David Ramirez
$575,000$600,0004 bd2.5 ba2,234 sqft$257 /sqft$4,120 /mo all-in ↓

14542 BLACK CHERRY TRAIL, WINTER GARDEN, FL, 34787

Active60 days on marketListed May 26, 2026MLS #O6410574

Reduced $25KSingle Family ResidenceSIGNATURE LKS-PCL 01D PH 01

About this home

14542 BLACK CHERRY TRAIL

Virtually Staged. Welcome to this beautifully maintained former model home located in the highly sought-after Winter Garden area, just minutes from Magic Kingdom, shopping, dining, and top community amenities including pools, tennis courts, basketball courts, and a dog park. This spacious 4-bedroom, 2.5-bath residence combines thoughtful upgrades, functional living spaces, and exceptional curb appeal. Step inside to discover upgraded ceramic tile flooring throughout the main living areas, an open-concept layout, and a dedicated office/flex room featuring custom built-in desks and cabinetry—perfect for working from home. The expansive gourmet kitchen offers granite countertops, upgraded cabinetry, stainless steel appliances, oversized island seating, and abundant storage space ideal for entertaining and everyday living. The first floor flows seamlessly into the oversized great room and large screened covered lanai, creating the perfect indoor-outdoor lifestyle. A spacious laundry room includes built-in cabinetry, utility sink, and folding station for added convenience. Upstairs, the generous primary suite features dual vanities, a garden tub, walk-in shower, and spacious walk-in closet. Three additional bedrooms and a full bathroom provide comfortable accommodations for family and guests. The second upstairs bathroom was updated with a new vanity in 2024. This home has been extensively improved with major recent upgrades including: NEW ROOF (2022) Solar panels (2023) NEW fence (2021) Fresh exterior paint (2026) New refrigerator (2024) Washer & dryer (2021) HVAC (2014) Updated blinds throughout Ring security system, Ring cameras, and smart front door lock Water softener system Reverse osmosis system in kitchen Enjoy the oversized yard, exceptional cabinet and storage space, and the premium feel that comes with owning a former model home. This move-in-ready property offers the perfect combination of comfort, upgrades, energy efficiency, and prime Central Florida living. Schedule your private showing today!

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,234

Sqft

0.21 ac

Lot size

2

Garage

2008

Year built

Two

Levels

$257

Per sqft

Pets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Gas Water Heater · Microwave · Range · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · PrimaryBedroom Upstairs · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ExteriorIrrigation System · Lighting · Sidewalk

Community & fees

HOA fee$184/mo
Taxes (2025)$5,498/yr
PetsYes
CommunityCommunity Boat Ramp · Dock · Lake · Water Access · Clubhouse · Deed Restrictions · Dog Park · Fitness Center · Park · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Natural Gas Connected · Phone Available · Public · Sewer Connected · Sprinkler Meter · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,120 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,103
PMI (est., until 20% equity)$216
Property tax — 2025 actual bill$458
HOA fee — from the listing$184
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $57,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $57,500
Interest rate6.00%
Loan term

Estimated payment

$4,120/mo

Principal & interest$3,103
PMI (est., until 20% equity)$216
Property taxes (actual bill)$458
HOA / condo fee$184
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $575K
$541KedgeAI estimate $573,820 · range $564K$593K$616K

vs edgeAI estimate

+0.2%

$/sqft vs Winter Garden actives

$257 vs $262

Days on market

60 vs 31 typical

Where $257/sqft sits among the 400 Winter Garden actives

78
143 · this home
89
38
26
26
$175–221$221–268$268–314$314–360$360–406$406+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winter Garden

Map of 14542 BLACK CHERRY TRAIL

Drive times from this address

Walt Disney World17 min
Universal Orlando28 min
Downtown Orlando28 min
Orlando Int’l Airport (MCO)42 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Garden. See the full Winter Garden guide →

WINTER GARDEN 34787 — neighborhood snapshot

Population

93,064

Median age

37.4

Median income

$114,988

Median home value

$475,000

Avg household

3.02

Households w/ children

13,499

For the school run

Orange County School District

ElementarySunridge Elementary★★★★★
MiddleSunridge Middle★★★★
HighWest Orange High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Garden market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$580K$570K

Winter Garden median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

160 of 400

Winter Garden actives have cut their price

Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 8% above the WINTER GARDEN 34787 median. See the full Winter Garden market guide →

Paper trail

This home's history

CurrentPrice reduced to $575,000 $25K
May 26, 2026Listed at $600,000 · 60 days on market since
2008Built · SIGNATURE LKS-PCL 01D PH 01

Reality check

What actually sold near 14542 BLACK CHERRY TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14267 AVENUE OF THE GROVESSold · May ’26

$332,500

14267 AVENUE OF THE GROVES · same community

2 bd · 2.5 ba · 1,289 sqft · $258/sqft · 29 DOM

14002 AVENUE OF THE GROVESSold · Jul ’26

$332,000

14002 AVENUE OF THE GROVES · same community

2 bd · 2.5 ba · 1,271 sqft · $261/sqft · 13 DOM

14287 AVENUE OF THE GROVESSold · Mar ’26

$315,000

14287 AVENUE OF THE GROVES · same community

2 bd · 2.5 ba · 1,152 sqft · $273/sqft · 36 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 14542 BLACK CHERRY TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 14542 BLACK CHERRY TRAIL — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

14542 BLACK CHERRY TRAIL FAQs

What would the monthly payment be for 14542 BLACK CHERRY TRAIL?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,120/mo — principal and interest, the actual property-tax bill, the $184/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 14542 BLACK CHERRY TRAIL?+

The association fee works out to $184 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 14542 BLACK CHERRY TRAIL?+

The most recent tax bill on record (2025) was $5,498. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 14542 BLACK CHERRY TRAIL?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Garden?+

At $575,000, this home is listed about 3% below the Winter Garden median of $589,945. The market section on this page shows how the area is trending.

Which schools are assigned to 14542 BLACK CHERRY TRAIL?+

Sunridge Elementary (elementary), Sunridge Middle (middle), West Orange High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of DALTON WADE INC · Angela Worachek PLLC. MLS #O6410574.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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14542 BLACK CHERRY TRAIL, WINTER GARDEN, FL — 4 Bed, 2.5 Bath — $575,000 | CENTURY 21 Edge