11367 CAY SPRUCE WAY, SAN ANTONIO, FL, 33576
Active54 days on marketListed Jun 10, 2026MLS #O6408369
About this home
11367 CAY SPRUCE WAY
Model-Home Style Living in Mirada Lagoon Community – Furnishings Available for Purchase Welcome to Mirada! If you’ve ever dreamed of owning a model-home-style residence without the wait of new construction, this is your opportunity. Built in 2022, this stunning two-story home offers approximately 1,856 square feet of beautifully designed living space and is truly turnkey and move-in ready. From the moment you step inside, you’ll appreciate the soaring ceilings, open-concept layout, LVP flooring, and thoughtfully selected décor that create a bright, elegant, and inviting atmosphere. The home’s carefully curated furnishings and décor have been designed to complement the space beautifully and may be purchased separately, offering buyers the unique opportunity to enjoy a fully furnished, move-in-ready experience with minimal effort. The spacious floor plan is ideal for both everyday living and entertaining, featuring modern finishes, generous living areas, and seamless indoor-outdoor living with screened and open porch spaces perfect for enjoying Florida’s year-round sunshine. Built with durable concrete block construction and meticulously maintained, this home offers exceptional curb appeal and peace of mind. Located in the highly sought-after Mirada community, residents enjoy access to the world-famous Mirada Lagoon—a crystal-clear, resort-style lagoon featuring swimming, kayaking, paddleboarding, sandy beach areas, cabanas, waterslides, playgrounds, walking trails, dog parks, and golf cart-friendly streets. The community hosts year-round events and activities that create a true vacation-inspired lifestyle. Conveniently located near Kirkland Ranch K-12, San Antonio Elementary School, Pasco Middle School, and Pasco High School, as well as shopping, dining, and major highways, this home combines luxury living with everyday convenience. Whether you’re looking for a primary residence, seasonal retreat, or an effortless turnkey opportunity, this beautifully maintained home offers a rare chance to move right in and start enjoying everything Mirada has to offer from day one.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,856
Sqft
0.07 ac
Lot size
1
Garage
2022
Year built
Two
Levels
$167
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,530 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,530/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.9%
$/sqft vs San Antonio actives
$167 vs $201
Days on market
54 vs 57 typical
Where $167/sqft sits among the 145 San Antonio actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside San Antonio
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know San Antonio. See the full San Antonio guide →
SAN ANTONIO 33576 — neighborhood snapshot
Population
6,415
Median age
61.1
Median income
$77,950
Median home value
$330,500
Avg household
2.21
Households w/ children
337
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The San Antonio market
$360K → $310K
San Antonio median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
85 of 145
San Antonio actives have cut their price
Median sold price, San Antonio, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% below the SAN ANTONIO 33576 median. See the full San Antonio market guide →
Paper trail
This home's history
Reality check
What actually sold near 11367 CAY SPRUCE WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$310,000
31878 GRIFFIN SANDS LANE
2 bd · 2 ba · 1,783 sqft · $174/sqft · 37 DOM
Sold · Nov ’25$320,000
31834 GRIFFIN SANDS LANE
2 bd · 2 ba · 1,783 sqft · $179/sqft · 70 DOM
Sold · Aug ’25$306,985
31802 GRIFFIN SANDS LANE
2 bd · 2 ba · 1,783 sqft · $172/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11367 CAY SPRUCE WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11367 CAY SPRUCE WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11367 CAY SPRUCE WAY FAQs
What would the monthly payment be for 11367 CAY SPRUCE WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,530/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11367 CAY SPRUCE WAY?+
The most recent tax bill on record (2025) was $4,905. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in San Antonio?+
At $309,900, this home is listed about 11% below the San Antonio median of $347,925. The market section on this page shows how the area is trending.
Which schools are assigned to 11367 CAY SPRUCE WAY?+
San Antonio Elementary School (elementary), Pasco High School (high), Pasco Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SAN ANTONIO 33576 market on paper
$309,900 is 3% below the SAN ANTONIO 33576 median of $318,345, and at $167/sqft it sits under the San Antonio average of $206.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $319,900, now $309,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TOP FLORIDA HOMES · Giselle Gartzke. MLS #O6408369.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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