David Ramirez
Short-Term Rental Eligible
$675,000$685,0003 bd2 ba2,130 sqft$317 /sqft$5,397 /mo all-in ↓

1981 FLORA PASS PLACE, KISSIMMEE, FL, 34747

Active69 days on marketListed May 21, 2026MLS #O6408833

Est. $40K/yr short-term rental revenueReduced $10KPrivate poolSingle Family ResidenceFOUR SEASONS AT ORLANDO PH 2

About this home

1981 FLORA PASS PLACE

ALL you want and could need in this luxurious and fully upgraded pool home in the guard gated 55+ community of Four Seasons. With 2,130 sq ft, 3 bedrooms, and 2 baths, this St. Lucia model gives you space for entertaining family and guests with its amazing screen enclosed heated saltwater pool, paver deck and fully fenced large backyard. A paver driveway and friendly covered porch welcomes you to the elegant beveled glass front door. Inside you’ll find 8’ interior doors, an oversized foyer with cove ceiling, wood-look ceramic tile flooring that runs through the entire abode, and thousands spent on NEW designer lighting and ceiling fans (all of which stay). Both guest bedrooms and hall bathroom (with quartz countertop and walk-in tiled shower) are right off the foyer and separate from the primary suite offering privacy to both you and your guests. Don’t miss the large interior storage closet perfect for holiday décor or all the stuff you used to have in your basement “up-north”. NEW interior shutters installed (2026) on every double pane insulated window and open-plan living shines in the expansive great room featuring a 4 ft extension of the floorplan along with extra optional windows in the dining area. The gourmet kitchen is sure to please your home chef with a huge quartz countertop breakfast island seating 6, upgraded soft-close wood drawers and cabinets, GE Profile appliances, gas stove-top, exhaust hood, and chic tile backsplash. And don’t miss the butler’s pantry/drop zone for extra storage space and a wine fridge off the 2-car garage and interior laundry room with even more added cabinetry. Luxury upgrades in the living and dining areas include the cove ceiling, recessed lighting, 12’ glass sliders to the extended covered lanai, and even remote electronic window coverings for the sliders. The primary bedroom is a true owners’ retreat with optional extra sq ft added to this room too plus double sliders with remote motorized blinds and access to the covered lanai. A spa-like bath offers a large frameless glass shower with bench seat, a quartz topped double vanity, mosaic tile backsplash wall, separate toilet room, and a huge walk-in closet with custom built-in cabinets. Your private resort continues out back with the screened-in, heated, saltwater pool, paver patio, extended covered lanai, built-in natural gas grilling station, beverage fridge, ceiling fans, and recessed lighting. And the view to the extra-large premium fenced lot (50’ x 175’) which will have a NEW lush grassy lawn installed before closing, can’t be beat (and HOA takes care of all lawn mowing, shrub trimming, and watering). The 12,000 sq ft clubhouse has a fitness center, bar space, event spaces, lounge area, kitchen, and screened porch. In addition is a resort pool, family pool, and spa, as well as pickle ball, bocce ball, and tennis courts, and a full-time activity director to keep the fun going 7 days a week. Come live the carefree, elegant lifestyle in this active resort neighborhood. Close to Disney, Celebration shops and restaurants, and nearby highways taking you east to Orlando or west to Tampa.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,130

Sqft

0.2 ac

Lot size

2

Garage

2020

Year built

One

Levels

$317

Per sqft

Private pool55+ communityPets allowed

Inside

FlooringTile
AppliancesBar Fridge · Convection Oven · Dishwasher · Disposal · Dryer · Gas Water Heater · Range · Range Hood · Refrigerator · Tankless Water Heater · Washer · Water Filtration System · Water Softener
InteriorBuilt-in Features · Ceiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Sidewalk · Sliding Doors

Community & fees

HOA fee$408/mo
Taxes (2025)$11,198/yr
PetsYes
CommunityGated Community - Guard · Golf Carts OK · Golf · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Fire Hydrant · Natural Gas Connected · Public · Sewer Connected · Sprinkler Meter · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,397 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,642
PMI (est., until 20% equity)$253
Property tax — 2025 actual bill$933
HOA fee — from the listing$408
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $67,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $67,500
Interest rate6.00%
Loan term

