2338 FITZPATRICK TERRACE, DELTONA, FL, 32725
Active68 days on marketListed May 18, 2026MLS #O6408802
About this home
2338 FITZPATRICK TERRACE
Welcome home! Seller is offering buyer credit toward closing costs. Discover this charming 3-bedroom, 2-bathroom residence nestled in a quiet, established Deltona neighborhood offering the perfect blend of comfort, convenience, and value. Enjoy quick access to I-4, making your commute to Orlando or Daytona Beach a breeze, plus you are just minutes from top-rated schools, shopping, dining, parks, and major employers including the nearby Amazon distribution center. Step inside to a bright, inviting layout filled with natural light, easy-to-maintain ceramic tile flooring throughout, and a spacious walk-in closet in the primary suite. The screen-enclosed porch is the perfect spot for sipping your morning coffee or enjoying Florida evenings bug-free, while the generous fenced-in backyard provides plenty of room to relax, entertain, garden, or play. Major recent updates include a BRAND NEW ROOF (March 2026) for years of worry-free ownership. NO HOA!! Whether you are a first-time homebuyer, relocating to Central Florida, or searching for a smart investment, this move-in ready gem checks all the boxes. Homes like this in this location do not last long, schedule your private showing today and make it yours before it is gone!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,446
Sqft
0.23 ac
Lot size
1984
Year built
One
Levels
$200
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,339 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,339/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1%
$/sqft vs Deltona actives
$200 vs $203
Days on market
68 vs 30 typical
Where $200/sqft sits among the 314 Deltona actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deltona Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Deltona. See the full Deltona guide →
Deltona Lakes — neighborhood snapshot
Population
86,681
Median age
40
Median income
$72,296
Median home value
$254,238
Avg household
3
Households w/ children
10,582
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deltona market
$308K → $299K
Deltona median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
149 of 314
Deltona actives have cut their price
Median sold price, Deltona, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% below the DELTONA 32725 median. See the full Deltona market guide →
Paper trail
This home's history
Reality check
What actually sold near 2338 FITZPATRICK TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$319,500
2351 EL PRADO TERRACE · same community
3 bd · 2 ba · 1,593 sqft · $201/sqft · 19 DOM
Sold · Sep ’25$292,500
602 ARMADILLO DRIVE · same community
3 bd · 2 ba · 1,804 sqft · $162/sqft · 48 DOM
Sold · Mar ’26$225,000
2226 EVANGELINA AVENUE · same community
2 bd · 1 ba · 1,080 sqft · $208/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2338 FITZPATRICK TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2338 FITZPATRICK TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2338 FITZPATRICK TERRACE FAQs
What would the monthly payment be for 2338 FITZPATRICK TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,339/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2338 FITZPATRICK TERRACE?+
The most recent tax bill on record (2025) was $4,127. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Deltona?+
At $289,900, this home is listed about 9% below the Deltona median of $320,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2338 FITZPATRICK TERRACE?+
Forest Lake Elementary School (elementary), Deltona Middle School (middle), Deltona High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the DELTONA 32725 market on paper
$289,900 is 3% below the DELTONA 32725 median of $299,000, and at $200/sqft it sits under the Deltona average of $209.
02Time on market is leverage
68 days on market against a Deltona median of 30 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $298,900, now $289,900 — a $9K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of JOURNEY HOMES REALTY LLC · Yennyfer Camilo Garcia. MLS #O6408802.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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