2804 KEYSTONE DRIVE, ORLANDO, FL, 32806
Active63 days on marketListed May 19, 2026MLS #O6408874
About this home
2804 KEYSTONE DRIVE
Virtually Staged. LOCATION is everything! Welcome home to 2804 Keystone Drive. This 2-bedroom, 2-bath home is a fantastic opportunity for investors or home buyers. Situated on a spacious 0.16-acre fenced lot with no HOA, this property offers both privacy and flexibility in a highly desirable Orlando location. Conveniently located just off Michigan Avenue, you’ll enjoy quick access to an abundance of restaurants, shopping, and entertainment, as well as nearby Orlando Health and Winnie Palmer Hospital. The home is also zoned for highly sought-after Blanker K-8 and Boone High School. Major updates have already been completed, including a new roof in 2023, AC replacement in 2022, hot water heater replacement in 2020, and updated electrical panels in 2008. The home is being sold AS-IS, and no repairs will be made, offering an excellent opportunity to add your personal touches or investment vision. Enjoy living just minutes from Downtown Orlando, Mills 50, Ivanhoe Village, and Lake Eola, with easy access to grocery stores, coffee shops, parks, and major roadways.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
984
Sqft
0.16 ac
Lot size
1936
Year built
One
Levels
$305
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,332 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,332/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Orlando actives
$305 vs $240
Days on market
63 vs 34 typical
Where $305/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pineloch
Get to know Orlando. See the full Orlando guide →
Pineloch — neighborhood snapshot
Population
2,928
Median age
39
Median income
$100,959
Median home value
$400,476
Avg household
2
Households w/ children
330
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $405K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
148 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% below the ORLANDO 32806 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 2804 KEYSTONE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$730,000
2718 KEYSTONE DRIVE · same community
4 bd · 3.5 ba · 2,590 sqft · $282/sqft · 83 DOM
Sold · Oct ’25$350,000
1705 BAXTER AVENUE
3 bd · 2 ba · 1,022 sqft · $342/sqft · 26 DOM
Sold · Mar ’26$354,000
3201 MARTIN STREET
3 bd · 2 ba · 1,102 sqft · $321/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2804 KEYSTONE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2804 KEYSTONE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2804 KEYSTONE DRIVE FAQs
What would the monthly payment be for 2804 KEYSTONE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,332/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2804 KEYSTONE DRIVE?+
The most recent tax bill on record (2025) was $3,284. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Orlando?+
At $299,900, this home is listed about 23% below the Orlando median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2804 KEYSTONE DRIVE?+
Blankner K-8 (elementary), William R Boone High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ORLANDO 32806 market on paper
$299,900 is 28% below the ORLANDO 32806 median of $415,000.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Blankner K-8, William R Boone High — Blankner K-8 rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $320,000, now $299,900 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WATSON REALTY CORP · Virginia Bellhorn. MLS #O6408874.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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