David Ramirez
$399,900$410,0004 bd2.5 ba2,637 sqft$152 /sqft$3,204 /mo all-in ↓

5056 GANDROSS LANE, MOUNT DORA, FL, 32757

Active69 days on marketListed May 23, 2026MLS #O6410200

Priced 10% below the MOUNT DORA 32757 medianReduced $10KPrivate poolSingle Family ResidenceLANCASTER AT LOCH LEVEN PH 01

About this home

5056 GANDROSS LANE

Short Sale. Welcome to this beautifully maintained 4-bedroom, 2 full bathroom and 1 half bathroom pool home in the highly sought-after Lancaster at Loch Leven community in Mount Dora! Offering an open and inviting floorplan, this spacious home is designed for both everyday living and entertaining with generous living and dining spaces, a large kitchen with granite countertops, stainless steel appliances, oversized island, and seamless flow into the family room. The spacious primary suite provides a relaxing retreat with an en-suite bathroom, while the additional bedrooms offer flexibility for guests, family, or a home office setup. Upstairs, you’ll also find a versatile loft/flex space perfect for a media room, playroom, or workspace. Step outside to your private backyard oasis featuring a sparkling pool overlooking tranquil water views — the perfect setting for relaxing Florida evenings, weekend BBQs, and entertaining guests. Buyers will appreciate the major updates already completed including HVAC (2021), ROOF (2023), water heater (2023), and a brand new water softener system for added peace of mind. Located in a welcoming community with playgrounds, sidewalks, and easy access to shopping, dining, and historic Downtown Mount Dora, this home also offers convenient proximity to the 429 and 414 connectors, making commuting to Orlando, area attractions, airports, and Central Florida beaches a breeze. Short sale — bank approval required. Per lender guidelines, the property must remain on the market for a minimum of 15 calendar days before seller acceptance of any offer.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,637

Sqft

0.13 ac

Lot size

2

Garage

2007

Year built

Two

Levels

$152

Per sqft

Private poolWater viewPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Refrigerator · Water Filtration System
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesSouth
ParkingDriveway · Garage Door Opener · Guest · On Street · Workshop in Garage
ExteriorAwning(s) · Irrigation System · Lighting · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$55/mo
Taxes (2025)$5,496/yr
PetsYes
CommunityDeed Restrictions · Playground · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,204 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,354
FHA mortgage insurance (est.)$177
Property tax — 2025 actual bill$458
HOA fee — from the listing$55
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,997Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,997
Interest rate6.00%
Loan term

Estimated payment

$3,204/mo

Principal & interest$2,354
FHA mortgage insurance (est.)$177
Property taxes (actual bill)$458
HOA / condo fee$55
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $400K
$384KedgeAI estimate $721,002 · range $551K$789K$821K

vs edgeAI estimate

−44.5%

$/sqft vs Mount Dora actives

$152 vs $221

Days on market

69 vs 50 typical

Where $152/sqft sits among the 287 Mount Dora actives

53 · this home
89
76
36
14
19
$152–186$186–220$220–254$254–289$289–323$323+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lancaster At Loch Leven

Map of 5056 GANDROSS LANE inside its neighborhood boundary

Drive times from this address

Downtown Orlando45 min
Universal Orlando49 min
Walt Disney World55 min
Orlando Int’l Airport (MCO)61 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Mount Dora. See the full Mount Dora guide →

Lancaster At Loch Leven — neighborhood snapshot

Population

555

Median age

63

Median income

$99,900

Median home value

$330,200

Avg household

2

Households w/ children

27%

For the school run

Lake County School District

MiddleEustis Middle School★★★★
HighEustis High School★★★★★
ElementaryRound Lake Charter School★★★★★
ElementaryTriangle Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Mount Dora market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$450K$453K

Mount Dora median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

165 of 287

Mount Dora actives have cut their price

Median sold price, Mount Dora, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 10% below the MOUNT DORA 32757 median. See the full Mount Dora market guide →

Paper trail

This home's history

CurrentPrice reduced to $399,900 $10K
May 23, 2026Listed at $410,000 · 69 days on market since
2007Built · LANCASTER AT LOCH LEVEN PH 01

Reality check

What actually sold near 5056 GANDROSS LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3954 KENNEBUNK LOOPSold · Jun ’26

$710,000

3954 KENNEBUNK LOOP

3 bd · 3 ba · 2,630 sqft · $270/sqft · 15 DOM

1560 EDGEWATER DRIVESold · Nov ’25

$699,900

1560 EDGEWATER DRIVE

3 bd · 2.5 ba · 2,581 sqft · $271/sqft · 8 DOM

5046 GREENBRIAR TRAILSold · Dec ’25

$630,000

5046 GREENBRIAR TRAIL

3 bd · 2 ba · 2,711 sqft · $232/sqft · 18 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5056 GANDROSS LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5056 GANDROSS LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

5056 GANDROSS LANE FAQs

What would the monthly payment be for 5056 GANDROSS LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,204/mo — principal and interest, the actual property-tax bill, the $55/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5056 GANDROSS LANE?+

The association fee works out to $55 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5056 GANDROSS LANE?+

The most recent tax bill on record (2025) was $5,496. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5056 GANDROSS LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Mount Dora?+

At $399,900, this home is listed about 15% below the Mount Dora median of $469,950. The market section on this page shows how the area is trending.

Which schools are assigned to 5056 GANDROSS LANE?+

Eustis Middle School (middle), Eustis High School (high), Round Lake Charter School (elementary), Triangle Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the MOUNT DORA 32757 market on paper

$399,900 is 10% below the MOUNT DORA 32757 median of $444,543, and at $152/sqft it sits under the Mount Dora average of $234.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Eustis Middle School, Eustis High School, Round Lake Charter School, Triangle Elementary School — Round Lake Charter School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $410,000, now $399,900 — a $10K cut. The full history is in the market section below.

Listing courtesy of BHHS FLORIDA REALTY · Kara Wisely. MLS #O6410200.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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