4887 CROSS PRAIRIE PARKWAY, ST CLOUD, FL, 34772
Active71 days on marketListed May 15, 2026MLS #O6408349
About this home
4887 CROSS PRAIRIE PARKWAY
Welcome home to this beautifully designed three-bedroom townhome, where comfort, space, and functionality come together for modern family living. The open-concept kitchen features elegant quartz countertops and flows seamlessly into the family room—creating the perfect space for shared meals, homework time, and relaxing evenings together. Upstairs, a spacious loft offers flexible use as a playroom, home office, study area, or family media space. The smart layout includes three well-proportioned bedrooms, providing privacy and comfort for every member of the household. Two secondary bedrooms are located at the rear of the home and share a full hall bath, while the private owner’s suite at the front offers a walk-in closet and a well-appointed en-suite bath with dual-sink quartz vanity and a large walk-in shower. This home features three bedrooms, two and a half bathrooms, a two-car garage, and an extended driveway, making daily routines and guest parking simple and stress-free. Located in the welcoming community of Cross Prairie, this home delivers the space, design, and functionality today’s families need to grow and thrive. Schedule your private showing today and discover the perfect place to create lasting memories.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,824
Sqft
0.06 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$180
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,094 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,094/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.5%
$/sqft vs St Cloud actives
$180 vs $220
Days on market
71 vs 33 typical
Where $180/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
198 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 4887 CROSS PRAIRIE PARKWAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$450,000
4953 SHADY PINES DRIVE · same community
3 bd · 2 ba · 1,742 sqft · $258/sqft · 0 DOM
Sold · Aug ’25$300,000
3842 KNOTTY PINE STREET · same community
3 bd · 2.5 ba · 1,624 sqft · $185/sqft · 153 DOM
Sold · Sep ’25$417,561
4957 CROSS PRAIRIE PARKWAY · same community
3 bd · 2.5 ba · 1,500 sqft · $278/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4887 CROSS PRAIRIE PARKWAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4887 CROSS PRAIRIE PARKWAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4887 CROSS PRAIRIE PARKWAY FAQs
What would the monthly payment be for 4887 CROSS PRAIRIE PARKWAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,094/mo — principal and interest, the actual property-tax bill, the $332/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4887 CROSS PRAIRIE PARKWAY?+
The association fee works out to $332 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4887 CROSS PRAIRIE PARKWAY?+
The most recent tax bill on record (2025) was $6,239. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4887 CROSS PRAIRIE PARKWAY?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $329,000, this home is listed about 23% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4887 CROSS PRAIRIE PARKWAY?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST CLOUD 34772 market on paper
$329,000 is 11% below the ST CLOUD 34772 median of $370,000, and at $180/sqft it sits under the St Cloud average of $236.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
71 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of MCO REALTY GROUP LLC · Sarah Viana Cohim Fernandez. MLS #O6408349.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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