4684 SOUTHERN VALLEY LOOP, BROOKSVILLE, FL, 34601
Active63 days on marketListed May 21, 2026MLS #O6409741
About this home
4684 SOUTHERN VALLEY LOOP
Enjoy resort-style living year-round in this meticulously maintained home located within the highly desirable Southern Hills Plantation community, centered around the private Pete Dye-designed championship golf course. Perfectly situated on a spacious lot with no rear neighbors overlooking the beautiful 14th fairway, this property offers privacy, luxury, and exceptional golf course views. Step inside and be welcomed by a grand foyer, soaring ceilings, and an open, airy floor plan designed for both everyday living and entertaining. The gourmet kitchen serves as the heart of the home and features stainless steel appliances, granite countertops, 42-inch wood cabinetry, a modern tile backsplash, and an oversized breakfast bar perfect for gathering with family and guests. Elegant crown molding and detailed trim work throughout add warmth and sophistication. A versatile flex room with glass French doors off the foyer offers endless possibilities and can easily serve as a home office, study, craft room, bonus room, or additional living space. The spacious family room creates an inviting atmosphere while showcasing peaceful golf course views, and the adjoining dining area is ideal for entertaining and family gatherings. Retreat to the spacious primary suite featuring direct access to the screened lanai, a cozy sitting alcove or flex area, and generous walk-in closets. The spa-inspired primary bath includes dual granite vanities and a large walk-in shower with built-in bench seating. Guest bedrooms are generously sized and thoughtfully designed for comfort. Step outside to your own private outdoor retreat featuring pavered outdoor living spaces, an oversized iron-fenced backyard, and a custom fire pit area. The oversized screened lanai is perfect for relaxing, entertaining, or enjoying the Florida sunshine while taking in tranquil golf course and scenic views. Even better, the HOA fee provides EXCEPTIONAL VALUE and truly supports a MAINTENANCE FREE lifestyle. HOA services INCLUDE lawn care with mowing, hedge trimming, irrigation maintenance, Spectrum cable and internet, and exterior home painting every seven years. Residents enjoy an outstanding array of resort-style amenities, including access to the private Pete Dye-designed championship golf course (membership required), a Par-3 course, Pro Shop, resort-style pool with poolside café, full-service spa, 24-hour fitness center, Har-Tru tennis courts, pickleball courts, onsite dining and bar options, scenic walking trails, year-round social activities, and the security of a 24-hour manned gated entrance. Conveniently located approximately 45 minutes north of Tampa, with easy access to the Veterans Expressway, I-275, I-75, and the Florida Turnpike, this home offers a convenient commute to Tampa International Airport while placing shopping, dining, Downtown Brooksville, and everyday essentials within easy reach. Schedule your private showing today before it's gone.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,297
Sqft
0.25 ac
Lot size
2
Garage
2013
Year built
One
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,819 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,819/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−17.3%
Days on market
63 vs 45 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Southern Hills Plantation
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Brooksville. See the full Brooksville guide →
Southern Hills Plantation — neighborhood snapshot
Population
443
Median age
60
Median income
$85,714
Median home value
$369,900
Avg household
2
Households w/ children
9%
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Brooksville market
$303K → $326K
Brooksville median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
Median sold price, Brooksville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the BROOKSVILLE 34601 median. See the full Brooksville market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4684 SOUTHERN VALLEY LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4684 SOUTHERN VALLEY LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4684 SOUTHERN VALLEY LOOP FAQs
What would the monthly payment be for 4684 SOUTHERN VALLEY LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,819/mo — principal and interest, the actual property-tax bill, the $466/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4684 SOUTHERN VALLEY LOOP?+
The association fee works out to $466 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4684 SOUTHERN VALLEY LOOP?+
The most recent tax bill on record (2025) was $4,911. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4684 SOUTHERN VALLEY LOOP?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Brooksville?+
At $439,900, this home is listed about 31% above the Brooksville median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4684 SOUTHERN VALLEY LOOP?+
Moton Elementary School (elementary), D. S. Parrott Middle School (middle) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$439,900 runs 14% above the BROOKSVILLE 34601 median — but at 2,297 sqft it's also 28% larger than the typical Brooksville listing.
02Golf Course views
The golf course view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $459,000, now $439,900 — a $19K cut. The full history is in the market section below.
Listing courtesy of MAGNUS REALTY GROUP LLC · Cedrick Williams. MLS #O6409741.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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