420 NINA ROAD NE, PALM BAY, FL, 32907
Active73 days on marketListed May 26, 2026MLS #O6410321
About this home
420 NINA ROAD NE
One or more photo(s) has been virtually staged. SELLER IS READY TO MOVE ON!!!!! Welcome to a well-maintained property perfectly situated on a stunning .93-acre corner lot, offering space, character, and endless possibilities. From the moment you enter, you’ll be captivated by the beautiful wood cathedral ceilings and custom wood doors throughout, creating a warm and inviting atmosphere full of charm and craftsmanship. Featuring a new roof installed in 2023 and a newly refurbished pool, this home is move-in ready and designed for comfortable Florida living. The breathtaking 20x23 garage features a brand-new central A/C system and has been transformed into the ultimate entertainment and workshop space, complete with a huge bar and TV area — perfect for hosting guests, working on vehicles, hobbies, or side projects. Step outside to an expansive screened enclosure featuring the beautifully refurbished pool, ideal for relaxing or entertaining year-round. This rare property combines privacy, comfort, functionality, and unique architectural details in one unforgettable home. Conveniently located near shopping, dining, and major roads, this home also sits within the Brevard Public Schools district, close to Port Malabar Elementary School, Stone Magnet Middle School, and Palm Bay Magnet High School, with additional nearby options such as Heritage High School, Christa McAuliffe Elementary School, and Royal Palm Charter School.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,116
Sqft
0.93 ac
Lot size
2
Garage
1977
Year built
One
Levels
$227
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,744 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,744/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Bay actives
$227 vs $208
Days on market
73 vs 45 typical
Where $227/sqft sits among the 361 Palm Bay actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Bay. See the full Palm Bay guide →
PALM BAY 32907 — neighborhood snapshot
Population
48,352
Median age
44.5
Median income
$71,827
Median home value
$253,700
Avg household
2.9
Households w/ children
5,037
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Bay market
$306K → $328K
Palm Bay median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
92 of 361
Palm Bay actives have cut their price
Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% above the PALM BAY 32907 median. See the full Palm Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near 420 NINA ROAD NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$390,000
1527 MEADOWBROOK ROAD NE
4 bd · 3 ba · 2,158 sqft · $181/sqft · 14 DOM
Sold · Apr ’26$379,500
816 CASTLEFORD AVENUE
4 bd · 2.5 ba · 2,160 sqft · $176/sqft · 13 DOM
Sold · Apr ’26$377,000
Nearby listing
4 bd · 2 ba · 2,186 sqft · $172/sqft
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 420 NINA ROAD NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 420 NINA ROAD NE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
420 NINA ROAD NE FAQs
What would the monthly payment be for 420 NINA ROAD NE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,744/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 420 NINA ROAD NE?+
The most recent tax bill on record (2025) was $6,546. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Bay?+
At $480,000, this home is listed about 36% above the Palm Bay median of $354,200. The market section on this page shows how the area is trending.
Which schools are assigned to 420 NINA ROAD NE?+
Lockmar Elementary School (elementary), Southwest Middle School (middle), Palm Bay Magnet Senior High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$480,000 runs 46% above the PALM BAY 32907 median — but at 2,116 sqft it's also 16% larger than the typical Palm Bay listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $510,000, now $480,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of A2Z REALTY GROUP · Olga Ray. MLS #O6410321.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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