23108 DOVER DRIVE, LAND O LAKES, FL, 34639
Pending71 days on marketListed May 23, 2026MLS #O6410429
About this home
23108 DOVER DRIVE
Welcome to this beautifully updated home nestled in the serene community of Land O' Lakes, where comfort, style, and resort-style amenities come together to create the perfect Florida retreat. This spacious and inviting home underwent a full renovation in 2022, featuring thoughtful modern upgrades throughout. The beautifully updated kitchen is designed for both everyday living and entertaining, complete with brand-new stainless steel appliances installed in 2022, generous counter space, and newly replaced kitchen flooring completed in 2024. Additional major updates include a fully renovated bathroom in 2022 and a brand-new roof installed in 2024 (Permit pending), offering peace of mind for years to come. Bright and airy living spaces flow seamlessly throughout the home, with sliding glass door access to the spacious backyard from both the primary bedroom and the sunroom, creating abundant natural light and easy indoor-outdoor living. The beautifully landscaped backyard and patio area provide the perfect setting for relaxing evenings, entertaining guests, or enjoying the Florida sunshine. The home is being offered furnished, with furniture shown in the photos included in the sale. Highlight pieces include a stunning hand-carved Mexican wood dining table and matching hutch set, adding timeless craftsmanship and warmth to the home's character. Located within a highly desirable resort-style community, residents enjoy access to exceptional amenities including an Olympic-size swimming pool, tennis courts, a neighborhood bar, and a convenient sandwich shop - offering amazing amenities while living right at home. Conveniently situated near shopping, dining, parks, and local amenities, this move-in-ready property is the perfect combination of comfort, convenience, and lifestyle.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,024
Sqft
0.09 ac
Lot size
1
Garage
1976
Year built
One
Levels
$269
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,018 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,018/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34639 — neighborhood snapshot
Population
31,118
Median age
40.8
Median income
$99,959
Median home value
$361,100
Avg household
2.92
Households w/ children
3,955
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $428K
Land O Lakes median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% below the LAND O LAKES 34639 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 23108 DOVER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 23108 DOVER DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
23108 DOVER DRIVE FAQs
What would the monthly payment be for 23108 DOVER DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,018/mo — principal and interest, the actual property-tax bill, the $60/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 23108 DOVER DRIVE?+
The association fee works out to $60 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 23108 DOVER DRIVE?+
The most recent tax bill on record (2026) was $688. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 23108 DOVER DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $275,000, this home is listed about 34% below the Land O Lakes median of $413,946. The market section on this page shows how the area is trending.
Which schools are assigned to 23108 DOVER DRIVE?+
Denham Oaks Elementary School (elementary), Wiregrass Ranch High School (high), Dr. John Long Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAND O LAKES 34639 market on paper
$275,000 is 28% below the LAND O LAKES 34639 median of $380,000.
02Time on market is leverage
71 days on market against a Land O Lakes median of 32 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Denham Oaks Elementary School, Wiregrass Ranch High School, Dr. John Long Middle School — Wiregrass Ranch High School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6410429.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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