David Ramirez
Short-Term Rental Eligible
$300,000$325,0003 bd2 ba1,448 sqft$207 /sqft$2,698 /mo all-in ↓

515 PAMPLONA PLACE, DAVENPORT, FL, 33837

Active71 days on marketListed May 27, 2026MLS #O6410593

Priced 6% below the DAVENPORT 33837 medianReduced $25KSingle Family ResidenceDEL WEBB ORLANDO PH 1

About this home

515 PAMPLONA PLACE

Virtually Staged. Welcome to this BEAUTIFULLY MAINTAINED home in the highly sought-after Del Webb Orlando community in Davenport, where RESORT-STYLE LIVING, elegant finishes, and active adult amenities come together in one exceptional package. Located within a GUARD-GATED 55+ golf community, this inviting 3-bedroom, 2-bath residence provides the perfect combination of comfort, style, and LOW-MAINTENANCE Florida living. From the moment you arrive, the home impresses with its BRICK PAVER DRIVEWAY AND WALKWAY leading to a stunning ETCHED GLASS FRONT DOOR, creating beautiful curb appeal and a warm welcome. Inside, the home features PORCELAIN TILE FLOORING throughout the main living areas, while windows with PLANTATION SHUTTERS fill the space with NATURAL LIGHT and timeless elegance.The Living Room and Dining area offer an OPEN, AIRY FEEL, making the home perfect for both entertaining and everyday relaxation. Close by is the SPACIOUS KITCHEN, thoughtfully designed with an abundance of cabinetry, granite countertops, UNDER-CABINET LIGHTING, sleek tile backsplash, stainless steel appliances, a center island with counter-height seating, and a closet pantry. A GLASS-PANELED DOOR from the Kitchen leads to the home’s incredible outdoor living space. The covered and screened patio opens to an OVERSIZED SCREENED LANAI that spans most of the backyard, creating the perfect private retreat for morning coffee, outdoor dining, or evening gatherings. The lanai features STYLISH CONCRETE WOOD-LOOK FLOORING, two screened access doors to the backyard, and even includes the OUTDOOR PATIO FURNITURE AND GRILL, making it truly MOVE-IN READY for enjoying the Florida lifestyle. All bedrooms feature ATTRACTIVE LAMINATE FLOORING, including the GENEROUS PRIMARY SUITE, where sliding glass doors fill the room with natural light and provide direct access to the lanai. The PRIMARY EN SUITE BATH offers dual sinks, a step-in shower, and a walk-in closet, creating a relaxing and functional retreat. Two additional bedrooms and another full bath provide flexibility for guests, hobbies, or a home office. A DEDICATED LAUNDRY ROOM with cabinetry plus included washer and dryer adds everyday convenience. Even better, the INCLUDED GOLF CART makes it easy to enjoy everything this incredible community has to offer. Residents of Del Webb Orlando enjoy OUTSTANDING RESORT-STYLE AMENITIES including a clubhouse, sparkling community pool, fitness center, tennis courts, golf course, and guard-gated security, along with countless SOCIAL ACTIVITIES AND EVENTS designed for active adults. Conveniently located in Davenport, the home offers EASY ACCESS to shopping, dining, golf, and outdoor recreation, while also being just a SHORT DRIVE from Walt Disney World Resort, ChampionsGate Golf Club, Posner Park shopping and dining, and major highways for EASY TRAVEL throughout Central Florida. With its elegant finishes, expansive screened lanai, included golf cart, and EXCEPTIONAL RESORT AMENITIES, this Del Webb Orlando home delivers the perfect opportunity to enjoy the relaxed and vibrant Florida lifestyle you’ve been dreaming of. Call and schedule your tour today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,448

Sqft

0.12 ac

Lot size

2

Garage

2015

Year built

One

Levels

$207

Per sqft

Partially55+ communityPets allowed

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Whole House R.O. System
InteriorCeiling Fan(s) · In Wall Pest System · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingHeat Pump
FurnishedPartially

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ParkingDriveway · Golf Cart Parking
ExteriorIrrigation System · Lighting · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$277/mo
Taxes (2025)$4,342/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Playground · Pool · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Natural Gas Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,698 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,766
FHA mortgage insurance (est.)$133
Property tax — 2025 actual bill$362
HOA fee — from the listing$277
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,500
Interest rate6.00%
Loan term

Estimated payment

$2,698/mo

Principal & interest$1,766
FHA mortgage insurance (est.)$133
Property taxes (actual bill)$362
HOA / condo fee$277
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $300K
$267KedgeAI estimate $292,027 · range $278K$328K$341K

vs edgeAI estimate

+2.7%

$/sqft vs Davenport actives

$207 vs $191

Days on market

71 vs 51 typical

Where $207/sqft sits among the 400 Davenport actives

61
95
94
67 · this home
40
43
$147–165$165–183$183–201$201–219$219–237$237+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Ridgewood Lakes Village, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityRidgewood Lakes Village
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,295/mo median

MarketDavenport
Annual gross at median$27,540
Gross yield on this price9.2%
Homes for rent right now536

Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.

