David Ramirez
$439,000$469,0003 bd2.5 ba1,596 sqft$275 /sqft$3,225 /mo all-in ↓

499 JULIAN LANE, MAITLAND, FL, 32751

Active79 days on marketListed May 17, 2026MLS #O6408583

Reduced $30KSingle Family ResidenceBRITTANY GARDENS

About this home

499 JULIAN LANE

Location, Location, Location. Welcome to your new home in Maitland! This conviently located gated community home is a charming dwelling place featuring a cozy fireplace to uplift the ambiance of your living space. The home benefits from a tasteful neutral color paint scheme throughout, providing a welcoming canvas for your interior design aspirations. The kitchen is a cook's paradise, complete with a natural gas range, a stunning accent backsplash that truly makes the room pop and new applicances. Enjoy the luxury of a generous walk-in closet in the primary bedroom, perfect for all your storage needs. The primary bathroom offers the convenience of double sinks, making morning routines smooth and efficient. The shower in the primary bathroom add an opulent touch to your personal spa-like retreat. Relax or entertain with ease with a patio for outdoor gatherings. The fenced-in backyard promises privacy for all your outdoor activities. The home benefits from a newer roof, new AC, new hot water tank, ensuring peace of mind for years to come. The appeal of the property is enhanced by fresh interior paint and fresh exterior paint to the entire home. The comfort features continue with new flooring throughout, ensuring all areas of the home are updated. Take advantage of this home's remarkable attributes and turn this dwelling place into your personal sanctuary. Some pictures virtually staged.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,596

Sqft

0.12 ac

Lot size

2

Garage

1997

Year built

Two

Levels

$275

Per sqft

Fireplace

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Stone Counters · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofOther · Shingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorIrrigation System · Private Mailbox · Private Yard

Community & fees

HOA fee$79/mo
Taxes (2025)$2,495/yr
PetsCats OK, Dogs OK
CommunityFishing · Water Access

Utilities & systems

UtilitiesElectricity Connected · Natural Gas Connected · Public · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,225 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,584
FHA mortgage insurance (est.)$194
Property tax — 2025 actual bill$208
HOA fee — from the listing$79
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,365Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,365
Interest rate6.00%
Loan term

Estimated payment

$3,225/mo

Principal & interest$2,584
FHA mortgage insurance (est.)$194
Property taxes (actual bill)$208
HOA / condo fee$79
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $439K
$404KedgeAI estimate $533,106 · range $421K$643K$669K

vs edgeAI estimate

−17.7%

$/sqft vs Maitland actives

$275 vs $291

Days on market

79 vs 46 typical

Where $275/sqft sits among the 110 Maitland actives

36
22 · this home
22
10
9
11
$166–232$232–298$298–363$363–429$429–494$494+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Maitland

Map of 499 JULIAN LANE

Drive times from this address

Downtown Orlando17 min
Orlando Int’l Airport (MCO)27 min
Universal Orlando30 min
Walt Disney World42 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Maitland. See the full Maitland guide →

MAITLAND 32751 — neighborhood snapshot

Population

22,853

Median age

38.7

Median income

$94,277

Median home value

$433,100

Avg household

2.27

Households w/ children

2,397

For the school run

Seminole County School District

ElementaryLake Orienta Elementary School★★★★★
MiddleMilwee Middle School★★★★★
HighLyman High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Maitland market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$508K$590K

Maitland median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

59 of 110

Maitland actives have cut their price

Median sold price, Maitland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2% above the MAITLAND 32751 median. See the full Maitland market guide →

Paper trail

This home's history

CurrentPrice reduced to $439,000 $30K
May 17, 2026Listed at $469,000 · 79 days on market since
1997Built · BRITTANY GARDENS

Reality check

What actually sold near 499 JULIAN LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2697 QUEEN MARY PLACESold · Jul ’26

$502,500

2697 QUEEN MARY PLACE · same community

3 bd · 2 ba · 1,558 sqft · $323/sqft · 10 DOM

2625 QUEEN MARY PLACESold · Sep ’25

$369,000

2625 QUEEN MARY PLACE · same community

3 bd · 2 ba · 1,885 sqft · $196/sqft · 43 DOM

489 PENNY LANESold · Aug ’25

$632,000

489 PENNY LANE · same community

3 bd · 2 ba · 1,938 sqft · $326/sqft · 57 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 499 JULIAN LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 499 JULIAN LANE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

499 JULIAN LANE FAQs

What would the monthly payment be for 499 JULIAN LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,225/mo — principal and interest, the actual property-tax bill, the $79/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 499 JULIAN LANE?+

The association fee works out to $79 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 499 JULIAN LANE?+

The most recent tax bill on record (2025) was $2,495. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 499 JULIAN LANE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Maitland?+

At $439,000, this home is listed about 20% below the Maitland median of $549,000. The market section on this page shows how the area is trending.

Which schools are assigned to 499 JULIAN LANE?+

Lake Orienta Elementary School (elementary), Milwee Middle School (middle), Lyman High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of SAND DOLLAR REALTY GROUP INC · Charles Munk. MLS #O6408583.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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