5094 RAIN SHADOW DRIVE, ST CLOUD, FL, 34772
Active58 days on marketListed May 23, 2026MLS #O6410492
About this home
5094 RAIN SHADOW DRIVE
2-Story Corner Townhouse. Welcome to this stunning new construction townhouse located at 5094 Rain Shadow Drive. This corner unit offers additional privacy and natural light, perfectly blending modern design and functionality. With 4 bedrooms and 3 full bathrooms, this home features high-end finishes, including quartz countertops and stainless steel appliances, tailored to meet all your lifestyle needs. On the first floor, you'll find one bedroom and a full bathroom, ideal for guests or multigenerational living. The second floor houses two bedrooms that share a bathroom, a spacious main suite with an en-suite bathroom, and a versatile loft that provides additional living or workspace. The open-concept floorplan on the main level is flooded with natural light, seamlessly integrating the living, dining, and kitchen areas—a perfect space for relaxation and entertaining. The kitchen boasts modern fixtures, ample counter space, and high-quality appliances, making meal preparation effortless. Additional features include a screened porch to enjoy Florida’s beautiful weather year-round and a 1-car garage with extra storage space. Being a corner unit adds a unique sense of spaciousness and exclusivity. The bedrooms are generously sized, offering comfort and privacy, while the bathrooms showcase tasteful design with elegant finishes that add a touch of luxury. The community also offers fantastic amenities, including a pool and a playground, providing opportunities for recreation and fun.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,762
Sqft
0.07 ac
Lot size
1
Garage
2024
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$177 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Cloud actives
$1 vs $220
Days on market
58 vs 33 typical
Where $1/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
190 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 5094 RAIN SHADOW DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$349,990
5103 PRAIRIE PRESERVE RUN · same community
4 bd · 3 ba · 1,769 sqft · $198/sqft · 82 DOM
Sold · Sep ’25$345,000
5085 PRAIRIE PRESERVE RUN · same community
4 bd · 3 ba · 1,769 sqft · $195/sqft · 70 DOM
Sold · Nov ’25$340,000
5079 PRAIRIE PRESERVE RUN ROAD · same community
4 bd · 3 ba · 1,769 sqft · $192/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5094 RAIN SHADOW DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5094 RAIN SHADOW DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5094 RAIN SHADOW DRIVE FAQs
What would the monthly payment be for 5094 RAIN SHADOW DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 5094 RAIN SHADOW DRIVE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $2,400, this home is listed about 99% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5094 RAIN SHADOW DRIVE?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA CONNEXION PROPERTIES · Marcelo Lopes Santana. MLS #O6410492.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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