12104 NW 162ND DRIVE, ALACHUA, FL, 32615
Active81 days on marketListed May 16, 2026MLS #O6408333
About this home
12104 NW 162ND DRIVE
One or more photo(s) has been virtually staged. Seller Offering $2,500 Toward Buyer Closing Costs. USDA-eligible area with potential zero-down financing available for qualified buyers! Welcome to this beautifully maintained 3-bedroom, 2-bathroom home located in the highly desirable Savannah Station community in Alachua. Situated at the end of the street for added privacy, this move-in ready home features a fully fenced backyard ideal for entertaining and outdoor enjoyment — a feature not commonly found in many new construction homes. Step inside to an open and inviting floor plan with vaulted ceilings, abundant natural light, spacious living areas, and a beautifully maintained kitchen featuring clean, well-kept cabinetry and ample storage. The spacious primary suite offers dual closets and a private ensuite bath, while the additional bedrooms provide flexibility for guests, family, or a home office. A versatile flex space offers the perfect setup for remote work, a nursery, workout room, playroom, or additional guest space. Enjoy peace of mind with a new roof installed in August 2025 — a major upgrade for Florida homeowners and insurance considerations. Additional highlights include low quarterly HOA fees and a 2-car garage with extra storage space. Conveniently located just minutes from downtown Alachua, Publix, shopping, dining, and quick access to I-75, with Gainesville and the University of Florida only a short drive away. Skip the wait for new construction and enjoy a move-in ready home with privacy, upgrades, and outdoor space already in place. Motivated seller willing to consider reasonable offers. Don’t miss the opportunity to own this beautifully maintained home in Savannah Station — schedule your private showing today! Some photos have been virtually staged.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,620
Sqft
0.16 ac
Lot size
2
Garage
2007
Year built
One
Levels
$179
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,320 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,320/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10%
$/sqft vs Alachua actives
$179 vs $190
Days on market
81 vs 64 typical
Where $179/sqft sits among the 153 Alachua actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Alachua
Get to know Alachua. See the full Alachua guide →
ALACHUA 32615 — neighborhood snapshot
Population
16,244
Median age
40.3
Median income
$79,983
Median home value
$289,000
Avg household
2.56
Households w/ children
1,833
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Alachua market
$319K → $336K
Alachua median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
83 of 153
Alachua actives have cut their price
Median sold price, Alachua, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% below the ALACHUA 32615 median. See the full Alachua market guide →
Paper trail
This home's history
Reality check
What actually sold near 12104 NW 162ND DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$320,000
16228 NW 121ST LANE · same community
4 bd · 2 ba · 1,623 sqft · $197/sqft · 2 DOM
Sold · Dec ’25$240,000
12171 NW 158TH STREET · same community
3 bd · 2 ba · 1,730 sqft · $139/sqft · 4 DOM
Sold · Dec ’25$280,000
16196 NW 121ST LANE · same community
3 bd · 2 ba · 1,486 sqft · $188/sqft · 66 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12104 NW 162ND DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12104 NW 162ND DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12104 NW 162ND DRIVE FAQs
What would the monthly payment be for 12104 NW 162ND DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,320/mo — principal and interest, the actual property-tax bill, the $35/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12104 NW 162ND DRIVE?+
The association fee works out to $35 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12104 NW 162ND DRIVE?+
The most recent tax bill on record (2025) was $3,477. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12104 NW 162ND DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Alachua?+
At $290,000, this home is listed about 17% below the Alachua median of $349,450. The market section on this page shows how the area is trending.
Which schools are assigned to 12104 NW 162ND DRIVE?+
W. W. Irby Elementary School (elementary), Alachua Elementary School (elementary), A. L. Mebane Middle School (middle), Santa Fe High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LA ROSA REALTY CW PROPERTIES L · Glenda Lee. MLS #O6408333.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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