David Ramirez
Short-Term Rental Eligible
$399,500$409,5004 bd3 ba1,562 sqft$256 /sqft$3,219 /mo all-in ↓

1531 CASTERTON CIRCLE, DAVENPORT, FL, 33897

Active60 days on marketListed May 26, 2026MLS #O6410640

Est. $44K/yr short-term rental revenueReduced $10KPrivate poolFully furnishedSingle Family ResidenceWESTRIDGE PH 07

About this home

1531 CASTERTON CIRCLE

Fully Furnished! This 4/3/2 beautifully maintained short term rental comes with all furniture and appliances, fully equipped kitchen and a minimal HOA fee that includes all landscaping, exterior pest control, irrigation, and access to clubhouse with pool and fitness center. A stunning view of the vaulted ceiling great room and pool greets you as you enter the home along with seating for 12 at the dining room tables. Kitchen and bathroom cabinets have been upgraded along with new granite countertops this year! The open and airy fully equipped kitchen boasts 2021 Whirlpool appliances and a new sink and disposal. The tranquil themed bedrooms have comfortable memory foam mattresses and smart Samsung TVs equipped with all apps for your streaming subscriptions (thats a total of 5 smart TVs with interchangeable remotes)! Two bedrooms have en suite baths while the third main bath is accessible from both hallways. For conveniance, the master bath is also accessible from the pool area and is equipped with a step in shower. The welcoming south facing pool means fun in the sun all day, with a shaded lanai to escape the heat. A new pool heater in 2021 and a new 2024 variable speed pump, keeps the pool heated year round for your swimming pleasure. At the end of the day, a gas grill is provided to cook up quick meals while enjoying the sunsets. Roof and A/C are less than 10 years old. A new high capacity washer and dryer in 2025 and an extra refrigerator are nestled in the corner of the pristine 2 car garage. With a new water heater installed in 2021, air duct cleaning in 2024 and recent floor tile and carpet cleaning, this home is super clean and move-in ready. Located just off Hwy 27 in a private gated community, the home is close to Disney theme parks, Legoland, H2O, favorite restaurants, shopping at Posner Park and grocery stores within a mile. Its no wonder this home is a rental favorite in the area! Whether you are an investor, snow bird, or permanent resident looking for a fully furnished home, this home is ready for you to bring your suitcase and immediately enjoy all the benefits of the Sunshine State! WELCOME HOME

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,562

Sqft

0.13 ac

Lot size

2

Garage

2000

Year built

One

Levels

$256

Per sqft

Private poolFurnished

Inside

FlooringCarpet · Ceramic Tile
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Ice Maker · Microwave · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorIrrigation System · Private Entrance · Sliding Doors

Community & fees

HOA fee$138/mo
Taxes (2025)$4,707/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,219 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,352
FHA mortgage insurance (est.)$177
Property tax — 2025 actual bill$392
HOA fee — from the listing$138
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,983Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,983
Interest rate6.00%
Loan term

Estimated payment

$3,219/mo

Principal & interest$2,352
FHA mortgage insurance (est.)$177
Property taxes (actual bill)$392
HOA / condo fee$138
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $400K
$331KedgeAI estimate $358,796 · range $344K$395K$415K

vs edgeAI estimate

+11.3%

$/sqft vs Davenport actives

$256 vs $190

Days on market

60 vs 42 typical

Where $256/sqft sits among the 400 Davenport actives

59
106
90
60
46
39 · this home
$147–165$165–183$183–201$201–220$220–238$238+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Westridge, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental · projected

$44,267/yr gross

Avg nightly rate$257
Occupancy (comp set)47%
CommunityWestridge
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,295/mo median

MarketDavenport
Annual gross at median$27,540
Gross yield on this price6.9%
Homes for rent right now587

Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.

The Davenport short-term market

▼ Softening

46%

Occupancy

▼ 35% yr/yr

$302

Avg nightly rate

▲ 16% yr/yr

$31K/yr

Revenue per listing

$138

RevPAR

70 days

Booking lead time

5.9 nights

Avg stay

3

Typical min nights

3,730

Active rentals

▲ 7% supply

Seasonality — monthly occupancy

Peaks at 55% in Mar · bottoms at 36% in Jun

40%
53%
55%
53%
42%
36%
55%
46%
38%
41%
41%
44%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Davenport — the projection above is specific to this home’s size.

Where it sits

Inside Westridge

Map of 1531 CASTERTON CIRCLE inside its neighborhood boundary

Drive times from this address

Walt Disney World19 min
Universal Orlando31 min
Downtown Orlando37 min
Orlando Int’l Airport (MCO)42 min
Downtown Tampa61 min
Tampa Int’l Airport (TPA)73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Westridge is a short-term-rental community. See the full guide →

DAVENPORT 33897 — neighborhood snapshot

Population

29,206

Median age

38.9

Median income

$73,457

Median home value

$279,100

Avg household

2.85

Households w/ children

3,278

For the school run

Polk County School District

ElementaryLoughman Oaks Elementary School★★★★★
HighRidge Community High School★★★★
MiddleLake Alfred Polytech Academy★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Davenport market

Seller’s marketLeans buyer8.6 months of inventoryBuyer’s market

$342K$363K

Davenport median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

166 of 400

Davenport actives have cut their price

Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 14% above the DAVENPORT 33897 median. See the full Davenport market guide →

Paper trail

This home's history

CurrentPrice reduced to $399,500 $10K
May 26, 2026Listed at $409,500 · 60 days on market since
2000Built · WESTRIDGE PH 07

Reality check

What actually sold near 1531 CASTERTON CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1510 CASTERTON CIRCLESold · Sep ’25

$365,000

1510 CASTERTON CIRCLE · same community

4 bd · 3 ba · 1,562 sqft · $234/sqft · 13 DOM

202 S CASTERTON CIRCLESold · Jul ’26

$380,000

202 S CASTERTON CIRCLE · same community

5 bd · 3 ba · 1,905 sqft · $199/sqft · 150 DOM

1113 CASTERTON CIRCLESold · Apr ’26

$390,000

1113 CASTERTON CIRCLE · same community

4 bd · 3 ba · 1,905 sqft · $205/sqft · 42 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1531 CASTERTON CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1531 CASTERTON CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1531 CASTERTON CIRCLE FAQs

What would the monthly payment be for 1531 CASTERTON CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,219/mo — principal and interest, the actual property-tax bill, the $138/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1531 CASTERTON CIRCLE?+

The association fee works out to $138 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1531 CASTERTON CIRCLE?+

The most recent tax bill on record (2025) was $4,707. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 1531 CASTERTON CIRCLE be rented short-term?+

Yes — this home sits inside Westridge, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 1531 CASTERTON CIRCLE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Davenport?+

At $399,500, this home is listed about 3% above the Davenport median of $388,995. The market section on this page shows how the area is trending.

Which schools are assigned to 1531 CASTERTON CIRCLE?+

Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$399,500 runs 14% above the DAVENPORT 33897 median.

02Zoned for nightly rentals

Westridge is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

04The price has already moved

Listed at $409,500, now $399,500 — a $10K cut. The full history is in the market section below.

Listing courtesy of REALTY HUB · Susan Young. MLS #O6410640.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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