David Ramirez
$3,500,0003 bd4 ba3,180 sqft$1,101 /sqft$23,190 /mo all-in ↓

649 N PARK AVENUE, WINTER PARK, FL, 32789

Active62 days on marketListed Jun 2, 2026MLS #O6411141

TownhousePARK HILL

About this home

649 N PARK AVENUE

Park Hill is one of Winter Park's most coveted addresses, a distinguished collection of luxury brownstones situated at the northern end of Park Avenue, moments from the city's finest boutiques, restaurants, cultural landmarks and the historic Winter Park Golf Course. Within this exclusive enclave, residence 649 occupies one of the community's most private settings. Beyond the stately brick courtyard and gas lantern-adorned entrance, this three-story home with a private elevator is thoughtfully scaled for refined living. Not oversized, but extraordinarily well-appointed. Ten-foot ceilings, intricate millwork and moldings and generous windows establish an ambiance of quiet elegance, while hardwood floors and designer fixtures carry that standard throughout. The open-concept main living area is built for effortless entertaining. The chef's kitchen features Wolf and Sub-Zero appliances, custom wood cabinetry, marble accents, a center island with bar seating and a wet bar with a beverage refrigerator and ice maker. The space opens directly to a private courtyard with a summer kitchen and dedicated alfresco dining area, creating a genuinely tranquil retreat that feels removed from the energy of the avenue. Upstairs, two guest suites each offer walk-in closets and en-suite baths. A dedicated laundry room and a covered terrace with a fireplace, wet bar and half bath complete the level. The third-floor primary suite provides a true sense of retreat, with two custom walk-in closets, a private balcony and a spa bath filled with natural light from windows and skylights. Dual vanities, a glass-enclosed steam shower and a soaking tub are finished throughout in premium materials. Constructed of Old Carolina brick with three-story block construction, precast exterior trim and a slate mansard roof, the residence features a two-car air-conditioned garage, ample storage and soundproof hollow core floors. With exterior maintenance managed by the association, the lifestyle here is genuinely lock-and-leave. This is a rare opportunity to own in one of Central Florida's most prestigious communities, in a location that simply cannot be replicated.

Facts & features

The home at a glance

3

Bedrooms

4

Bathrooms

3,180

Sqft

0.09 ac

Lot size

2

Garage

2019

Year built

Three Or More

Levels

$1,101

Per sqft

FireplaceCity & Golf Course & Trees/Woods viewPets allowed

Inside

FlooringBrick/Stone · Engineered Hardwood · Marble
AppliancesBar Fridge · Built-In Oven · Dishwasher · Disposal · Dryer · Exhaust Fan · Ice Maker · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater · Washer · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · Elevator · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Skylight(s) · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryInside · Laundry Room · Upper Level
CoolingCentral Air · Zoned
HeatingCentral · Exhaust Fan · Heat Pump · Zoned

Outside & construction

RoofMembrane · Other · Slate
ConstructionBlock · Brick · Stone
FoundationSlab · Stem Wall
ViewCity · Golf Course · Trees/Woods
FacesWest
ParkingAlley Access · Common · Curb Parking · Garage Door Opener · Ground Level · On Street · Oversized
ExteriorBalcony · Irrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Rain Gutters

Community & fees

HOA fee$948/mo
Taxes (2025)$22,599/yr
PetsCats OK, Dogs OK, Yes
CommunityCommunity Mailbox · Deed Restrictions · Irrigation-Reclaimed Water · No Truck/RV/Motorcycle Parking · Sidewalks · Special Community Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Natural Gas Connected · Phone Available · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$23,190 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$18,886
PMI (est., until 20% equity)$1,313
Property tax — 2025 actual bill$1,883
HOA fee — from the listing$948
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $350,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $350,000
Interest rate6.00%
Loan term

Estimated payment

$23,190/mo

Principal & interest$18,886
PMI (est., until 20% equity)$1,313
Property taxes (actual bill)$1,883
HOA / condo fee$948
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Winter Park actives

$1,101 vs $343

Days on market

62 vs 41 typical

Where $1,101/sqft sits among the 312 Winter Park actives

131
74
50
18
18
21 · this home
$147–306$306–465$465–624$624–783$783–942$942+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Downtown Winter Park

Map of 649 N PARK AVENUE inside its neighborhood boundary

Drive times from this address

Downtown Orlando13 min
Universal Orlando25 min
Orlando Int’l Airport (MCO)31 min
Walt Disney World37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Park. See the full Winter Park guide →

Downtown Winter Park — neighborhood snapshot

Population

640

Median age

28

Median income

$69,124

Median home value

$587,230

Avg household

2

Households w/ children

10%

For the school run

Orange County School District

HighWinter Park High★★★★
ElementaryAudubon Park School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Park market

Seller’s marketLeans seller3.6 months of inventoryBuyer’s market

$470K$567K

Winter Park median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

144 of 312

Winter Park actives have cut their price

Median sold price, Winter Park, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 340% above the WINTER PARK 32789 median. See the full Winter Park market guide →

Paper trail

This home's history

Jun 2, 2026Listed at $3,500,000 · 62 days on market since
2019Built · PARK HILL

Reality check

What actually sold near 649 N PARK AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

637 N PARK AVENUESold · Feb ’26

$3,800,000

637 N PARK AVENUE · same community

3 bd · 4 ba · 4,237 sqft · $897/sqft · 24 DOM

107 Stirling Rd, Dania Beach FL 33004Sold · May ’26

$419,900

107 Stirling Rd, Dania Beach FL 33004 · same community

4 bd · 3 ba · 1,248 sqft · $336/sqft · 68 DOM

1336 COLLEGE POINTSold · Jun ’26

$4,250,000

1336 COLLEGE POINT

4 bd · 4 ba · 3,181 sqft · $1,336/sqft · 109 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 649 N PARK AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 649 N PARK AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

649 N PARK AVENUE FAQs

What would the monthly payment be for 649 N PARK AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $23,190/mo — principal and interest, the actual property-tax bill, the $948/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 649 N PARK AVENUE?+

The association fee works out to $948 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 649 N PARK AVENUE?+

The most recent tax bill on record (2025) was $22,599. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 649 N PARK AVENUE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Park?+

At $3,500,000, this home is listed about 504% above the Winter Park median of $579,900. The market section on this page shows how the area is trending.

Which schools are assigned to 649 N PARK AVENUE?+

Winter Park High (high), Audubon Park School (elementary) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$3,500,000 runs 340% above the WINTER PARK 32789 median — but at 3,180 sqft it's also nearly twice the size of the typical Winter Park listing.

02City & Golf Course & Trees/Woods views

The city and golf course and trees/woods view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $948/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Winter Park High, Audubon Park School — Winter Park High rates 4 of 5. Always verify assignments with the district.

Listing courtesy of PREMIER SOTHEBY'S INTL. REALTY · Drew Henner. MLS #O6411141.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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