1692 HIGHBANKS CIRCLE, WINTER GARDEN, FL, 34787
Active73 days on marketListed May 18, 2026MLS #O6408620
About this home
1692 HIGHBANKS CIRCLE
Located in the highly desirable Roper Reserve gated community, this beautifully maintained 4-bedroom, 3.5-bath home offers the perfect combination of comfort, space, and privacy. Situated on a premium lot with peaceful pond and conservation views, enjoy no rear neighbors and a tranquil setting just minutes from everything Winter Garden has to offer. The home features an open-concept layout with a newly upgraded kitchen showcasing quartz countertops, new cabinetry, stainless steel appliances, a large center island, and an oversized walk-in pantry. Upstairs, the oversized 4th bedroom/loft offers endless potential as a guest suite, game room, office, media room, or additional living space. Additional highlights include a formal dining area, spacious living areas, and a 3-car split garage. Conveniently located near top-rated schools, shopping, hospitals, major highways, Downtown Winter Garden, and just a short drive to Walt Disney World Resort. Community amenities include a fitness pavilion, playground, and direct access to the West Orange Trail.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,848
Sqft
0.21 ac
Lot size
3
Garage
2017
Year built
Two
Levels
$263
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,124 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,124/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.6%
$/sqft vs Winter Garden actives
$263 vs $261
Days on market
73 vs 31 typical
Where $263/sqft sits among the 400 Winter Garden actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Winter Garden
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Garden. See the full Winter Garden guide →
WINTER GARDEN 34787 — neighborhood snapshot
Population
93,064
Median age
37.4
Median income
$114,988
Median home value
$475,000
Avg household
3.02
Households w/ children
13,499
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Garden market
$580K → $570K
Winter Garden median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
169 of 400
Winter Garden actives have cut their price
Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% above the WINTER GARDEN 34787 median. See the full Winter Garden market guide →
Paper trail
This home's history
Reality check
What actually sold near 1692 HIGHBANKS CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$715,000
474 WRANGLER ROAD · same community
4 bd · 3.5 ba · 2,877 sqft · $249/sqft · 24 DOM
Sold · Feb ’26$780,000
486 WRANGLER ROAD · same community
3 bd · 2.5 ba · 2,278 sqft · $342/sqft · 26 DOM
Sold · May ’26$700,000
1751 HIGHBANKS CIRCLE · same community
3 bd · 2 ba · 2,037 sqft · $344/sqft · 50 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1692 HIGHBANKS CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1692 HIGHBANKS CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1692 HIGHBANKS CIRCLE FAQs
What would the monthly payment be for 1692 HIGHBANKS CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,124/mo — principal and interest, the actual property-tax bill, the $142/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1692 HIGHBANKS CIRCLE?+
The association fee works out to $142 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1692 HIGHBANKS CIRCLE?+
The most recent tax bill on record (2025) was $5,936. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1692 HIGHBANKS CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Garden?+
At $749,900, this home is listed about 27% above the Winter Garden median of $589,945. The market section on this page shows how the area is trending.
Which schools are assigned to 1692 HIGHBANKS CIRCLE?+
Sunridge Elementary (elementary), Sunridge Middle (middle), West Orange High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$749,900 runs 41% above the WINTER GARDEN 34787 median — but at 2,848 sqft it's also 31% larger than the typical Winter Garden listing.
02Time on market is leverage
73 days on market against a Winter Garden median of 31 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Sunridge Elementary, Sunridge Middle, West Orange High — Sunridge Middle rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $760,000, now $749,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of VESTI LLC · Juan Vanegas Montoya. MLS #O6408620.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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