10633 LAGO BELLA DRIVE, ORLANDO, FL, 32832
Active66 days on marketListed May 29, 2026MLS #O6410808
About this home
10633 LAGO BELLA DRIVE
PRICE ADJUSTMENT!!!! Experience refined lakefront living on beautiful Lake Whippoorwill in the highly sought-after Lake Nona area, just minutes from Medical City. This exceptional 5-bedroom, 4-full-bath residence offers 4,011 square feet of thoughtfully designed living space where timeless elegance meets modern luxury. Every detail of this home has been meticulously upgraded with premium finishes, sophisticated design elements, and state-of-the-art technology. The gourmet kitchen has been beautifully renovated and is complemented by an impressive collection of Sub-Zero appliances throughout the home, along with multiple wine refrigerators and additional refrigeration units designed for effortless entertaining. The home’s expansive indoor and outdoor living spaces have been carefully curated to create a true waterfront retreat. A stunning private boat dock provides direct access to Lake Whippoorwill and serves as the perfect setting for boating, sunset cruises, and enjoying the peaceful lakefront lifestyle. Professionally designed outdoor lighting enhances the property’s ambiance, while the custom outdoor kitchen creates an ideal space for entertaining year-round. Inside, the residence features beautifully renovated lounge and bathroom spaces, New Carpet, enhanced fireplace and foyer details, upgraded HVAC systems, tankless water heaters, and newly updated garage motors and springs. The home is also equipped with a premium HEOS whole-home audio system with Focal speakers and integrated audio/video technology designed to seamlessly operate the home’s entertainment experience. Adding to the home’s functionality and impressive curb appeal is a spacious 4-car garage along with expansive parking accommodations in front of the residence, offering convenience for both everyday living and entertaining guests. From the elegant upgrades to the resort-style outdoor amenities, this extraordinary lakefront property offers a rare opportunity to experience luxury living in one of Central Florida’s most desirable waterfront communities.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
4,010
Sqft
2.04 ac
Lot size
4
Garage
2008
Year built
One
Levels
$697
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$18,336 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$18,336/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+111.8%
$/sqft vs Orlando actives
$697 vs $251
Days on market
66 vs 40 typical
Where $697/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Orlando
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
ORLANDO 32832 — neighborhood snapshot
Population
34,865
Median age
35.9
Median income
$115,398
Median home value
$445,700
Avg household
2.93
Households w/ children
5,440
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $409K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
169 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 558% above the ORLANDO 32832 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 10633 LAGO BELLA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$890,000
9736 HATTON CIRCLE
6 bd · 5 ba · 3,994 sqft · $223/sqft · 6 DOM
Sold · Jul ’26$1,600,000
9377 BORDET COURT
5 bd · 4.5 ba · 3,902 sqft · $410/sqft · 0 DOM
Sold · May ’26$1,100,000
9833 HATTON CIRCLE
6 bd · 5 ba · 4,125 sqft · $267/sqft · 207 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10633 LAGO BELLA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10633 LAGO BELLA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10633 LAGO BELLA DRIVE FAQs
What would the monthly payment be for 10633 LAGO BELLA DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $18,336/mo — principal and interest, the actual property-tax bill, the $367/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10633 LAGO BELLA DRIVE?+
The association fee works out to $367 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10633 LAGO BELLA DRIVE?+
The most recent tax bill on record (2025) was $20,154. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10633 LAGO BELLA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $2,795,000, this home is listed about 608% above the Orlando median of $394,900. The market section on this page shows how the area is trending.
Which schools are assigned to 10633 LAGO BELLA DRIVE?+
Innovation Middle (middle), Moss Park Elementary (elementary), Lake Nona High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$2,795,000 runs 558% above the ORLANDO 32832 median — but at 4,010 sqft it's also nearly 3 times the size of the typical Orlando listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Innovation Middle, Moss Park Elementary, Lake Nona High — Innovation Middle rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $2,949,000, now $2,795,000 — a $154K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CASTLE REALTY PROFESSIONAL GROUP LLC · Jason Nagassar. MLS #O6410808.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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