David Ramirez
$1,195,000$1,295,0004 bd5.5 ba4,186 sqft$285 /sqft$7,715 /mo all-in ↓

2075 MUSTANG COURT, ST CLOUD, FL, 34771

Active58 days on marketListed May 28, 2026MLS #O6410792

Reduced $100KPrivate poolSingle Family ResidenceBAY LAKE RANCH UNIT 3

About this home

2075 MUSTANG COURT

Virtually Staged. Prepare to be impressed as you pull up the circular driveway to this magnificent newly landscaped, stone-front estate featuring a BRAND-NEW ROOF and situated on nearly 5 acres. Designed for those who appreciate space, functionality, and quality craftsmanship, this custom-built property is ideal for entertaining, hobbies, and peaceful country living. Featuring an oversized 4-car garage with car lift, and a separate oversized drive-through garage and workshop, perfect for a boat, additional vehicles, storage, or projects. Built with efficiency and durability in mind, the home features spray foam insulation in both the exterior walls and expansive walk-in attic, along with a 6-zone A/C system, creating exceptional energy efficiency and surprisingly reasonable electric bills. The thoughtfully designed floorplan lives primarily like a one-story home, while the second floor offers incredible flexibility with a bonus room, full bath, theater room, an air-conditioned storage room, and a walk-in attic providing even more valuable storage space. Crown molding adds elegance throughout the home, along with gas fireplaces in both the living room and primary suite. The kitchen was designed for both everyday living and entertaining with Espresso-colored cabinetry, under-cabinet lighting, a large island, gas cooktop, double ovens, drawer-warmer, extensive cabinetry, a huge walk-in pantry, and a built-in buffet with additional storage in the dinette area. The home also features a formal dining room and spacious living room with 12' ceilings, creating an open inviting layout for gatherings and entertaining with surround sound. Two secondary bedrooms are privately situated near the living room, each featuring its own en-suite bath, creating a comfortable setup for guests or multi-generational living. An additional bedroom is positioned near the primary suite with a full bath conveniently located just outside the room, along with a spacious laundry room featuring built-in cabinetry and plenty of functional workspace. The primary suite offers a relaxing retreat with its own fireplace, sitting area, two walk-in closets with custom built-ins, a separate shoe closet, and direct access from the primary bath to the garage/workshop, ideal after a day spent boating, working on projects, or enjoying the outdoors. Outdoor living is equally impressive with tongue and groove wood ceilings on both the screened front porch and expansive wraparound lanai, a built-in summer kitchen, and a custom-designed salt-water sports pool perfect for volleyball and pool games. The pool also features multi-colored lighting and relaxing jacuzzi-style jets in the entry area. Additional highlights include extensive parking areas and a fenced concrete pad in the backyard ideal for a chicken coop, protected garden area, or additional outdoor utility space. Additional improvements include a whole-house generator, tankless water heater, water softener, and a pool cage reinforced with poured concrete for added strength and durability. Ideally located in sought-after Bay Lake Ranch, a non-HOA community, this property offers convenient access to Lake Nona, Medical City, Orlando International Airport, shopping, dining, and major roadways.

Facts & features

The home at a glance

4

Bedrooms

5.5

Bathrooms

4,186

Sqft

4.68 ac

Lot size

7

Garage

2010

Year built

Two

Levels

$285

Per sqft

Private poolFireplaceTrees/Woods viewPets allowed

Inside

FlooringCarpet · Linoleum · Tile
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Refrigerator · Tankless Water Heater · Washer · Water Softener
InteriorCeiling Fan(s) · Central Vacuum · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air · Zoned
HeatingCentral · Electric · Heat Pump · Zoned

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesWest
ParkingCircular Driveway · Driveway · Garage Door Opener · Garage Faces Rear · Garage Faces Side · Oversized · Split Garage · Tandem · Workshop in Garage
ExteriorFrench Doors · Irrigation System · Outdoor Grill · Outdoor Kitchen · Private Yard · Rain Gutters

Community & fees

Taxes (2025)$7,902/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Propane · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,715 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,448
PMI (est., until 20% equity)$448
Property tax — 2025 actual bill$659
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $119,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $119,500
Interest rate6.00%
Loan term

Estimated payment

$7,715/mo

Principal & interest$6,448
PMI (est., until 20% equity)$448
Property taxes (actual bill)$659
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs BAY LAKE RANCH UNIT 3

$285 vs $334

Days on market

58 vs 33 typical

Where $285/sqft sits among the 8 homes for sale in BAY LAKE RANCH UNIT 3

3
0
0 · this home
0
3
2
$236–258$258–281$281–304$304–326$326–349$349+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Map of 2075 MUSTANG COURT

Drive times from this address

Universal Orlando50 min
Orlando Int’l Airport (MCO)50 min
Walt Disney World51 min
Downtown Orlando51 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34771 — neighborhood snapshot

Population

31,368

Median age

38.6

Median income

$101,434

Median home value

$427,500

Avg household

3.21

Households w/ children

4,183

For the school run

Osceola County School District

ElementaryLakeview Elementary School★★★★★
MiddleNarcoossee Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

6 of 8

BAY LAKE RANCH UNIT 3 have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 181% above the ST CLOUD 34771 median. See the full St Cloud market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,195,000 $100K
May 28, 2026Listed at $1,295,000 · 58 days on market since
2010Built · BAY LAKE RANCH UNIT 3

Reality check

What actually sold near 2075 MUSTANG COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2245 BRONCO DR.Sold · Feb ’26

$1,050,000

2245 BRONCO DR. · same community

5 bd · 5.5 ba · 3,439 sqft · $305/sqft · 53 DOM

1925 MUSTANG COURTSold · Jun ’26

$685,000

1925 MUSTANG COURT · same community

5 bd · 2.5 ba · 2,413 sqft · $284/sqft · 15 DOM

2260 BRONCO DRIVESold · Mar ’26

$700,000

2260 BRONCO DRIVE · same community

3 bd · 2 ba · 2,156 sqft · $325/sqft · 107 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2075 MUSTANG COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2075 MUSTANG COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2075 MUSTANG COURT FAQs

What would the monthly payment be for 2075 MUSTANG COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,715/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2075 MUSTANG COURT?+

The most recent tax bill on record (2025) was $7,902. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2075 MUSTANG COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $1,195,000, this home is listed about 181% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2075 MUSTANG COURT?+

Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,195,000 runs 181% above the ST CLOUD 34771 median — but at 4,186 sqft it's also nearly twice the size of the typical St Cloud listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $1,295,000, now $1,195,000 — a $100K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Alex Vastardis. MLS #O6410792.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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