9345 MONTEREY BAY DRIVE, ORLANDO, FL, 32832
Active32 days on marketListed Jul 3, 2026MLS #O6408356
About this home
9345 MONTEREY BAY DRIVE
Beautifully upgraded corner-lot home with POOL in La Vina! This well-maintained 3-bedroom, 2-bath home with office is situated on a desirable corner lot and features an oversized pool, fully fenced backyard, and numerous recent updates. The kitchen offers quartz countertops, stainless steel appliances, and a breakfast nook. The home features water-resistant vinyl flooring throughout main living areas, an open layout, high ceilings, and fresh interior paint. The spacious primary suite includes a remodeled bathroom, and the guest bathroom has also been updated. Recent improvements include bedrooms flooring (2026), water heater (2026), sprinkler system (2024), fence (2024), roof (2023), appliances (2023), AC (2021) and pool pump (2025). Conveniently located near restaurants, shops, fitness centers, McCoy Community Park, YMCA, Orlando International Airport, Lake Nona Town Center, Medical City, and the Sports & Performance District.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,535
Sqft
0.16 ac
Lot size
2
Garage
2004
Year built
One
Levels
$309
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,837 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,837/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Orlando actives
$309 vs $250
Days on market
32 vs 40 typical
Where $309/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lavina
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Lavina — neighborhood snapshot
Population
3,060
Median age
34
Median income
$113,017
Median home value
$377,900
Avg household
3
Households w/ children
395
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $409K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
166 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% above the ORLANDO 32832 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 9345 MONTEREY BAY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$425,000
9985 SHADOW CREEK DR · same community
4 bd · 2 ba · 1,705 sqft · $249/sqft · 114 DOM
Sold · Dec ’25$421,225
9999 SHADOW CREEK DRIVE · same community
4 bd · 2 ba · 1,710 sqft · $246/sqft · 147 DOM
Sold · Jul ’26$474,990
9440 CANDICE COURT · same community
4 bd · 2 ba · 1,825 sqft · $260/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9345 MONTEREY BAY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9345 MONTEREY BAY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9345 MONTEREY BAY DRIVE FAQs
What would the monthly payment be for 9345 MONTEREY BAY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,837/mo — principal and interest, the actual property-tax bill, the $28/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9345 MONTEREY BAY DRIVE?+
The association fee works out to $28 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9345 MONTEREY BAY DRIVE?+
The most recent tax bill on record (2025) was $7,716. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9345 MONTEREY BAY DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $474,900, this home is listed about 21% above the Orlando median of $392,450. The market section on this page shows how the area is trending.
Which schools are assigned to 9345 MONTEREY BAY DRIVE?+
Northlake Park Community Elementary (elementary), Odyssey Middle (middle), Lake Nona High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$474,900 runs 12% above the ORLANDO 32832 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Northlake Park Community Elementary, Odyssey Middle, Lake Nona High — Northlake Park Community Elementary rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FOLIO REALTY LLC · Sherry Zirakdjou. MLS #O6408356.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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