David Ramirez
$499,900$510,0004 bd3 ba2,208 sqft$226 /sqft$4,025 /mo all-in ↓

969 HORSESHOE FALLS DRIVE, ORLANDO, FL, 32828

Active73 days on marketListed May 28, 2026MLS #O6411111

Reduced $10KSingle Family ResidenceWATERF0240

About this home

969 HORSESHOE FALLS DRIVE

Welcome to your dream home in the highly desirable gated community of Eagles Hammock in Orlando, Florida! Situated on a premium corner lot, this stunning 4-bedroom, 3-bathroom home with a spacious 3-car garage also features a private office that can easily serve as a 5th bedroom, offering flexibility for growing families, guests, or working from home. Step inside and immediately feel at home with the bright open-concept layout, ideal for entertaining and everyday living. The expansive living area flows seamlessly into the kitchen, allowing you to stay connected with family and guests while preparing meals. The home features beautiful tile flooring throughout, creating a modern, clean, and welcoming atmosphere. The kitchen offers abundant cabinetry, generous counter space, and overlooks the main living area, making it the heart of the home. The spacious primary suite is a true retreat, featuring oversized closets and a luxurious en-suite bathroom with dual sinks, a relaxing garden tub, and a walk-in shower designed for ultimate comfort. The dedicated office provides incredible versatility and can easily function as a 5th bedroom, playroom, gym, or media room to fit your lifestyle needs. Enjoy Florida living in the spacious backyard with plenty of room for gatherings, cookouts, or simply relaxing outdoors. The corner lot provides added privacy, extra yard space, and enhanced curb appeal. Conveniently located just minutes from shopping, dining, entertainment, and with easy access to SR-417, this home is approximately 20 minutes from Orlando International Airport. You'll also be close to Orlando’s world-famous attractions, including Walt Disney World Resort, and Florida’s beautiful beaches. This incredible opportunity won’t last long. Schedule your private showing today and make this beautiful home yours before it’s gone!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,208

Sqft

0.2 ac

Lot size

3

Garage

2003

Year built

One

Levels

$226

Per sqft

City view

Inside

FlooringCeramic Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorBuilt-in Features · Ceiling Fan(s) · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewCity
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorFrench Doors · Irrigation System · Lighting

Community & fees

HOA fee$93/mo
Taxes (2025)$7,302/yr
PetsBreed Restrictions
CommunityCommunity Mailbox · Deed Restrictions · Gated Community - No Guard · Park · Playground · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Public · Sewer Available · Street Lights · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,025 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property tax — 2025 actual bill$609
HOA fee — from the listing$93
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,497Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,497
Interest rate6.00%
Loan term

Estimated payment

$4,025/mo

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$609
HOA / condo fee$93
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $500K
$480KedgeAI estimate $509,469 · range $502K$529K$550K

vs edgeAI estimate

−1.9%

$/sqft vs Orlando actives

$226 vs $251

Days on market

73 vs 42 typical

Where $226/sqft sits among the 400 Orlando actives

117
125 · this home
83
33
10
32
$151–212$212–273$273–334$334–395$395–456$456+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Waterford Chase East

Map of 969 HORSESHOE FALLS DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Orlando20 min
Orlando Int’l Airport (MCO)29 min
Universal Orlando33 min
Walt Disney World45 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

Waterford Chase East — neighborhood snapshot

Population

4,857

Median age

39

Median income

$119,873

Median home value

$413,938

Avg household

3

Households w/ children

469

For the school run

Orange County School District

ElementaryCamelot Elementary★★★★
MiddleTimber Springs Middle★★★★
HighTimber Creek High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$400K$395K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

178 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 15% above the ORLANDO 32828 median. See the full Orlando market guide →

Paper trail

This home's history

CurrentPrice reduced to $499,900 $10K
May 28, 2026Listed at $510,000 · 73 days on market since
2003Built · WATERF0240

Reality check

What actually sold near 969 HORSESHOE FALLS DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14316 LETHAM GRANGE COURTSold · Mar ’26

$565,000

14316 LETHAM GRANGE COURT

4 bd · 3 ba · 2,232 sqft · $253/sqft · 0 DOM

13845 MIRROR LAKE DRIVESold · Dec ’25

$487,000

13845 MIRROR LAKE DRIVE

4 bd · 2.5 ba · 2,238 sqft · $218/sqft · 18 DOM

14229 SAPPHIRE BAY CIRCLESold · Mar ’26

$337,000

14229 SAPPHIRE BAY CIRCLE

4 bd · 2 ba · 2,164 sqft · $156/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 969 HORSESHOE FALLS DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 969 HORSESHOE FALLS DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

969 HORSESHOE FALLS DRIVE FAQs

What would the monthly payment be for 969 HORSESHOE FALLS DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,025/mo — principal and interest, the actual property-tax bill, the $93/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 969 HORSESHOE FALLS DRIVE?+

The association fee works out to $93 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 969 HORSESHOE FALLS DRIVE?+

The most recent tax bill on record (2025) was $7,302. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 969 HORSESHOE FALLS DRIVE?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $499,900, this home is listed about 27% above the Orlando median of $394,900. The market section on this page shows how the area is trending.

Which schools are assigned to 969 HORSESHOE FALLS DRIVE?+

Camelot Elementary (elementary), Timber Springs Middle (middle), Timber Creek High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$499,900 runs 15% above the ORLANDO 32828 median — but at 2,208 sqft it's also 38% larger than the typical Orlando listing.

02City views

The city view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Camelot Elementary, Timber Springs Middle, Timber Creek High — Camelot Elementary rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $510,000, now $499,900 — a $10K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS ADVANTAGE 2 REALTY · Cesar Ayala. MLS #O6411111.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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