544 ECHO LAKE COURTSold · Jun ’26

$518,000

1544 ECHO LAKE COURT · same community

5 bd · 3 ba · 2,724 sqft · $190/sqft · 11 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 13606 SUMMER RAIN DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13606 SUMMER RAIN DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

13606 SUMMER RAIN DRIVE FAQs

What would the monthly payment be for 13606 SUMMER RAIN DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,284/mo — principal and interest, the actual property-tax bill, the $110/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 13606 SUMMER RAIN DRIVE?+

The association fee works out to $110 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 13606 SUMMER RAIN DRIVE?+

The most recent tax bill on record (2025) was $7,384. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13606 SUMMER RAIN DRIVE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $589,000, this home is listed about 51% above the Orlando median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 13606 SUMMER RAIN DRIVE?+

Timber Lakes Elementary (elementary), Timber Creek High (high), Timber Springs Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$589,000 runs 31% above the ORLANDO 32828 median — but at 2,248 sqft it's also 42% larger than the typical Orlando listing.

02Strong assigned schools

Timber Lakes Elementary, Timber Creek High, Timber Springs Middle — Timber Lakes Elementary rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $599,000, now $589,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of EMPIRE NETWORK REALTY · Diana Romero. MLS #O6411234.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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