4576 PHIPPS DRIVE, PORT ORANGE, FL, 32129
Active45 days on marketListed Jun 8, 2026MLS #O6409957
About this home
4576 PHIPPS DRIVE
Welcome to this well-maintained 3-bedroom, 2-bathroom home in the heart of Port Orange. Offering a spacious and functional layout, this home features two comfortable living areas, abundant natural light, and plenty of room for everyday living. Full of character and pride of ownership, the home has been lovingly cared for over the years and is in excellent condition throughout. The kitchen offers ample cabinet and counter space, while the generously sized bedrooms provide comfort and flexibility. Enjoy the large backyard, perfect for relaxing, entertaining, or enjoying the Florida lifestyle. Conveniently located near shopping, dining, parks, schools, and major roadways, this home presents a wonderful opportunity to enjoy a solid, well-cared-for property with room to make it your own. Roof 2023
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,638
Sqft
0.21 ac
Lot size
2
Garage
1987
Year built
One
Levels
$183
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,166 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,166/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.6%
Days on market
45 vs 37 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Orange
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Port Orange. See the full Port Orange guide →
PORT ORANGE 32129 — neighborhood snapshot
Population
23,356
Median age
43.8
Median income
$65,936
Median home value
$241,500
Avg household
2.21
Households w/ children
2,445
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Orange market
$355K → $371K
Port Orange median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
Median sold price, Port Orange, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4576 PHIPPS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4576 PHIPPS DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4576 PHIPPS DRIVE FAQs
What would the monthly payment be for 4576 PHIPPS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,166/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4576 PHIPPS DRIVE?+
The most recent tax bill on record (2025) was $1,293. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Orange?+
At $299,900, this home is listed about 18% below the Port Orange median of $367,450. The market section on this page shows how the area is trending.
Which schools are assigned to 4576 PHIPPS DRIVE?+
Sugar Mill Elementary School (elementary), Silver Sands Middle School (middle), Spruce Creek High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of O'BRIEN REAL ESTATE LLC · Patrick O'Brien. MLS #O6409957.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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