281 LANSING ISLAND DRIVE, INDIAN HARBOUR BEACH, FL, 32937
Active72 days on marketListed May 28, 2026MLS #O6410906
About this home
281 LANSING ISLAND DRIVE
Located in the prestigious gated community of Lansing Island, this exceptional direct Banana Riverfront estate offers luxury coastal living with soaring 14-foot ceilings, expansive water views, and premier access near Mathers Bridge and the Intracoastal waterways. Featuring 5 full bedrooms each w/ en suite baths plus a dedicated office, the layout is designed for both privacy and entertaining. Two en-suites located on the first floor. Updated kitchen in 2023, butler's pantry, & laundry room feature refreshed cabinetry, updated countertops, backsplash, flooring, and newer appliances including the refrigerator and oven. Walls of glass fill the home with natural light while overlooking the resurfaced pool and resort-style outdoor living spaces. Additional upgrades: HVAC systems, ductwork, guest bath remodel, front door replacement, and 3M window film. Easy beach access, clubhouse amenities complete this exceptional waterfront lifestyle. You will not want to miss this outstanding home.
Facts & features
The home at a glance
5
Bedrooms
6.5
Bathrooms
7,374
Sqft
0.91 ac
Lot size
3
Garage
2003
Year built
Two
Levels
$406
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$20,478 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$20,478/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Indian Harbour Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Harbour Beach. See the full Indian Harbour Beach guide →
INDIAN HARBOUR BEACH 32937 — neighborhood snapshot
Population
27,524
Median age
46.5
Median income
$98,411
Median home value
$421,300
Avg household
2.42
Households w/ children
2,811
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Harbour Beach market
$212K → $1.1M
Indian Harbour Beach median sold, yr/yr
95.4%
Sale-to-list ratio (12 mo)
Median sold price, Indian Harbour Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 434% above the INDIAN HARBOUR BEACH 32937 median. See the full Indian Harbour Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 281 LANSING ISLAND DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$3,205,000
240 LANSING ISLAND DRIVE
5 bd · 7 ba · 6,785 sqft · $472/sqft · 139 DOM
Sold · Jan ’26$1,200,000
798 HAWKSBILL ISLAND DRIVE
4 bd · 2 ba · 3,628 sqft · $331/sqft · 0 DOM
Sold · Dec ’25$675,000
225 HEDGECOCK COURT
4 bd · 2 ba · 2,461 sqft · $274/sqft · 70 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 281 LANSING ISLAND DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 281 LANSING ISLAND DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
281 LANSING ISLAND DRIVE FAQs
What would the monthly payment be for 281 LANSING ISLAND DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $20,478/mo — principal and interest, the actual property-tax bill, the $657/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 281 LANSING ISLAND DRIVE?+
The association fee works out to $657 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 281 LANSING ISLAND DRIVE?+
The most recent tax bill on record (2025) was $28,520. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 281 LANSING ISLAND DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Harbour Beach?+
At $2,995,000, this home is listed about 331% above the Indian Harbour Beach median of $694,999. The market section on this page shows how the area is trending.
Which schools are assigned to 281 LANSING ISLAND DRIVE?+
Sea Park Elementary School (elementary), Satellite Senior High School (high), Delaura Middle School (middle) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$2,995,000 runs 434% above the INDIAN HARBOUR BEACH 32937 median — but at 7,374 sqft it's also nearly 3 times the size of the typical Indian Harbour Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $657/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Sea Park Elementary School, Satellite Senior High School, Delaura Middle School — Sea Park Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $3,200,000, now $2,995,000 — a $205K cut. The full history is in the market section below.
Listing courtesy of COASTAL LIFE PROPERTIES LLC · Jenn Clements. MLS #O6410906.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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