Estimated payment

$5,397/mo

Principal & interest$3,642
PMI (est., until 20% equity)$253
Property taxes (actual bill)$933
HOA / condo fee$408
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $675K
$619KedgeAI estimate $763,509 · range $644K$921K$958K

vs edgeAI estimate

−11.6%

$/sqft vs Kissimmee actives

$317 vs $208

Days on market

69 vs 45 typical

Where $317/sqft sits among the 400 Kissimmee actives

86
119
90
55
27
23 · this home
$155–182$182–209$209–236$236–263$263–290$290+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Seasons, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental · projected

$40,433/yr gross

Avg nightly rate$234
Occupancy (comp set)48%
CommunitySeasons
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,150/mo median

MarketKissimmee
Annual gross at median$25,800
Gross yield on this price3.8%
Homes for rent right now1,140

Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.

The Four Corners short-term market

▼ Softening

48%

Occupancy

▼ 37% yr/yr

$325

Avg nightly rate

▲ 13% yr/yr

$38K/yr

Revenue per listing

$151

RevPAR

78 days

Booking lead time

5.7 nights

Avg stay

3

Typical min nights

11,479

Active rentals

▼ 20% supply

Seasonality — monthly occupancy

Peaks at 57% in Jul · bottoms at 36% in Jun

44%
56%
55%
54%
44%
36%
57%
48%
39%
44%
44%
46%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Four Corners — the projection above is specific to this home’s size.

Where it sits

Inside Four Seasons At Orlando

Map of 1981 FLORA PASS PLACE inside its neighborhood boundary

Drive times from this address

Walt Disney World16 min
Universal Orlando27 min
Downtown Orlando33 min
Orlando Int’l Airport (MCO)37 min
Downtown Tampa67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Seasons is a short-term-rental community. See the full guide →

Four Seasons At Orlando — neighborhood snapshot

Population

216

Median age

51

Median income

$80,574

Median home value

$345,500

Avg household

2

Households w/ children

10%

For the school run

Osceola County School District

HighCelebration High School★★★★★
ElementaryWestside K-8 School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer8.9 months of inventoryBuyer’s market

$369K$358K

Kissimmee median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

162 of 400

Kissimmee actives have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 69% above the KISSIMMEE 34747 median. See the full Kissimmee market guide →

Paper trail

This home's history

CurrentPrice reduced to $675,000 $10K
May 21, 2026Listed at $685,000 · 69 days on market since
2020Built · FOUR SEASONS AT ORLANDO PH 2

Reality check

What actually sold near 1981 FLORA PASS PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1925 ESTUARY LANESold · Nov ’25

$675,000

1925 ESTUARY LANE · same community

3 bd · 2 ba · 2,130 sqft · $317/sqft · 149 DOM

2017 FLORA PASS PLACESold · Dec ’25

$449,000

2017 FLORA PASS PLACE · same community

3 bd · 2 ba · 2,202 sqft · $204/sqft · 5 DOM

2051 FLORA PASS PLACESold · Jun ’26

$482,000

2051 FLORA PASS PLACE · same community

3 bd · 2 ba · 1,964 sqft · $245/sqft · 139 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1981 FLORA PASS PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1981 FLORA PASS PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1981 FLORA PASS PLACE FAQs

What would the monthly payment be for 1981 FLORA PASS PLACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,397/mo — principal and interest, the actual property-tax bill, the $408/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1981 FLORA PASS PLACE?+

The association fee works out to $408 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1981 FLORA PASS PLACE?+

The most recent tax bill on record (2025) was $11,198. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 1981 FLORA PASS PLACE be rented short-term?+

Yes — this home sits inside Seasons, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 1981 FLORA PASS PLACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $675,000, this home is listed about 78% above the Kissimmee median of $379,850. The market section on this page shows how the area is trending.

Which schools are assigned to 1981 FLORA PASS PLACE?+

Celebration High School (high), Westside K-8 School (elementary) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$675,000 runs 69% above the KISSIMMEE 34747 median — but at 2,130 sqft it's also 17% larger than the typical Kissimmee listing.

02Zoned for nightly rentals

Seasons is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

04The price has already moved

Listed at $685,000, now $675,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS WINTER PARK · Steven Ritz. MLS #O6408833.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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