David Ramirez
$359,9904 bd2 ba1,801 sqft$200 /sqft$2,484 /mo all-in ↓

102 POINT PLEASANT DRIVE, PALM COAST, FL, 32164

Active67 days on marketListed May 19, 2026MLS #O6409344

New constructionSingle Family ResidencePINE GROVE SECTION 28

About this home

102 POINT PLEASANT DRIVE

Under Construction. This brand-new construction home offers the perfect blend of elegance, comfort, and modern convenience. Designed with durable block and stucco construction, this open floor plan features 4 bedrooms, 2 baths, and 1,801 sq. ft. of thoughtfully designed living space. Soaring 9'4" ceilings throughout the home create an airy, spacious feel. Enjoy the Florida outdoors with a 6’ x12’ covered porch. The stylish 36” white Shaker-style cabinets are beautifully complemented by Ornamental White granite countertops, adding a touch of sophistication to the kitchen. Luxury vinyl plank flooring flows seamlessly throughout the entire home, offering both durability and style. A stainless-steel appliance package is INCLUDED, featuring a 24.3 cubic foot side-by-side refrigerator with a built-in ice maker, a 30” freestanding smooth-top electric range, a 1.6 cubic foot over-the-range microwave, and a dishwasher - everything you need for a fully equipped kitchen! For added peace of mind, your purchase includes a 2-10 Builder’s Warranty. NOTE: Photos are for example purposes only

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,801

Sqft

0.29 ac

Lot size

2

Garage

2026

Year built

One

Levels

$200

Per sqft

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Freezer · Ice Maker · Microwave · Range
InteriorOpen Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Laundry Closet · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationBlock · Slab
FacesNorth
ExteriorSliding Doors

Community & fees

Taxes (2025)$547/yr

Utilities & systems

UtilitiesCable Available · Electricity Available · Phone Available · Sewer Available · Water Available
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,484 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,119
FHA mortgage insurance (est.)$159
Property tax — 2025 actual bill$46
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,600Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,600
Interest rate6.00%
Loan term

Estimated payment

$2,484/mo

Principal & interest$2,119
FHA mortgage insurance (est.)$159
Property taxes (actual bill)$46
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $360K
$324KedgeAI estimate $346,769 · range $338K$366K$381K

vs edgeAI estimate

+3.8%

$/sqft vs Palm Coast actives

$200 vs $221

Days on market

67 vs 47 typical

Where $200/sqft sits among the 400 Palm Coast actives

183 · this home
90
37
37
20
33
$157–213$213–270$270–326$326–382$382–438$438+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Pine Grove

Map of 102 POINT PLEASANT DRIVE inside its neighborhood boundary

Get to know Palm Coast. See the full Palm Coast guide →

Pine Grove — neighborhood snapshot

Population

7,145

Median age

44

Median income

$64,413

Median home value

$292,692

Avg household

3

Households w/ children

803

For the school run

Flagler County School District

MiddleBuddy Taylor Middle School★★★★★
ElementaryLewis E. Wadsworth Elementary★★★★★
HighFlagler-Palm Coast High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

177 of 400

Palm Coast actives have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 6% above the PALM COAST 32164 median. See the full Palm Coast market guide →

Paper trail

This home's history

May 19, 2026Listed at $359,990 · 67 days on market since
2026Built · PINE GROVE SECTION 28

Reality check

What actually sold near 102 POINT PLEASANT DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

228 THORNBERRY WAYSold · Mar ’26

$371,097

228 THORNBERRY WAY

4 bd · 2 ba · 1,800 sqft · $206/sqft · 209 DOM

214 THORNBERRY WAYSold · Jun ’26

$333,145

214 THORNBERRY WAY

4 bd · 2 ba · 1,800 sqft · $185/sqft · 368 DOM

254 HAWTHORN AVENUESold · May ’26

$409,000

254 HAWTHORN AVENUE

3 bd · 2 ba · 1,806 sqft · $226/sqft · 156 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 102 POINT PLEASANT DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 102 POINT PLEASANT DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

102 POINT PLEASANT DRIVE FAQs

What would the monthly payment be for 102 POINT PLEASANT DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,484/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 102 POINT PLEASANT DRIVE?+

The most recent tax bill on record (2025) was $547. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Palm Coast?+

At $359,990, this home is listed about 9% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 102 POINT PLEASANT DRIVE?+

Buddy Taylor Middle School (middle), Lewis E. Wadsworth Elementary (elementary), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of INB REALTY LLC · Ann Richter. MLS #O6409344.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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