4980 FOUR STRAND COURT, ST CLOUD, FL, 34772
Active63 days on marketListed May 22, 2026MLS #O6410168
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About this home
4980 FOUR STRAND COURT
Perfectly located in St. Cloud, FL, 4980 Four Strand Ct puts you just minutes from shopping, restaurants, theme parks, major roads, and the airport. This stunning 5-bedroom, 2.5-bathroom home offers 2,896 square feet of move-in ready living space that your family will love. Step inside and you'll notice the high ceilings and open floor plan right away. The main living areas downstairs feature beautiful hard flooring that flows throughout, giving the home a clean and modern feel. The kitchen is a real standout with quartz counters, stainless steel appliances, and a large pantry that gives you all the storage you need. Whether you're cooking for the family or entertaining friends, this space makes it easy. Head upstairs and you'll find a bonus loft area that's perfect for a game room, home office, or extra hangout spot. The bedrooms and loft are carpeted for comfort, and there's plenty of room for everyone to spread out. A convenient laundry room keeps daily chores simple and organized. One of the best features of this home is the backyard with no rear neighbors, giving you extra privacy and a peaceful setting to relax. Plus, solar panels help keep those energy bills low, which is always a win in Florida. This home checks all the boxes for comfort, space, and convenience. Don't wait too long on this one. Schedule your showing today and see everything 4980 Four Strand Ct has to offer!
Facts & features
The home at a glance
5
Bedrooms
2.5
Bathrooms
2,879
Sqft
0.19 ac
Lot size
2
Garage
2022
Year built
Two
Levels
$168
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,449 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,449/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.8%
$/sqft vs St Cloud actives
$168 vs $221
Days on market
63 vs 33 typical
Where $168/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
194 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% above the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 4980 FOUR STRAND COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$425,000
109 PINEYWOODS STREET · same community
4 bd · 3 ba · 2,535 sqft · $168/sqft · 52 DOM
Sold · May ’26$379,000
148 PINEYWOODS STREET · same community
4 bd · 2 ba · 1,950 sqft · $194/sqft · 82 DOM
Sold · Nov ’25$370,000
5230 PRESERVE BOULEVARD · same community
4 bd · 2 ba · 1,950 sqft · $190/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4980 FOUR STRAND COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4980 FOUR STRAND COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4980 FOUR STRAND COURT FAQs
What would the monthly payment be for 4980 FOUR STRAND COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,449/mo — principal and interest, the actual property-tax bill, the $60/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4980 FOUR STRAND COURT?+
The association fee works out to $60 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4980 FOUR STRAND COURT?+
The most recent tax bill on record (2025) was $1,910. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4980 FOUR STRAND COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $485,000, this home is listed about 14% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4980 FOUR STRAND COURT?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Maoline Herrera. MLS #O6410168.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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