801 E 20TH STREET, SANFORD, FL, 32771
Active69 days on marketListed May 19, 2026MLS #O6408932
About this home
801 E 20TH STREET
**BUYER INCENTIVE AVAILABLE!! Preferred Lender is offering a COMPLIMENTARY TEMPORARY RATE BUY DOWN for qualified buyers on new loan locks completed on or before 6/30/26!!** Welcome to this captivating 1947 home on a stunning 0.234-acre corner lot, featuring a newer roof (2025) and extraordinary custom wood cabinetry and woodwork throughout—each detail lovingly crafted by a skilled owner master carpenter. Offering 3 bedrooms, 3 bathrooms, and 1980 square feet of living space, this property boasts a downstairs primary suite with en-suite bathroom, his & hers closets for comfort and convenience, plus a downstairs office perfect for remote work. The expansive 12’x27’ gathering room provides a welcoming setting for family and friends, while the chef’s kitchen (18’x16’) blends gourmet functionality with authentic charm. Upstairs, discover two bedrooms, a full bath, and a cozy loft area. Workshop & Shed provide storage and a space for your own creativity. Located on 20th Street bordering the historic Sanford district, you’ll enjoy nearby marina, vibrant dining, golf cart-friendly streets, and a lively downtown filled with local shops and community events. Easy access to major highways makes commuting a breeze. This home is ready for your personal touches, with endless potential to create a lush oasis on the generous lot. Experience unique craftsmanship and the pulse of historic Sanford—your new story awaits. 3 of the photos are virtually staged.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,980
Sqft
0.23 ac
Lot size
1
Garage
1947
Year built
Two
Levels
$183
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,541 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,541/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Sanford actives
$183 vs $217
Days on market
69 vs 29 typical
Where $183/sqft sits among the 397 Sanford actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sanford
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sanford. See the full Sanford guide →
SANFORD 32771 — neighborhood snapshot
Population
59,708
Median age
38.7
Median income
$74,520
Median home value
$332,500
Avg household
2.66
Households w/ children
7,359
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sanford market
$354K → $383K
Sanford median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
201 of 397
Sanford actives have cut their price
Median sold price, Sanford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% above the SANFORD 32771 median. See the full Sanford market guide →
Paper trail
This home's history
Reality check
What actually sold near 801 E 20TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$293,000
845 E 20TH STREET · same community
3 bd · 2 ba · 1,390 sqft · $211/sqft · 13 DOM
Sold · Oct ’25$220,000
1002 JEFFORDS STREET · same community
3 bd · 2 ba · 1,355 sqft · $162/sqft · 0 DOM
Sold · Nov ’25$150,000
884 E 20TH STREET · same community
3 bd · 1 ba · 1,239 sqft · $121/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 801 E 20TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 801 E 20TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
801 E 20TH STREET FAQs
What would the monthly payment be for 801 E 20TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,541/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 801 E 20TH STREET?+
The most recent tax bill on record (2025) was $1,012. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 801 E 20TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sanford?+
At $362,800, this home is listed about 1% below the Sanford median of $365,000. The market section on this page shows how the area is trending.
Which schools are assigned to 801 E 20TH STREET?+
Goldsboro Elementary Magnet (elementary), Idyllwilde Elementary School (elementary), Bentley Elementary School (elementary), Seminole High School (high), Wilson Elementary School (elementary), Markham Woods Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Time on market is leverage
69 days on market against a Sanford median of 29 — sellers in this position are usually ready to negotiate.
02Strong assigned schools
Goldsboro Elementary Magnet, Idyllwilde Elementary School, Bentley Elementary School, Seminole High School, Wilson Elementary School, Markham Woods Middle School — Goldsboro Elementary Magnet rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $372,800, now $362,800 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WEICHERT REALTORS HALLMARK PRO · Linda Bain. MLS #O6408932.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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