3181 COUNTY ROAD 521B, WILDWOOD, FL, 34785
Active72 days on marketListed May 22, 2026MLS #O6410102
About this home
3181 COUNTY ROAD 521B
$5,000 SELLER CREDIT toward closing costs with an agreeable offer! YOU OWN THE LAND — NO LOT RENT, NO AGE RESTRICTION! Eligible for conventional, FHA, VA Financing. Plus, the low monthly HOA fee covers your well and septic utility bill and maintenance. Fully renovated in 2026 and move-in ready. The brand-new kitchen features shaker cabinets, quartz counters with a breakfast bar, and a full stainless appliance package (range, microwave hood, dishwasher, refrigerator) — washer/dryer convey too, and everything's backed by a 1-year warranty. Waterproof LVP flooring and recessed lighting run throughout for a durable, modern feel. Water quality guaranteed, a brand-new air draw and water softener system, plus reverse osmosis were just installed with a transferable warranty. The master suite impresses with a walk-in closet, built-in closet, and an ensuite bath featuring his-and-hers vanities, quartz counters, a garden tub, and a separate stand up shower. The guest bath has a matching 54" quartz vanity with tub/shower combo. Unwind on the screened rear deck, and rest easy knowing the metal roof is just 7 years old and the HVAC/heat pump just 6. Enjoy all that The Villages has to offer without the hefty price: golf, dining, and recreation, close to Lake Deaton for boating and fishing, and easy access to US-301 and the Florida Turnpike for quick runs to Orlando, Ocala, or Tampa. Schedule your viewing today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,152
Sqft
0.16 ac
Lot size
2006
Year built
One
Levels
$152
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,317 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,317/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+28.2%
$/sqft vs Wildwood actives
$152 vs $172
Days on market
72 vs 49 typical
Where $152/sqft sits among the 182 Wildwood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Wildwood
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wildwood. See the full Wildwood guide →
WILDWOOD 34785 — neighborhood snapshot
Population
17,895
Median age
44.1
Median income
$48,004
Median home value
$210,500
Avg household
2.11
Households w/ children
1,278
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Wildwood market
$304K → $313K
Wildwood median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
78 of 182
Wildwood actives have cut their price
Median sold price, Wildwood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% below the WILDWOOD 34785 median. See the full Wildwood market guide →
Paper trail
This home's history
Reality check
What actually sold near 3181 COUNTY ROAD 521B
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$64,000
3181 COUNTY ROAD 521B · same community
3 bd · 2 ba · 1,152 sqft · $56/sqft · 5 DOM
Sold · May ’26$125,000
3932 COUNTY ROAD 507
3 bd · 2 ba · 1,152 sqft · $109/sqft · 74 DOM
Sold · Oct ’25$260,000
5817 VALENTE COURT
2 bd · 2 ba · 1,148 sqft · $226/sqft · 117 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3181 COUNTY ROAD 521B — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3181 COUNTY ROAD 521B — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3181 COUNTY ROAD 521B FAQs
What would the monthly payment be for 3181 COUNTY ROAD 521B?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,317/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3181 COUNTY ROAD 521B?+
The most recent tax bill on record (2026) was $603. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3181 COUNTY ROAD 521B?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wildwood?+
At $174,850, this home is listed about 39% below the Wildwood median of $288,875. The market section on this page shows how the area is trending.
Which schools are assigned to 3181 COUNTY ROAD 521B?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FLA REAL ESTATE SERVICES · Man Kong Ho. MLS #O6410102.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Wildwood homes, in your inbox
Like 3181 COUNTY ROAD 521B but not quite? A daily digest of every new listing in Wildwood — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →