David Ramirez
$889,900$965,0005 bd3.5 ba3,735 sqft$238 /sqft$6,130 /mo all-in ↓

906 SHERBOURNE CIRCLE, LAKE MARY, FL, 32746

Active68 days on marketListed May 22, 2026MLS #O6410361

Reduced $75KSingle Family ResidenceCOVENTRY

About this home

906 SHERBOURNE CIRCLE

Back on the market! The previous buyer’s financing fell through, creating a second opportunity to own this exceptional home in one of Central Florida’s most desirable gated communities—Heathrow. Perfectly blending luxury, comfort, and lifestyle, this beautifully updated residence showcases an incredible backyard transformation designed for year-round entertaining. The completely reimagined outdoor living space serves as a private retreat, featuring an expansive custom hardscape, a fully equipped outdoor kitchen, generous gathering areas, and a stunning fire pit that creates the perfect setting for relaxing evenings or entertaining family and friends. Inside, you’ll find a bright, open floor plan filled with natural light and thoughtfully updated living spaces that effortlessly connect to the outdoor oasis. Every room has been designed with both comfort and functionality in mind, creating an inviting atmosphere whether you’re hosting guests or enjoying a quiet night at home. Living in Heathrow is about more than just the home—it’s a lifestyle. Residents enjoy an unmatched collection of amenities, including scenic parks, playgrounds, baseball and soccer fields, fishing areas, tennis courts, a state-of-the-art fitness center, a resort-style pool, a championship golf course, and the convenience of a golf cart-friendly community. With 24-hour guarded gate security, beautifully landscaped tree-lined streets, and an active social atmosphere, Heathrow remains one of Central Florida’s premier luxury communities. This is a rare opportunity to own a beautifully updated home that combines exceptional indoor living, resort-inspired outdoor entertaining, and one of the finest lifestyles Central Florida has to offer.

Facts & features

The home at a glance

5

Bedrooms

3.5

Bathrooms

3,735

Sqft

0.22 ac

Lot size

3

Garage

2014

Year built

Two

Levels

$238

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile · Hardwood
AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Range · Range Hood · Refrigerator · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ExteriorIrrigation System · Outdoor Kitchen

Community & fees

HOA fee$126/mo
Taxes (2025)$8,497/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Natural Gas Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,130 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,802
PMI (est., until 20% equity)$334
Property tax — 2025 actual bill$708
HOA fee — from the listing$126
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $88,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $88,990
Interest rate6.00%
Loan term

Estimated payment

$6,130/mo

Principal & interest$4,802
PMI (est., until 20% equity)$334
Property taxes (actual bill)$708
HOA / condo fee$126
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $890K
$695KedgeAI estimate $739,877 · range $724K$780K$925K

vs edgeAI estimate

+20.3%

$/sqft vs Lake Mary actives

$238 vs $237

Days on market

68 vs 42 typical

Where $238/sqft sits among the 163 Lake Mary actives

33
32
42 · this home
23
13
20
$150–186$186–222$222–258$258–294$294–330$330+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Heathrow Coventry

Map of 906 SHERBOURNE CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Orlando23 min
Universal Orlando35 min
Orlando Int’l Airport (MCO)42 min
Walt Disney World47 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lake Mary. See the full Lake Mary guide →

Heathrow Coventry — neighborhood snapshot

Population

2,395

Median age

42

Median income

$101,752

Median home value

$472,600

Avg household

2

Households w/ children

245

For the school run

Seminole County School District

MiddleMarkham Woods Middle School★★★★★
ElementaryHeathrow Elementary School★★★★★
HighSeminole High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Mary market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$446K$488K

Lake Mary median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

92 of 163

Lake Mary actives have cut their price

Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 123% above the LAKE MARY 32746 median. See the full Lake Mary market guide →

Paper trail

This home's history

CurrentPrice reduced to $889,900 $75K
May 22, 2026Listed at $965,000 · 68 days on market since
2014Built · COVENTRY

Reality check

What actually sold near 906 SHERBOURNE CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

811 SHERBOURNE CIRCLESold · Sep ’25

$885,000

811 SHERBOURNE CIRCLE · same community

4 bd · 3.5 ba · 3,431 sqft · $258/sqft · 63 DOM

450 NE 55TH STREETSold · May ’26

$559,000

450 NE 55TH STREET · same community

5 bd · 3 ba · 2,770 sqft · $202/sqft · 42 DOM

3022 NW 24TH TERRACESold · Nov ’25

$585,000

3022 NW 24TH TERRACE · same community

4 bd · 3 ba · 2,495 sqft · $234/sqft · 15 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 906 SHERBOURNE CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 906 SHERBOURNE CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

906 SHERBOURNE CIRCLE FAQs

What would the monthly payment be for 906 SHERBOURNE CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,130/mo — principal and interest, the actual property-tax bill, the $126/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 906 SHERBOURNE CIRCLE?+

The association fee works out to $126 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 906 SHERBOURNE CIRCLE?+

The most recent tax bill on record (2025) was $8,497. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 906 SHERBOURNE CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lake Mary?+

At $889,900, this home is listed about 107% above the Lake Mary median of $429,000. The market section on this page shows how the area is trending.

Which schools are assigned to 906 SHERBOURNE CIRCLE?+

Markham Woods Middle School (middle), Heathrow Elementary School (elementary), Seminole High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$889,900 runs 123% above the LAKE MARY 32746 median — but at 3,735 sqft it's also nearly twice the size of the typical Lake Mary listing.

02Strong assigned schools

Markham Woods Middle School, Heathrow Elementary School, Seminole High School — Heathrow Elementary School rates 5 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $965,000, now $889,900 — a $75K cut. The full history is in the market section below.

Listing courtesy of THE AGENCY FL · Brian Hyser. MLS #O6410361.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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