David Ramirez
Short-Term Rental Eligible
$445,0004 bd2.5 ba1,923 sqft$231 /sqft$3,493 /mo all-in ↓

2948 CREST DRIVE, KISSIMMEE, FL, 34744

Active50 days on marketListed Jun 4, 2026MLS #O6409508

Est. $57K/yr short-term rental revenueFully furnishedSingle Family ResidenceMARBELLA PH 2

About this home

2948 CREST DRIVE

Expect to be impressed by this turn-key, impeccably maintained 1,923 sq ft home designed for modern living! The bright, wide-open floor plan seamlessly connects a spacious great room to a spectacular kitchen, fully equipped with premium quartz countertops, 42-inch upper cabinets, and a massive center island perfect for entertaining. Enjoy a completely carpet-free interior featuring elegant ceramic tile throughout the first floor and durable, stylish vinyl flooring spanning the entire second level. Upstairs, convenience meets luxury with a dedicated laundry room and a private primary retreat complete with a massive walk-in closet and a spa-like walk-in shower. Incredible exterior upgrades include a premium paver driveway professionally extended to comfortably accommodate three vehicles. Situated in a highly desirable, well-maintained community boasting resort-style amenities including a sparkling pool, playground, and dog park and all with NO CDD fees! Strategically located just minutes from Osceola Parkway, FL-417, Lake Nona and Orlando International Airport, offering an effortless commute to theme parks, dining, and shopping. Schedule your private tour today!

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

1,923

Sqft

0.11 ac

Lot size

2

Garage

2021

Year built

Two

Levels

$231

Per sqft

FurnishedPets allowed

Inside

FlooringCeramic Tile · Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · PrimaryBedroom Upstairs · Thermostat
LaundryInside · Laundry Room · Upper Level
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesNortheast
ParkingDriveway · Garage Door Opener · Oversized
ExteriorIrrigation System · Rain Gutters

Community & fees

HOA fee$101/mo
Taxes (2025)$4,989/yr
PetsYes
CommunityDog Park · Playground · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Available · Electricity Connected · Street Lights · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,493 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,620
FHA mortgage insurance (est.)$197
Property tax — 2025 actual bill$416
HOA fee — from the listing$101
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,575Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,575
Interest rate6.00%
Loan term

Estimated payment

$3,493/mo

Principal & interest$2,620
FHA mortgage insurance (est.)$197
Property taxes (actual bill)$416
HOA / condo fee$101
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $445K
$346KedgeAI estimate $400,894 · range $360K$503K$523K

vs edgeAI estimate

+11%

$/sqft vs Kissimmee actives

$231 vs $210

Days on market

50 vs 45 typical

Where $231/sqft sits among the 400 Kissimmee actives

76
96
98
56 · this home
39
35
$155–179$179–203$203–227$227–252$252–276$276+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Marbella, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental · projected

$56,923/yr gross

Avg nightly rate$333
Occupancy (comp set)48%
CommunityMarbella
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,150/mo median

MarketKissimmee
Annual gross at median$25,800
Gross yield on this price5.8%
Homes for rent right now1,140

Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.

The Florida short-term market

▼ Softening

50%

Occupancy

▼ 32% yr/yr

$296

Avg nightly rate

▲ 15% yr/yr

$35K/yr

Revenue per listing

$148

RevPAR

63 days

Booking lead time

5.5 nights

Avg stay

3

Typical min nights

10,047

Active rentals

▲ 12% supply

Seasonality — monthly occupancy

Peaks at 58% in Feb · bottoms at 38% in Jun

50%
58%
58%
56%
46%
38%
56%
49%
43%
47%
48%
50%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Florida — the projection above is specific to this home’s size.

Where it sits

Inside Marbella

Map of 2948 CREST DRIVE

Drive times from this address

Orlando Int’l Airport (MCO)17 min
Universal Orlando26 min
Walt Disney World27 min
Downtown Orlando27 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Marbella is a short-term-rental community. See the full guide →

KISSIMMEE 34744 — neighborhood snapshot

Population

62,756

Median age

37.9

Median income

$69,837

Median home value

$326,700

Avg household

2.99

Households w/ children

7,069

For the school run

Osceola County School District

ElementaryEast Lake Elementary School★★★★★
MiddleNarcoossee Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer8.9 months of inventoryBuyer’s market

$369K$358K

Kissimmee median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

160 of 400

Kissimmee actives have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 16% above the KISSIMMEE 34744 median. See the full Kissimmee market guide →

Paper trail

This home's history

Jun 4, 2026Listed at $445,000 · 50 days on market since
2021Built · MARBELLA PH 2

Reality check

What actually sold near 2948 CREST DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2826 MIDDLETON CIRCLESold · Mar ’26

$384,000

2826 MIDDLETON CIRCLE

3 bd · 2 ba · 1,944 sqft · $198/sqft · 7 DOM

2939 CASABELLA DRIVESold · Nov ’25

$407,500

2939 CASABELLA DRIVE

4 bd · 3 ba · 1,970 sqft · $207/sqft · 43 DOM

2946 CASABELLA DRIVESold · Mar ’26

$395,000

2946 CASABELLA DRIVE

4 bd · 3 ba · 1,970 sqft · $201/sqft · 18 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2948 CREST DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2948 CREST DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2948 CREST DRIVE FAQs

What would the monthly payment be for 2948 CREST DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,493/mo — principal and interest, the actual property-tax bill, the $101/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2948 CREST DRIVE?+

The association fee works out to $101 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2948 CREST DRIVE?+

The most recent tax bill on record (2025) was $4,989. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 2948 CREST DRIVE be rented short-term?+

Yes — this home sits inside Marbella, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 2948 CREST DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $445,000, this home is listed about 17% above the Kissimmee median of $379,850. The market section on this page shows how the area is trending.

Which schools are assigned to 2948 CREST DRIVE?+

East Lake Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$445,000 runs 16% above the KISSIMMEE 34744 median.

02Zoned for nightly rentals

Marbella is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

Listing courtesy of EXP REALTY LLC · Steven Alvarez. MLS #O6409508.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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