David Ramirez
$179,996$188,0002 bd2 ba1,043 sqft$173 /sqft$1,794 /mo all-in ↓

2 VILLA VILLAR COURT UNIT 20, DELAND, FL, 32724

Active92 days on marketListed May 15, 2026MLS #O6408242

Priced 44% below the DELAND 32724 medianReduced $8KCondominiumVILLA VILLAR 01-03 PH 02

About this home

2 VILLA VILLAR COURT UNIT 20

Seller contributing $5,000 in buyer's closing costs AND a preferred lender credit! Nestled within a peaceful and well-maintained 55+ community, this beautifully updated 2-bedroom, 2-bath, single-story residence offers the perfect combination of style, comfort, and carefree living. Every room has been refreshed with timeless finishes, including gorgeous new flooring, a stunning designer-inspired kitchen, beautifully remodeled bathrooms, fresh interior paint, updated lighting, modern ceiling fans, and tasteful fixtures throughout. Natural light fills the spacious living areas, creating a warm and inviting atmosphere that’s equally suited for relaxing evenings at home or entertaining family and friends. Just beyond the living space, your private screened lanai provides the perfect place to enjoy morning coffee, an afternoon book, or Florida’s beautiful year-round weather. One of the greatest luxuries this home offers is the freedom of maintenance-free living. Your HOA includes water, sewer, trash service, lawn care, exterior building maintenance, and roof maintenance, allowing you to spend less time worrying about home maintenance and more time enjoying everything this wonderful community has to provide. Location truly sets this home apart. Just minutes from historic Downtown DeLand, you’ll enjoy award-winning restaurants, charming cafés, boutique shopping, art galleries, beautiful parks, community events, and one of Florida’s most beloved Main Streets. Whether you’re meeting friends for dinner, exploring local festivals, or taking a scenic drive to nearby New Smyrna Beach, you’ll love having the very best of Central Florida within easy reach.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,043

Sqft

0.03 ac

Lot size

1974

Year built

One

Levels

$173

Per sqft

55+ community

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Stone Counters
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesEast
ExteriorLighting

Community & fees

HOA fee$362/mo
Taxes (2025)$1,596/yr
PetsNumber Limit, Size Limit
CommunityCommunity Mailbox

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,794 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,060
FHA mortgage insurance (est.)$80
Property tax — 2025 actual bill$133
Condo fee — from the listing$362
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,300Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,300
Interest rate6.00%
Loan term

Estimated payment

$1,794/mo

Principal & interest$1,060
FHA mortgage insurance (est.)$80
Property taxes (actual bill)$133
HOA / condo fee$362
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $180K
$147KedgeAI estimate $161,620 · range $153K$182K$190K

vs edgeAI estimate

+11.4%

$/sqft vs Deland actives

$173 vs $205

Days on market

92 vs 45 typical

Where $173/sqft sits among the 392 Deland actives

74 · this home
102
96
63
30
27
$145–173$173–200$200–228$228–255$255–283$283+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Deland

Map of 2 VILLA VILLAR COURT UNIT 20

Drive times from this address

Downtown Orlando44 min
Universal Orlando56 min
Orlando Int’l Airport (MCO)63 min
Walt Disney World69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Deland. See the full Deland guide →

DELAND 32724 — neighborhood snapshot

Population

43,615

Median age

43.7

Median income

$72,729

Median home value

$283,100

Avg household

2.43

Households w/ children

4,433

For the school run

Volusia County School District

HighDeland High School★★★★★
ElementaryBlue Lake Elementary School★★★★
MiddleDeland Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Deland market

Seller’s marketLeans seller3.5 months of inventoryBuyer’s market

$335K$349K

Deland median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

204 of 392

Deland actives have cut their price

Median sold price, Deland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 44% below the DELAND 32724 median. See the full Deland market guide →

Paper trail

This home's history

CurrentPrice reduced to $179,996 $8K
May 15, 2026Listed at $188,000 · 92 days on market since
1974Built · VILLA VILLAR 01-03 PH 02

Reality check

What actually sold near 2 VILLA VILLAR COURT UNIT 20

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2 VILLA VILLAR COURT UNIT 02Sold · Sep ’25

$103,500

2 VILLA VILLAR COURT UNIT 02 · same community

2 bd · 2 ba · 1,043 sqft · $99/sqft · 185 DOM

5 VILLA VILLAR COURT UNIT 50Sold · Dec ’25

$95,000

5 VILLA VILLAR COURT UNIT 50 · same community

2 bd · 2 ba · 1,027 sqft · $93/sqft · 35 DOM

3 VILLA VILLAR COURT UNIT 30Sold · Apr ’26

$130,000

3 VILLA VILLAR COURT UNIT 30 · same community

2 bd · 2 ba · 979 sqft · $133/sqft · 87 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2 VILLA VILLAR COURT UNIT 20 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2 VILLA VILLAR COURT UNIT 20 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

2 VILLA VILLAR COURT UNIT 20 FAQs

What would the monthly payment be for 2 VILLA VILLAR COURT UNIT 20?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,794/mo — principal and interest, the actual property-tax bill, the $362/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2 VILLA VILLAR COURT UNIT 20?+

The association fee works out to $362 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2 VILLA VILLAR COURT UNIT 20?+

The most recent tax bill on record (2025) was $1,596. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2 VILLA VILLAR COURT UNIT 20?+

The listing reports pets: Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Deland?+

At $179,996, this home is listed about 53% below the Deland median of $383,900. The market section on this page shows how the area is trending.

Which schools are assigned to 2 VILLA VILLAR COURT UNIT 20?+

Deland High School (high), Blue Lake Elementary School (elementary), Deland Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the DELAND 32724 market on paper

$179,996 is 44% below the DELAND 32724 median of $320,000, and at $173/sqft it sits under the Deland average of $218.

02Time on market is leverage

92 days on market against a Deland median of 45 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $188,000, now $179,996 — a $8K cut. The full history is in the market section below.

Listing courtesy of PRATT REALTY INC · Lauren Szesnat. MLS #O6408242.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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2 VILLA VILLAR COURT UNIT 20, DELAND, FL — 2 Bed, 2 Bath — $179,996 | CENTURY 21 Edge