13928 SWALLOW HILL DRIVE, LITHIA, FL, 33547
Active77 days on marketListed May 15, 2026MLS #O6408388
About this home
13928 SWALLOW HILL DRIVE
Welcome to highly desirable Encore at FishHawk Ranch, a premier gated 55+ community offering resort-style living, outstanding amenities, and a vibrant social atmosphere. This beautifully maintained David Weekley home features 2 bedrooms, 2.5 baths, and one of the community’s most distinctive highlights—a charming full front porch, perfect for morning coffee and visiting with neighbors and friends. Inside, you’ll find a spacious open-concept design with a large family room that flows seamlessly into the kitchen and dining areas, creating an ideal layout for both everyday living and entertaining. A separate front living space offers exceptional flexibility and can easily function as a den, home office, hobby room, or additional sitting area. Located just a short walk to the clubhouse and amenities, this popular model has been thoughtfully updated with fresh interior and exterior paint, new sod in the front and back yards, updated ceiling fans, a professionally finished garage floor, and pull-down attic stairs leading to floored attic storage. Residents enjoy a heated pool, hot tub, fitness center, pickleball, bocce ball, clubhouse activities, planned social events, and a full-time activities director. HOA fees include lawn maintenance, shrub trimming, fertilization, mulching, cable TV, and internet service. Tax clarification: The 2025 annual property taxes are $6,430. The $9,175 amount shown on some websites includes other items on the county tax bill. Residents also enjoy access to FishHawk West amenities, including The Lake House, scenic walking trails, resort-style pools, fitness facilities, parks, and additional recreational amenities throughout the community. Conveniently located near shopping, dining, and medical facilities in the FishHawk Ranch area. Optional furnished purchase available for a convenient, move-in-ready transition.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
2,066
Sqft
0.14 ac
Lot size
2
Garage
2017
Year built
One
Levels
$230
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,151 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,151/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.1%
$/sqft vs Lithia actives
$230 vs $217
Days on market
77 vs 30 typical
Where $230/sqft sits among the 135 Lithia actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fish Hawk
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lithia. See the full Lithia guide →
Fish Hawk — neighborhood snapshot
Population
25,854
Median age
36
Median income
$130,345
Median home value
$479,914
Avg household
3
Households w/ children
4,427
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lithia market
$580K → $588K
Lithia median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
80 of 135
Lithia actives have cut their price
Median sold price, Lithia, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% below the LITHIA 33547 median. See the full Lithia market guide →
Paper trail
This home's history
Reality check
What actually sold near 13928 SWALLOW HILL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$465,500
13930 SWALLOW HILL DRIVE · same community
2 bd · 2.5 ba · 2,046 sqft · $228/sqft · 83 DOM
Sold · Nov ’25$429,000
6035 PLOVER MEADOW STREET · same community
2 bd · 2 ba · 1,927 sqft · $223/sqft · 194 DOM
Sold · Aug ’25$485,000
6002 THRUSHWOOD ROAD · same community
2 bd · 2 ba · 1,892 sqft · $256/sqft · 98 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13928 SWALLOW HILL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13928 SWALLOW HILL DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13928 SWALLOW HILL DRIVE FAQs
What would the monthly payment be for 13928 SWALLOW HILL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,151/mo — principal and interest, the actual property-tax bill, the $449/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13928 SWALLOW HILL DRIVE?+
The association fee works out to $449 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13928 SWALLOW HILL DRIVE?+
The most recent tax bill on record (2025) was $6,430. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13928 SWALLOW HILL DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lithia?+
At $474,900, this home is listed about 17% below the Lithia median of $569,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13928 SWALLOW HILL DRIVE?+
Fishhawk Creek Elementary School (elementary), Randall Middle School (middle), Newsome High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LITHIA 33547 market on paper
$474,900 is 8% below the LITHIA 33547 median of $515,000, and at $230/sqft it sits under the Lithia average of $246.
02Time on market is leverage
77 days on market against a Lithia median of 30 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Fishhawk Creek Elementary School, Randall Middle School, Newsome High School, Patricia Sullivan Metropolitan Ministries Partnership School — Fishhawk Creek Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6408388.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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