The Florida short-term market

▼ Softening

46%

Occupancy

▼ 35% yr/yr

$302

Avg nightly rate

▲ 16% yr/yr

$31K/yr

Revenue per listing

$138

RevPAR

70 days

Booking lead time

5.9 nights

Avg stay

3

Typical min nights

3,730

Active rentals

▲ 7% supply

Seasonality — monthly occupancy

Peaks at 55% in Mar · bottoms at 36% in Jun

40%
53%
55%
53%
42%
36%
55%
46%
38%
41%
41%
44%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Florida — the projection above is specific to this home’s size.

Where it sits

Inside Ridgewood Lakes Village

Map of 515 PAMPLONA PLACE inside its neighborhood boundary

Drive times from this address

Walt Disney World28 min
Universal Orlando39 min
Downtown Orlando45 min
Orlando Int’l Airport (MCO)49 min
Downtown Tampa68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Ridgewood Lakes Village is a short-term-rental community. See the full guide →

Ridgewood Lakes Village — neighborhood snapshot

Population

3,034

Median age

53

Median income

$70,380

Median home value

$328,641

Avg household

3

Households w/ children

303

For the school run

Polk County School District

ElementaryHorizons Elementary School★★★★
HighRidge Community High School★★★★
MiddleShelley S. Boone Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Davenport market

Seller’s marketLeans buyer7.1 months of inventoryBuyer’s market

$350K$370K

Davenport median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

172 of 400

Davenport actives have cut their price

Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 6% below the DAVENPORT 33837 median. See the full Davenport market guide →

Paper trail

This home's history

CurrentPrice reduced to $300,000 $25K
May 27, 2026Listed at $325,000 · 71 days on market since
2015Built · DEL WEBB ORLANDO PH 1

Reality check

What actually sold near 515 PAMPLONA PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

516 PAMPLONA PLACESold · Jul ’26

$295,000

516 PAMPLONA PLACE · same community

2 bd · 2 ba · 1,445 sqft · $204/sqft · 118 DOM

507 PAMPLONA PLACESold · Sep ’25

$314,500

507 PAMPLONA PLACE · same community

3 bd · 2 ba · 1,470 sqft · $214/sqft · 163 DOM

208 ALMERIA WAYSold · Feb ’26

$408,000

208 ALMERIA WAY · same community

2 bd · 2 ba · 1,927 sqft · $212/sqft · 322 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 515 PAMPLONA PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 515 PAMPLONA PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

515 PAMPLONA PLACE FAQs

What would the monthly payment be for 515 PAMPLONA PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,698/mo — principal and interest, the actual property-tax bill, the $277/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 515 PAMPLONA PLACE?+

The association fee works out to $277 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 515 PAMPLONA PLACE?+

The most recent tax bill on record (2025) was $4,342. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 515 PAMPLONA PLACE be rented short-term?+

Yes — this home sits inside Ridgewood Lakes Village, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 515 PAMPLONA PLACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Davenport?+

At $300,000, this home is listed about 23% below the Davenport median of $389,900. The market section on this page shows how the area is trending.

Which schools are assigned to 515 PAMPLONA PLACE?+

Horizons Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the DAVENPORT 33837 market on paper

$300,000 is 6% below the DAVENPORT 33837 median of $320,000.

02Zoned for nightly rentals

Ridgewood Lakes Village is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03The price has already moved

Listed at $325,000, now $300,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of WEMERT GROUP REALTY LLC · Jenny Wemert. MLS #O6410593.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Davenport homes, in your inbox

Like 515 PAMPLONA PLACE but not quite? A daily digest of every new listing in Davenport — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 6, 2026 at 5:08 PM UTC. The listing information on this page last changed on August 6, 2026 at 5:08 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 6, 2026 at 5:08 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 6, 2026 at 5:08 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.