4123 MANDARIN ROAD, SEBRING, FL, 33875
Active59 days on marketListed May 24, 2026MLS #O6410588
About this home
4123 MANDARIN ROAD
Live in one side and rent the other — or add a strong cash-flowing property to your portfolio! This brand-new 2024 duplex in Sebring is the kind of opportunity buyers wait for. Each unit offers 2 bedrooms, 2 bathrooms, a 1-car garage, and a bright open layout with modern finishes throughout. Inside you’ll find quartz countertops, stylish wood cabinets, stainless steel appliances, durable luxury vinyl plank flooring, and spacious primary suites designed for comfortable living. The new construction means lower maintenance, lower headaches, and strong rental appeal for years to come. Tenants and owners alike will appreciate the covered patios, private outdoor space, and convenient location close to shopping, restaurants, golf courses, medical facilities, and downtown Sebring. Perfect for house hacking, multigenerational living, or investors looking for a turnkey income-producing property with no HOA. Opportunities like this don’t come around often — especially with brand-new construction and income potential built in from day one.
Facts & features
The home at a glance
4
Bedrooms
2,240
Sqft
0.22 ac
Lot size
1
Garage
2024
Year built
One
Levels
$201
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,323 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,323/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Sebring
Get to know Sebring. See the full Sebring guide →
SEBRING 33875 — neighborhood snapshot
Population
11,429
Median age
49.3
Median income
$76,990
Median home value
$216,500
Avg household
2.36
Households w/ children
1,066
For the school run
Highlands County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sebring market
$270K → $293K
Sebring median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
Median sold price, Sebring, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1700% above the SEBRING 33875 median. See the full Sebring market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4123 MANDARIN ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4123 MANDARIN ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4123 MANDARIN ROAD FAQs
What would the monthly payment be for 4123 MANDARIN ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,323/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4123 MANDARIN ROAD?+
The most recent tax bill on record (2025) was $3,773. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4123 MANDARIN ROAD?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sebring?+
At $450,000, this home is listed about 61% above the Sebring median of $279,990. The market section on this page shows how the area is trending.
Which schools are assigned to 4123 MANDARIN ROAD?+
Cracker Trail Elementary School (elementary), Sebring High School (high), Sebring Middle School (middle) — Highlands County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of EXP REALTY LLC · Steve Montgomery. MLS #O6410588.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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