David Ramirez
$96,5001 bd1 ba705 sqft$137 /sqft$1,131 /mo all-in ↓

1221 DREW STREET UNIT A5, CLEARWATER, FL, 33755

Active74 days on marketListed May 20, 2026MLS #O6409490

Priced 74% below the CLEARWATER 33755 medianCondominiumDREW RIDGE APTS CO-OP

About this home

1221 DREW STREET UNIT A5

Discover the perfect blend of comfort, convenience, and affordability in this beautifully updated ground-floor retreat located in a peaceful 55+ community in Clearwater. Situated safely in a No Flood Zone, this move-in-ready residence offers a low-maintenance lifestyle in an unbeatable location close to everything the Gulf Coast has to offer. This charming home has been completely transformed with a fresh neutral color palette, modern flooring, and a brand-new air conditioning system, creating a bright and inviting atmosphere throughout. The welcoming covered front porch provides the perfect place to relax and enjoy the peaceful surroundings before stepping inside to an open-concept living and dining area designed for comfortable everyday living. The updated kitchen features brand-new stainless steel appliances, offering both style and functionality. The spacious primary suite serves as a true sanctuary with two closets, including a generously sized walk-in closet for exceptional storage and convenience. Additional highlights include: Newly renovated bathroom with updated vanity Dedicated parking space Free laundry conveniently located on the same floor Pet-free community Ground-floor accessibility The all-inclusive condo fee provides true maintenance-free living by covering: Water Sewer Exterior maintenance Community upkeep Perfectly positioned near: World-famous Gulf beaches International airports Shopping and dining Morton Plant Hospital Major roadways and local attractions This beautifully updated home offers exceptional value, comfort, and convenience within one of Clearwater’s desirable active adult communities. Don’t miss this opportunity to own a move-in-ready Florida retreat in a prime location—schedule your private showing today!

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

705

Sqft

3 ac

Lot size

1966

Year built

One

Levels

$137

Per sqft

55+ community

Inside

FlooringLaminate
AppliancesMicrowave · Range · Refrigerator
InteriorOpen Floorplan
LaundryCommon Area
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationBlock
FacesWest
ExteriorGarden

Community & fees

HOA fee$360/mo
Taxes (2025)$0/yr
PetsCats OK, Dogs OK
CommunityBuyer Approval Required

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,131 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$568
FHA mortgage insurance (est.)$43
Property tax — 2025 actual bill$0
Condo fee — from the listing$360
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,378Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,378
Interest rate6.00%
Loan term

Estimated payment

$1,219/mo

Principal & interest$568
FHA mortgage insurance (est.)$43
Est. property taxes$88
HOA / condo fee$360
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $97K
$91KedgeAI estimate $113,332 · range $94K$126K$131K

vs edgeAI estimate

−14.9%

$/sqft vs Clearwater actives

$137 vs $218

Days on market

74 vs 47 typical

Where $137/sqft sits among the 399 Clearwater actives

156 · this home
118
67
21
9
28
$114–192$192–271$271–350$350–429$429–508$508+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Downtown

Map of 1221 DREW STREET UNIT A5 inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)28 min
Downtown Tampa31 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

Downtown — neighborhood snapshot

Population

4,795

Median age

42

Median income

$42,329

Median home value

$99,860

Avg household

3

Households w/ children

369

For the school run

Pinellas County School District

ElementaryBelleair Elementary School★★★★★
HighClearwater High School★★★★★
MiddleOak Grove Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$332K$335K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

221 of 399

Clearwater actives have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 74% below the CLEARWATER 33755 median. See the full Clearwater market guide →

Paper trail

This home's history

May 20, 2026Listed at $96,500 · 74 days on market since
1966Built · DREW RIDGE APTS CO-OP

Reality check

What actually sold near 1221 DREW STREET UNIT A5

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1221 DREW STREET UNIT B9Sold · Dec ’25

$87,500

1221 DREW STREET UNIT B9 · same community

1 bd · 1 ba · 705 sqft · $124/sqft · 15 DOM

1221 DREW STREET UNIT A2Sold · May ’26

$85,000

1221 DREW STREET UNIT A2 · same community

2 bd · 1 ba · 840 sqft · $101/sqft · 23 DOM

1221 DREW STREET UNIT E11Sold · Nov ’25

$94,000

1221 DREW STREET UNIT E11 · same community

2 bd · 1 ba · 840 sqft · $112/sqft · 12 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1221 DREW STREET UNIT A5 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1221 DREW STREET UNIT A5 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1221 DREW STREET UNIT A5 FAQs

What would the monthly payment be for 1221 DREW STREET UNIT A5?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,131/mo — principal and interest, estimated property taxes, the $360/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1221 DREW STREET UNIT A5?+

The association fee works out to $360 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1221 DREW STREET UNIT A5?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1221 DREW STREET UNIT A5?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $96,500, this home is listed about 65% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1221 DREW STREET UNIT A5?+

Belleair Elementary School (elementary), Clearwater High School (high), Oak Grove Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of TRUDEALS REALTY CORP · Candace Garber. MLS #O6409490.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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