David Ramirez
$1,190,0006 bd3 ba3,970 sqft$300 /sqft$7,880 /mo all-in ↓

3897 PROVINCE DRIVE, MELBOURNE, FL, 32934

Active33 days on marketListed Jun 20, 2026MLS #O6410646

Private poolSingle Family ResidenceWOODSHIRE PRESERVE

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About this home

3897 PROVINCE DRIVE

Behind the gates of one of Melbourne’s most desirable communities, this remarkable six-bedroom residence blends grand scale, thoughtful upgrades, and resort-style living into a home that feels like your own private retreat. Recently professionally refreshed and with brand-new carpet in the bedrooms and throughout the second level, the home is ready for its next owners. Through the double-door entry, soaring ceilings and sun-filled open spaces set the tone, while a stunning new entertainment wall with a sleek electric fireplace anchors the expansive living area with undeniable sophistication. The recently updated kitchen was designed for upscale entertaining, featuring a massive island that invites family and friends to pull up a seat, premium finishes, abundant cabinetry, and a convenient pot filler above the cooktop. Walls of glass open to a spectacular screened lanai with a sparkling saltwater pool, water features, and covered outdoor living areas—the perfect backdrop for celebrations or relaxing evenings beneath the string lights. Tucked away on the first floor, the private primary retreat offers dual walk-in closets and a spa-inspired bath with a soaking tub, oversized shower, and dedicated vanity area. The upper level provides exceptional flexibility with additional bedrooms, a generous loft, dedicated office, and ample storage, easily accommodating remote work, studying, movie nights, or playtime. A particularly valuable feature is the home’s two-story concrete-block construction—an uncommon advantage over homes that transition to wood-frame construction on the second level. Combined with spray-foam insulation, this home was designed with energy efficiency, comfort, and lasting durability in mind. Additional features include solar panels that can provide substantial monthly energy savings and a brand-new pool pump, ensuring the saltwater pool is ready for countless days of enjoyment. The property enjoys an enviable Lake Washington location convenient to everything Brevard County has to offer. As a rare bonus, both the county and HOA have approved chickens, allowing you to enjoy a touch of country living within a sought-after gated community.

Facts & features

The home at a glance

6

Bedrooms

3

Bathrooms

3,970

Sqft

0.67 ac

Lot size

3

Garage

2016

Year built

Two

Levels

$300

Per sqft

Private poolFireplaceWater viewPets allowed

Inside

FlooringCarpet · Tile
AppliancesConvection Oven · Dishwasher · Disposal · Electric Water Heater · Ice Maker · Microwave · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Other · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofTile
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewWater
FacesSoutheast
ParkingGarage Door Opener · On Street
ExteriorHurricane Shutters

Community & fees

HOA fee$86/mo
Taxes (2025)$9,200/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$7,880 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,421
PMI (est., until 20% equity)$446
Property tax — 2025 actual bill$767
HOA fee — from the listing$86
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $119,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $119,000
Interest rate6.00%
Loan term

Estimated payment

$7,880/mo

Principal & interest$6,421
PMI (est., until 20% equity)$446
Property taxes (actual bill)$767
HOA / condo fee$86
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Reserve At Lake Washington

Map of 3897 PROVINCE DRIVE inside its neighborhood boundary

Drive times from this address

Orlando Int’l Airport (MCO)70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Melbourne. See the full Melbourne guide →

Reserve At Lake Washington — neighborhood snapshot

Population

696

Median age

54

Median income

$137,124

Median home value

$431,400

Avg household

2

Households w/ children

52%

For the school run

Brevard County School District

ElementarySabal Elementary School★★★★
MiddleLyndon B. Johnson Middle School★★★★★
HighEau Gallie High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Melbourne market

Seller’s marketLeans seller4.0 months of inventoryBuyer’s market

$404K$320K

Melbourne median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

Median sold price, Melbourne, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 8% above the MELBOURNE 32934 median. See the full Melbourne market guide →

Paper trail

This home's history

Jun 20, 2026Listed at $1,190,000 · 33 days on market since
2016Built · WOODSHIRE PRESERVE

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3897 PROVINCE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3897 PROVINCE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3897 PROVINCE DRIVE FAQs

What would the monthly payment be for 3897 PROVINCE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,880/mo — principal and interest, the actual property-tax bill, the $86/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3897 PROVINCE DRIVE?+

The association fee works out to $86 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3897 PROVINCE DRIVE?+

The most recent tax bill on record (2025) was $9,200. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3897 PROVINCE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Melbourne?+

At $1,190,000, this home is listed about 194% above the Melbourne median of $404,555. The market section on this page shows how the area is trending.

Which schools are assigned to 3897 PROVINCE DRIVE?+

Sabal Elementary School (elementary), Lyndon B. Johnson Middle School (middle), Eau Gallie High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS RLTY,BREVARD · Leann Graefe, Llc. MLS #O6410646.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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