David Ramirez
$164,900$175,0002 bd2 ba1,053 sqft$157 /sqft$1,401 /mo all-in ↓

145 N PEARL LAKE CAUSEWAY UNIT 210, ALTAMONTE SPRINGS, FL, 32714

Active81 days on marketListed May 27, 2026MLS #O6411055

Priced 18% below the Altamonte Springs medianReduced $10KWaterfrontCondominiumCOVE AT PEARL LAKE

About this home

145 N PEARL LAKE CAUSEWAY UNIT 210

JUST REDUCED $10k TOTAL LAKEVIEW & Brand NEW AC. Come see this Beautiful LAKEVIEW Condo and the lifestyle it brings. Pictures do not do justice to this cozy "Gated" community Condo with 2 beds & 2 baths, with gorgeous Engineered wood floors throughout the LR, Kitchen with TIMELESS white Cabinets & SS Appliances. The DR, and Hallways that lead to comfy carpet in the bedrooms...and AMAZING LAKE VIEWS FROM EVERY WINDOW!! This beauty comes with all the SS Appliances, W&D (will be left, not ones in pic), brand NEW AC in April 2026, and French doors that lead onto the screened patio overlooking the beauty of Pearl Lake. Gorgeous Sunstes. Once you get here and see what an awesome "lifestyle" this can be. Come home after a hard days work, jump in the pool and then cozy up on the patio with a drink, and watch the sun or nature at its finest!! Nothing more relaxing than that!! Convenient to ALL shopping along SR 436 & 434. Make your Appt TODAY!! It will not last long!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,053

Sqft

0.08 ac

Lot size

1974

Year built

One

Levels

$157

Per sqft

WaterfrontNegotiablePets allowed

Inside

FlooringHardwood
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · Vaulted Ceiling(s)
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock · Slab
FacesNorthwest
ExteriorBalcony · French Doors

Community & fees

Taxes (2025)$2,367/yr
PetsBreed Restrictions, Number Limit, Size Limit, Yes
CommunityLake · Waterfront · Gated Community - Guard · Pool

Utilities & systems

UtilitiesCable Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,401 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$971
FHA mortgage insurance (est.)$73
Property tax — 2025 actual bill$197
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,772Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,772
Interest rate6.00%
Loan term

Estimated payment

$1,401/mo

Principal & interest$971
FHA mortgage insurance (est.)$73
Property taxes (actual bill)$197
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $165K
$142KedgeAI estimate $160,067 · range $148K$174K$181K

vs edgeAI estimate

+3%

$/sqft vs Altamonte Springs actives

$157 vs $182

Days on market

81 vs 47 typical

Where $157/sqft sits among the 295 Altamonte Springs actives

58
82 · this home
50
40
34
31
$121–148$148–175$175–203$203–230$230–257$257+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Altamonte Springs

Map of 145 N PEARL LAKE CAUSEWAY UNIT 210

Drive times from this address

Downtown Orlando15 min
Universal Orlando28 min
Orlando Int’l Airport (MCO)35 min
Walt Disney World40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Altamonte Springs. See the full Altamonte Springs guide →

The numbers that matter

The Altamonte Springs market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$313K$295K

Altamonte Springs median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

159 of 295

Altamonte Springs actives have cut their price

Median sold price, Altamonte Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% below the Altamonte Springs median. See the full Altamonte Springs market guide →

Paper trail

This home's history

CurrentPrice reduced to $164,900 $10K
May 27, 2026Listed at $175,000 · 81 days on market since
1974Built · COVE AT PEARL LAKE

Reality check

What actually sold near 145 N PEARL LAKE CAUSEWAY UNIT 210

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

145 N PEARL LAKE CAUSEWAY UNIT 202Sold · Jun ’26

$148,900

145 N PEARL LAKE CAUSEWAY UNIT 202 · same community

2 bd · 2 ba · 1,053 sqft · $141/sqft · 36 DOM

185 N PEARL LAKE CAUSEWAY UNIT 210Sold · Mar ’26

$170,000

185 N PEARL LAKE CAUSEWAY UNIT 210 · same community

2 bd · 2 ba · 1,053 sqft · $161/sqft · 43 DOM

185 PEARL LAKE CAUSEWAY UNIT 214Sold · Jun ’26

$142,900

185 PEARL LAKE CAUSEWAY UNIT 214 · same community

2 bd · 2 ba · 1,053 sqft · $136/sqft · 129 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 145 N PEARL LAKE CAUSEWAY UNIT 210 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 145 N PEARL LAKE CAUSEWAY UNIT 210 — before you fall in love.

See it in person

Schedule a tour

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Straight answers

145 N PEARL LAKE CAUSEWAY UNIT 210 FAQs

What would the monthly payment be for 145 N PEARL LAKE CAUSEWAY UNIT 210?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,401/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 145 N PEARL LAKE CAUSEWAY UNIT 210?+

The most recent tax bill on record (2025) was $2,367. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 145 N PEARL LAKE CAUSEWAY UNIT 210?+

The listing reports pets: Breed Restrictions, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Altamonte Springs?+

At $164,900, this home is listed about 18% below the Altamonte Springs median of $199,950. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Under the Altamonte Springs market on paper

$164,900 is 18% below the Altamonte Springs median of $199,950, and at $157/sqft it sits under the Altamonte Springs average of $191.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $175,000, now $164,900 — a $10K cut. The full history is in the market section below.

Listing courtesy of EXP REALTY LLC · Kim Allison-Ims. MLS #O6411055.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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